Joseph Lombardo, Medicare Insurance Agent
Joseph Lombardo
Medicare Agent Licensed in NY, CT, NJ and PA
4+ Years of Experience
Contact Details
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Location
Brooklyn, NY
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About Me
Hello all! My name is Joseph Lombardo and I am a licensed independent broker that specializes in Medicare. As an independent broker, I am appointed with many of the major carriers in the states of NY, NJ and CT. I work with you to find the best plan available in your area based upon YOUR criteria, such as your current doctor and specialist.
I’ve been in the insurance business for 12 years and though that time, I’ve been helping my clients understand Medicare and how to navigate it. I have become a trusted resource for them with bi-yearly follow ups, and I offer a dedicated line for my clients to reach me with any questions they might have throughout the year. If you are looking for a high level of service, then please reach out, so we can find the best solution for you.
Q&A with Joseph Lombardo
I've heard Medicare covers an annual wellness visit. What exactly is included in this visit?
Answer: Thank you for the question. Annual wellness includes measurements check such as height and weight, a blood pressure reading and a questionnaire of your health history and family health history. All of this combined can be used to generate a wellness report or a plan of action for your own individual health situation. I hope this helps.
How do you stay up to date with changes in Medicare policies and plan options each year?
Answer: I believe it's important for a senior to have a trusted resource to guide them through the yearly changes in Medicare and Medicare plan changes, such as an independent licensed agent. An independent agent, such as myself, would know about these changes in Medicare policies and plan options and having yearly reviews would help you, the Medicare beneficiary, stay up to date with the latest changes. I hope this helps.
If I start dialysis, how does that change my Medicare eligibility or coverage?
Answer: Thank you for your question. If you are under 65 and have ESRD (End Stage Renal Disease), eligibility for Medicare would start on the 4th month of dialysis, however, if you're 65 and over and already qualify for Medicare, your eligibility for coverage for dialysis would start immediately. I hope this helps.