Is it true that Medicare pays for dental implants?

Answered by 6 licensed agents

Who told you that? It does not! A few Medicare Advantage plans MAY have dental coverage that includes implants, but Original Medicare itself does not.

Answered by Helena Foutz, RSSA on March 4, 2025

Broker Licensed in CA, AK, AR & 12 other states

Answered by Helena Foutz, RSSA Medicare Insurance Agent
Original Medicare—Parts A and B—does not cover dental implants or routine dental care like cleanings or fillings, limiting its scope to hospital and medical services, which leaves those costs entirely on you unless you have other coverage. This limitation is a big reason more seniors are turning to Medicare Advantage plans, many of which—around 70% in 2025—include dental benefits that can cover implants, depending on the specific plan and provider. I’ve noticed clients often assume Medicare handles more than it does, so if implants are something you need, you’d either pay out of pocket with Original Medicare or look into an Advantage plan that lists them in its benefits.

Answered by Brian Moore on March 27, 2025

Broker Licensed in OH

Answered by Brian Moore Medicare Insurance Agent
NO. ABSOLUTELY NOT. Original Medicare (OM) does not cover any dental. Dental coverage can be purchased separately.

Answered by William Lawler on April 7, 2025

Broker Licensed in MO, FL, IA & 12 other states

Answered by William Lawler Medicare Insurance Agent
Wherever you got that idea, please cross that person’s name off your advisor list! That is totally NOT true. The only aspect of Medicare that pays anything are for routine Dental, Vision and Hearing. The reason is that when Medicare was established in 1965, the Feds wanted to only be responsible for the inexpensive healthcare treatments. For example, in the Dental area, Medicare pays for x-rays cleanings and fluoride treatment. But, if you are seeking an umbrella policy that covers the more expensive procedures, buy a “DVH” (Dental, Vision & Hearing) individual policy that covers “some” aspects of implants, root canal, partial dentures extractions, etc. Your best option is one that can cost about $65.00 per person depending on your state.

Answered by Steven Bleicher on April 10, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent
Medicare does not routinely pay for dental. Only certain dental if it is sustained in an accident. Most dentists do not want to bill Medicare due to limiting charges and not being participating.

Answered by Shelly Hefley on April 10, 2025

Broker Licensed in IN, AL, IL, KY & TN

Answered by Shelly Hefley Medicare Insurance Agent
No

Some Advantage plans will help pay for implants and some dental insurance will help pay for implants.

Medicare will only cover medical necessary dental (like you lost your teeth due to cancer)

Answered by Lowell Ryals on March 31, 2025

Broker Licensed in MO, AR, FL, KS, LA & TX

Answered by Lowell Ryals Medicare Insurance Agent

Tags: Coverage

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