Paul Potter, Medicare Insurance Broker

About Me

Hello! I'm Paul Potter, your trusted, local, Independent, Medicare agent. I serve customers throughout Florida, focusing on Central Florida. My specialty is Medicare, and I am very experienced with helping you compare and select plans that meet your individual needs and budget. You save time and effort because I do the shopping and I provide comparisons of plans that meet your requirements. By Florida law, independent agent services are provided at no cost to you. Give me a call or send a text at 321-346-9996 to discuss your Medicare choices. Let me know that you found me on Medicare Agents Hub!

Get in touch with Paul using this form

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My Google Reviews

129 Total Reviews   (5.0)

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Ryan Dick
May 6, 2025

Paul could step in, listen to our needs, and help us when others wouldn't. We had a unique situation that required extra effort, and Paul went above and beyond. We are delighted with his services and highly recommend him.

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Donald Eastlake
May 5, 2025

My wife and I use Paul Potter to help us transition from my COBRA coverage to appropriate Part G, Dental&Vision, and prescription coverage. He did a great job and was very knowledgeable in the alternatives. We recommend him highly.

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Sherri Walls
April 30, 2025

Paul has gotten us out of insurance timeline jams many times. He is reliable, responsive and trustworthy. You can rest assured he will provide timely advice and is easy to understand! We have recommended him numerous times to friends and family.

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Brenda Poenisch
April 17, 2025

Thank you so much for your guidance. Gives me peace of mind...

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John Hallett
March 20, 2025

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Seth Schrager
February 23, 2025

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lisa blanck
February 21, 2025

I received clear advice and concise answers to my questions. Recommended.

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ct
February 20, 2025

Straight forward, no pressure help with choosing my beginning Medicare plan. Thank you Paul!

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Beth Connor
January 30, 2025

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brent ridenour
January 10, 2025

Paul explained all options and answered numerous questions. Never felt rushed and left knowing all my options with great confidence. When it's time to sign up I know I will be making the best choice for my particular needs. I highly recommend Paul when your ready to sign up for medicare.

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Carol Fessler
January 9, 2025

Paul was great at helping me choose a plan! I highly recommend him!

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Mary Pat Rordam
January 8, 2025

Mr Porter responded quickly to my query. He provided the necessary forms for me to complete. He also answered my questions. I am looking forward to working with him. So far it is 5 stars. Paul continues to do excellent work. He really helped me to make a knowledgeable decision.

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Gary Corless
December 6, 2024

Very impressive. Paul had everything ready for me to make my choice of the Medicare insurance company's. He had very good advice on what was the best plan. He made my choice easy. Thanks Paul for everything.

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Ray Toomey
December 6, 2024

Paul always does a great job in explaining various Medicare options & promptly processes changes as requested…

Q&A with Paul Potter

Answer: Everyone is different. We all have different genes, needs, preferences etc. Your neighbor does not tell you what food you like, what investments to make and more. Tell them thank you for caring and your advice.

It is true that in Florida around 60% of people turning 65 get Medicare Advantage Plans, but that also means that around 30% get Medicare Advantage.

If you are uncertain about comparing options, I can provide a no obligation comparison specific to your needs and preferences. Just follow the link below and complete my questionnaire. I will get send your personalized comparison when I get your answers.

https://forms.gle/b9EMVF8ivZUYvyhs6

Answer: It sounds like you are not comfortable with that agent and that does happen. Medicare covers your hospital stays and should you use more than 90 days, Medicare covers an additional 60 (lifetime reserve days). Of course, you pay for your first 60 days in your deductible then on a per day basis for the next 30 days and even more should you get to lifetime reserve days. Medicare Supplement plans help pay for these days AND ADD 365 additional days.

I hope this helps. If you would like to discuss, you can Email me at [email protected]

Answer: In Florida, nearly sixty percent of the people newly eligible for medicare have medicare.Advantage plans. Most stay on Medicare Advantage.

Answer: I like to look at parents and their health journey to help guide my decision. If they were healthy until 95 and you live a similar lifestyle, you may have more options. If you have had many health issues, you may want to start with a Medicare Supplement to get the piece of mind.

You can email me directly at [email protected] or call me at 321-346-9996 if you want more help in seeing comparisons and with your decision.

Answer: People who take expensive drugs that are addressed by IRA will see lower costs (this is less than 13% of the population). The rest of us will likely see costs increase in some way or another. It is actually just a math equation.

Answer: Depends on your needs. I would want to know if you have VA benefits or some employers benefits to start. Next, I want to know which plans cover your doctors and how much they charge for your drugs. Finally I like to compare the options so you can see the plans so you can make an informed decision.

If you would like to get help with these steps, please send an email to me at [email protected] or text me at 321-346-9996. I would be happy to help.

Answer: Medicare will adjust your Part B premium and Income Related Medicare Adjustment Amount (IRMAA) automatically each year. You can appeal their decision if you have mitigating circumstances.

I have a IRMAA schedule if you would like me to send it, please send an email to me at [email protected].

Answer: People pay into Medicare all their working life. If Medicare added younger Americans, who have not contributed for as long as others, would likely increase the cost for existing and new Medicare beneficiaries. I am sure you can get a different answer from who ever you ask, so this is my opinion. Many economists debate your big question.

Answer: Hospital costs usually exceed the amount Medicare Part A covers. That is why people often get Medicare Advantage or Medicare Supplement Plans. Further, if you only have Medicare, there is not limit of your liability.

If you would like to discuss further, you can email me at [email protected] or call 321-346-9996.

Answer: It can be confusing. You can call or send a text to me at 321-346-9996. You can also look at my profile at FloridaIndependentInsuranceConsultants. Com.

Answer: Medicare will automatically sign you up for Part A and B. I can help you with a supplement or advantage plan. You can contact me at 321-346-9996 or at [email protected].

Answer: Make sure you have

1. set up your SSA.gov account

2. Check which plans cover your doctors.

3. Check which plans cover your drugs.

4. Eliminate plans that don't include your doctors and drugs.

5. Compare Medicare Supplement plans.

I can help if you would like. You can call me at 321-346-9996 or send an email to [email protected].

Answer: Marijuana is legal in many states but not by the Federal government. Therefore Medicare doesn't include Marijuana as a category of drug for coverage.

We will see what happens in the future.

Answer: Medicare doesn't cover long term care. It does cover medical conditions while on long term care.

Based on the federal deficit, don't expect it to get any better.

Answer: Yes. The type of plan you have may have an impact, but generally, if you meet the qualifications for Hospice, Medicare covers most of those costs that meet Medicare requirements.

Answer: I recommend you make sure you have your SSA.gov account set up now, if you have not already set it up.

I recommend you start looking at the options that include your doctors and drugs.

3 months before the end of your current coverage, I recommend you apply for Medicare Part A & B.

You can call or email me if you want help.

Paul Potter

321-316-9996

[email protected]

Answer: In our area, most if not all hospitals accept Medicare Advantage Plans. It is easier for hospitals to play hard ball with insurance companies than with the Federal Government so I believe that is a big reason.

You should always make sure your advantage plan includes your doctors, hospitals and drugs before selecting that plan. If you want help, you can contact me directly.

Paul Potter

321-346-9996

[email protected]

Answer: You should compare both options to see which fits your requirements and needs. I can help if you want.

Paul Potter

321-346-9996

[email protected]

Answer: Only if you do not have insurance coverage from your employer. You should compare costs and benefits of Medicare and your current plan. If you want help, I am here.

Paul Potter

321-346-9996

[email protected]

Answer: Medicare covers cataract surgery. The surgery includes mono vision lens. You would pay for any upgrades if you request them m