Cody Brown, Medicare Insurance Agent
Cody Brown
Senior Benefit Services
Medicare Agent Licensed in MO, AR, AZ, IN, KS, SC, TX and VA
Contact Details
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Location
Blue Springs, MO
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Phone
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Website
About Me
Hi there! Are you tired of biased insurance advice? My name is Cody Brown, and I am an independent agent with Senior Benefit Services. I grew up in Lee’s Summit, MO and still live there. I enjoy spending time with my amazing wife, golfing, and traveling. I have the pleasure of serving seniors in the Kansas City area. SBS specializes in the Medicare market and we help retirees navigate the different parts of Medicare. Medicare can be very confusing, so I help clients with making the process as simple as possible. I explain the different parts of Medicare (Parts A, B, C and D) to make sure individuals understand how they all work! I will give you the pros and cons of the different Medicare plans specific to your market. We represent over 50 companies with different types of coverage options. We are able to shop the market for you to find coverage at competitive prices to fit your needs and your budget. My company has been doing this since 1975! The SBS offices also have a staff team that helps our clients and answers their calls without having to push any buttons to talk to a live person. Our services bring a lot of value to clients at no charge.
Directions to My Office
Q&A with Cody Brown
Answer: If you are not drawing social security and automatically enrolled in Medicare, you will need to enroll in part A and part B. You can apply online at SSA.gov
Answer: Medicare Advantage plans are not free. Some plans have a premium and some have no premium. Either way they are funded by tax dollars, so you have been paying into it your whole working life.
Answer: No, you can not enroll in a medigap plan with no underwriting during the annual enrollment period. You can enroll any time of year, but you will always be subject to underwriting unless you qualify for a guarantee issue right.
Answer: Medicare does cover durable medical equipment. You would need approval from your doctor and is typically covered at 80%
Answer: Medicare does not cover routine dental and vision. You would need to get purchase coverage outside of Medicare, or seek these benefits through a Medicare Advantage plan.
Answer: The most common Medicare enrollment period is in the fall. The Annual Enrollment Period(AEP) is from October 15-December 7, where you can join or switch a Medicare Advantage or prescription drug plan. You can also make a change to your Medicare Advantage plan during the Open Enrollment Period(OEP) from January 1-March 31. There is no enrollment period for Medicare Supplement plans, so those can be changed any time of year.
Answer: No, there is no way around Medicare not covering a hearing aid. You would need to purchase separate insurance outside of Medicare, or you can get that coverage through a Medicare Advantage plan.
Answer: Unfortunately, this is something Medicare doesn't cover. Medicare does not cover medical marijuana for any type of condition.
Answer: Medicare does not cover long term care. If you are transitioned from skilled nursing to long term care, you would need to use outside insurance or self pay.
Answer: Medicare Part B covers outpatient mental health services, including intensive outpatient programs and partial hospitalization programs, if medically necessary and provided in a Medicare certified facility.