Charles Boone, Medicare Insurance Broker

About Me

WHY CHOOSE OHIO HEALTH INSURANCE CONSULTANTS?

• Medicare Experts and More: While Medicare is our specialty, we are well-versed in all available healthcare programs. Whether you're eligible for Medicare, need individual health insurance, family coverage, or assistance with short-term plans, we're here to guide you.

• We Work for You: Unlike agents who represent a single insurance company, we are independent brokers. This means we don’t work for the insurance companies—we work for you, the citizens of Ohio. Our goal is to find the plan that best fits your health needs and budget, regardless of your age or situation.

• No Cost to You: Our services are 100% free. We are compensated by the insurance companies, but our loyalty is always to you. There are no hidden fees or charges—just honest, unbiased guidance.

• Direct-to-Consumer Convenience: We operate without a traditional office, allowing us to serve you wherever you are in Ohio.

• Lifetime Support: Our commitment doesn’t end once you enroll. We provide ongoing support for life, at no cost.

COMMITTED TO DOING WHAT’S RIGHT

At Ohio Health Insurance Consultants, we believe in doing what’s right for our clients. We are here to support you through every change in your health, your insurance needs, and even changes in the law. Whether you're new to Medicare, transitioning between plans, or exploring options for your family, we are your lifelong health insurance partner.

STAYING WITH US MEANS STAYING PROTECTED

To continue receiving our comprehensive, free services, we ask that all changes to your health insurance plan go through us. This allows us to provide seamless support and ensures you’re always covered by the guidance of someone who knows your healthcare needs inside and out!

Contact Ohio Health Insurance Consultants today to schedule a free consultation and discover how we can help you make the most of your Medicare coverage. Your health, your peace of mind—our priority.

Get in touch with Charles using this form

Q&A with Charles Boone

What do you enjoy most about working with Medicare clients?

Answer: I enjoy helping my clients to fully understand their options. As Medicare can get quite confusing, our ability to simplify such a complicated program without cutting corners is something we take great pride in!

Can you describe a time when you helped a client navigate a complex Medicare issue?

Answer: I have had multiple seniors call me after falling victim to fraudulent activity pertaining to Medicare. In these situations we typically gather all the necessary information to begin unraveling what took place, how it occured, and what needs done to correct the issue moving forward.

This most commonly occurs with telemarketing calls and TV advertisements that promote "extra benefits" for Medicare beneficiaries. Often times we have been able to limit the damage but unfortunately that is not always possible.

What is the biggest mistake seniors make when enrolling in Medicare?

Answer: 1. Not working with a well connected Medicare broker.

2. Not taking the time to get educated on Medicare as a whole.

3. Continuing to contribute to an HSA within the 6 month period prior to starting Part A (which can be retroactive)

4. Not learning about the 6 month guaranteed issue period regarding Medicare Supplements.

5. Thinking that once their enrolled they don't need to continue to review their plan each year. (Medicare plans change each year in either price, benefits, formularies or network)

What's the most important question I should be asking about Medicare that I probably haven't thought of yet?

Answer: Why am I not working with a Licensed Medicare/Health Insurance Broker?

I say this because Medicare can be so confusing and complex that it requires you go to school and obtain a license to fully and accurately comprehend it.

In addition to that, Medicare changes every year so it also requires continuing education as well as successfully passing exams each year.

Knowing this, a Licensed Medicare Broker works on your behalf, free of charge, and has a legal fiduciary duty to do what’s in your best interest.

Plus, any good Broker will make sure you understand your options, explain why some may be more advantageous than others, and service your policy for the life of you being enrolled in Medicare.

So to be able to obtain that level of expertise at no cost, I state again. The most important question you should be asking about Medicare that most haven’t thought of yet is….

“Why am I not working with a Licensed Medicare/Health Insurance Broker?”

My Medicare Advantage plan advertised dental coverage, but it barely covers anything. Is this normal?

Answer: Dental coverage like most coverages vary from company to company and plan to plan. When sitting down with your Medicare or Health Insurance Broker, be sure to mention any services you hope to have done or coverages you’d like to make sure you have. This way, your Broker can find a plan that is tailored for your needs and expectations.

What should I do with my Medicare plan if I'm diagnosed with a rare disease requiring specialists?

Answer: Consult with your Health Insurance Broker upon receiving the diagnosis. Depending on the situation and type of diagnosis, you may be eligible for a specialized plan or additional assistance.