Walt Smith, Medicare Insurance Agent
Walt Smith
Walt Smith Benefit Consultants
Medicare Agent Licensed in NJ, PA and VA
Contact Details
-
Location
Nutley, NJ
-
Phone
About Me
Hello! I'm Walt, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Walt Smith
What's one Medicare decision that too many people regret later?
Answer: Many seniors regret not sitting down with a professional to explain different options available when they start a Medicare.
Many professionals will help seniors with their decision at No Cost to the senior.
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: I had a client that was taking 21 different medication’s. We had to find the right plan for him and we looked at every single plan in New Jersey and we found the one that was cheapest for him at his drugstore.
What do you enjoy most about working with Medicare clients?
Answer: I enjoy making sure that seniors understand the plan. They are going in and answer all the questions they may have and give them the opportunity to follow up with me anytime in the future.
What shift has been observed in Medicare spending, particularly regarding Medicare Advantage plans?
Answer: Medicare Advantage plans have evolved over the last several years. Most of them are now PPOs, which means you can go to doctors not in the network. They’ve added benefits that Medicare does not cover like dental coverage, eyeglass coverage, over-the-counter items, even hearing aids. And majority of the seniors or people on Medicare now has this type of coverage
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: The biggest mistake that seniors make enrolling in Medicare is not knowing all the options that are available and not getting advice from an experienced broker.
Will Medicare Advantage plans start offering more digital health tools like apps by 2030?
Answer: They have digital apps now. Many insurance companies encourage you to enroll online instead of by paper.
Could Medicare ever adopt a tiered premium system based on lifestyle factors?
Answer: It is not likely because if they had a different tier system, it would require some level of health underwriting. That is not the basic under structure of Medicare.
I use a continuous glucose monitor for my diabetes that connects to my smartphone. Will Medicare cover this technology for someone with my condition?
Answer: If you were talking about that kind of monitor that you put on your arm and leave it there, Medicare will pay for it and the replacement pods.
I've got Medigap Plan C, and I'm curious if my recent bloodwork is included or if I need to budget for extra costs.
Answer: Medicare place for blood work in fact you should not have to go through your supplement Plan C to get covered.
Will Medicare cover asthma and other breathing conditions?
Answer: Yes Medicare will cover your asthma and other breathing conditions like COPD. Medicare will pay for the inhalers also.
Is it true that Medicare pays for dental implants?
Answer: No, it is not true that Medicare will pay for dental implants. Medicare does not cover dental except for a few exceptions like impacted wisdom tooth.