Walt Smith, Medicare Insurance Agent
Walt Smith
Walt Smith Benefit Consultants
Medicare Agent Licensed in NJ, PA and VA
Contact Details
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Location
Nutley, NJ
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Phone
About Me
Hello! I'm Walt, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Walt Smith
Answer:
Many seniors regret not sitting down with a professional to explain different options available when they start a Medicare.
Many professionals will help seniors with their decision at No Cost to the senior.
Answer: I had a client that was taking 21 different medication’s. We had to find the right plan for him and we looked at every single plan in New Jersey and we found the one that was cheapest for him at his drugstore.
Answer: I enjoy making sure that seniors understand the plan. They are going in and answer all the questions they may have and give them the opportunity to follow up with me anytime in the future.
Answer: Medicare Advantage plans have evolved over the last several years. Most of them are now PPOs, which means you can go to doctors not in the network. They’ve added benefits that Medicare does not cover like dental coverage, eyeglass coverage, over-the-counter items, even hearing aids. And majority of the seniors or people on Medicare now has this type of coverage
Answer: The biggest mistake that seniors make enrolling in Medicare is not knowing all the options that are available and not getting advice from an experienced broker.
Answer: They have digital apps now. Many insurance companies encourage you to enroll online instead of by paper.
Answer: It is not likely because if they had a different tier system, it would require some level of health underwriting. That is not the basic under structure of Medicare.
Answer: If you were talking about that kind of monitor that you put on your arm and leave it there, Medicare will pay for it and the replacement pods.
Answer: Medicare place for blood work in fact you should not have to go through your supplement Plan C to get covered.
Answer: Yes Medicare will cover your asthma and other breathing conditions like COPD. Medicare will pay for the inhalers also.
Answer: No, it is not true that Medicare will pay for dental implants. Medicare does not cover dental except for a few exceptions like impacted wisdom tooth.
Answer: Unfortunately, doctor that works changed throughout the year. It’s not very often a change, but it does happen occasionally. You will just have to find another doctor that you were happy with that is in the network. Most plans these days are PPO’s which means you can go out than never at a higher co-pay. If you have one of those plans, you still may be able to see your doctor if you wish to pay the higher co-pay.
Answer: Medicare supplement with plan G is an excellent plan and is the best plan you could buy right now. The premium is reasonable and it covers everything that Medicare approves except for a calendar of deductible of roughly $240.
Answer: A Medicare supplement in a Medicare advantage plan or two entirely different plans. The best way to compare them is a sit down with a professional, who has experience in both and have explained the difference. First tribute the Medicare supplement, then review all the provisions of a Medicare Advantage plan. And also consider your most likely medical needs based on past years then you make a decision.