Michael Denniston, Medicare Insurance Agent
About Me
Hi, my name is Michael, and I am your local Independent Medicare insurance agent. Medicare is my specialty; I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services are provided at no cost to you. Get in touch with me today at 888-589-4403 to explore your Medicare insurance options. You have nothing to lose and everything to gain. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Michael Denniston
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: An agent in the area should know all the plans available in that area, pros and cons. However virtual appointments are good to with an experienced agent that is an independent broker.
How do you educate clients who are completely new to Medicare?
Answer: The first thing to know is the basics of original Medicare. Explain part A explain part B and why a person may want or need a Medicare Drug approved plan. Explain the importance of enrollment periods. Lay out the difference between Medicare Supplement Plans and the very popular Medicare Advantage plans. Then we weigh out the pros and cons of each way to receive your Medicare coverage based on your needs now.
Do Medicare Advantage plans really save seniors money in the long run? Why or why not?
Answer: Yes I believe Medicare Advantage plans can save a Medicare beneficiary a lot of money, especially if a catastrophic event occurs. Medicare Advantage plans are required to have a maximum out of pocket each year. Original Medicare has no maximun out of pocket. Medicare Advantage plans can also provide a credible drug plan at no additional cost. Many Advantage plans offer extra benefits and savings on things original Medicare does not cover, like a little dental, vision and free gym membership in some cases. There are many very good reasons to enroll in Medicare Advantage also known as part C. Medicare Advantage plans very from zip code to zip code, county to county and state to state. I think it is important to talk with a very experience Medicare plan expert that is independent. Got questions call or email today for a free analysis and quote.