How can I get dental and vision coverage with Medicare?

Question

Nolan Popel · Accepted Answer

Medicare does not cover dental and vision however you can get those options with some of the Medicare Advantage plans that are available.

Larry Dalton · Answer

Dental, hearing, and vision coverage is not included in traditional Medicare. You must purchase a standalong policy or maybe a rider to obtain these benefits. 

However, Medicare Advantage programs, which are offered by insurance carriers, often include these benefits in their plans. It's important to note, though, that the coverage provided by Medicare Advantage plans is generally not as comprehensive as standalone dental policies, and hearing, and vision coverage, but they do offer the basics and some of them do go a little deeper in their benefits.

Lt Col Tim Brown · Answer

On Medicare Advantage plans also called Part C, it comes with those plans. If you get a supplement plan then you purchase it separately. I provide both types of products and offer those to my clients that choose supplements. I have 30 different companies. I am in 13 different states and have 36 years experience. Feel free to call me. 615-506-9024

Answered by Lt Col Tim Brown on April 2, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent

Norman Smith · Answer

Privately. There are enough outside sources to purchase plans from that you can simply go online, or even to an organization that you belong to, and find a plan there. It is honestly a better plan in the long run, then giving up the strength and control of the rest of your health choices by choosing a Medicare Advantage plan.

Answered by Norman Smith on May 21, 2025

Agent Licensed in FL & PA

Answered by Norman Smith Medicare Insurance Agent

Andrew Zurbuch, MBA · Answer

Explore Medicare Advantage plans with dental insurance & vision insurance as an add on. Beware of a Medicare Advantage plan with basic dental insurance. Please call a Broker for assistance.

Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

David Bell · Answer

There are a couple of ways to get dental and vision coverage. 

Most Medicare Advantage plans have dental and vision coverage built in or have an option to add the coverage for an additional premium. But this is not the only way. 

If you have a Medicare Supplement plan (like G or N), you can buy a separate policy for dental and vision from the same company or a different company. 

Talk to your agent to find the best option for you. Be aware of waiting periods and make sure your dentist is in the plan's network.

William Gray · Answer

Medicare does not include dental and vision

Many companies offer stand alone plans I offer coverage that includes dentures and implants.

Robert Pennington · Answer

If your on A and B only, you have to purchase a separate Dental and Vision Plan. If your on an Advantage Plan, Dental, Vision, and Hearing are included.

Voss Speros · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/how-can-i-get-dental-and-vision-coverage-with-medicare#voss-speros

Christopher Boyd · Answer

In most cases, Original Medicare (in 2025) will provide very little or zero coverage for routine dental and vision costs. Most MA/MAPD plans offer some limited dental/vision coverage. Some dentist will recommend a senior purchase a stand alone dental insurance policy accepted by their dental practice. All dental coverage plans (private and MA/MAPD) will have plan limitations and some plans have waiting periods for some treatments/procedures.

Answered by Christopher Boyd on March 4, 2025

Agent Licensed in IN, KY, MI, OH, PA & TN

Answered by Christopher Boyd Medicare Insurance Agent

Dutch VanHoesen · Answer

Medicare does not cover dental vision or hearing unless medically necessary. Medicare Advantage plans have some coverage for dental, vision and hearing. They typically are not comprehensive benefits but offer mostly preventive coverage. Some plans offer more than others.

Answered by Dutch VanHoesen on April 2, 2025

Broker Licensed in FL

Answered by Dutch VanHoesen Medicare Insurance Agent

Steven Whetstine · Answer

In most cases, Medicare does not cover dental services like routine cleanings, fillings, tooth extractions (removals), or items like dentures and implants.  Medicare also does not typically cover eye exams for glasses or contacts.  However, Medicare does cover certain eye care services if you have a chronic eye condition, such as cataracts or glaucoma. Medicare covers: Surgical procedures to help repair the function of the eye due to chronic eye conditions.

Sometimes, Medicare advantage plans or Part C, will include dental and vision coverage.  However, it is important to know what is covered and excluded in the plan with the insurance carrier.  Each plan is going to be different as some only provide discounts on dental and vision, some only allow for basic or preventative services, and some have specific coverage limits with various benefits and exclusions.  

Medicare Supplement Plans or Medigap Plans do not typically include dental or vision coverage, but insurance carriers may opt to add a rider for dental coverage.  

In many cases, it is important to identify your needs.  You can purchase stand alone dental and /or vision coverage or sometimes there are Dental, Vision and Hearing plans (DVH plans) that can also provide coverage for the areas where Medicare does not provide coverage.

Christy Jones · Answer

You can enroll in a Medicare Advantage plan that includes those benefits or you can purchase a separate Dental/Vision/Hearing plan with your Medicare Supplement plan. Some Medicare Supplement companies offer discounted dental and vision benefits.

Answered by Christy Jones on May 30, 2025

Broker Licensed in ID, AL, AR & 20 other states

Answered by Christy Jones Medicare Insurance Agent

Mitch Anderson · Answer

Traditional Medicare generally does not include coverage for dental and vision unless the care is considered medically necessary due to the diagnosis of an illness or injury. Many Medicare Advantage plans include "extra benefit" coverage for dental and vision care ranging from a reimbursements for services to network benefits for basic and comprehensive care. If your plan does not include dental or vision coverage there are also stand alone dental and vision plan options that can help fill in the gaps.

Answered by Mitch Anderson on June 10, 2025

Agent Licensed in MN, IA & WI

Answered by Mitch Anderson Medicare Insurance Agent

David Wynne · Answer

Original Medicare (Part A and B) does not cover routine dental or vision care like cleanings, fillings, eye exams, or glasses. If you prefer to stay on Original Medicare, you can buy standalone dental and vision insurance from private companies. Some people also choose discount plans, which offer reduced rates for services but are not insurance. Alternatively, some people choose a Medicare Advantage (Part C) plan, which often includes dental and vision benefits. These plans are offered by private insurers. To understand what is right for you, speaking with a local licensed agent will help you get the right information to make a informed decision.

Answered by David Wynne on May 19, 2025

Broker Licensed in SC, NC & PA

Answered by David Wynne Medicare Insurance Agent

Ali Crouch · Answer

Some Medicare Advantage plans include dental, vision, and hearing coverage. If you are on a Medicare Supplement, separate dental and vision plans are available for purchase.

Melissa MacCalla · Answer

Original Medicare does not cover dental and vision. However, you can get coverage from private insurance companies.

Answered by Darla Anderson on April 17, 2025

Broker Licensed in NE, CO, FL & 5 other states

Answered by Darla Anderson Medicare Insurance Agent

Steven Bleicher · Answer

Medicare will only pay for routine treatments. In the area of Dental, only cleanings, x-rays & fluoride treatment are among those covered areas. When you think about it, when Medicare was established in 1965, the thinking was that the government should only pay for the least expensive treatments and not be responsible for the root canal, caps, crowns, etc. which have higher costs. Thus, purchasing a DVH (Dental, Vision and Hearing) plan is the best way to go. Though it won’t pay the whole amount, it will reimburse you a percentage based on your choice of its monthly premium. This plan is through a private company.

Answered by Steven Bleicher on June 13, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent

Steven Lovell · Answer

Medicare alone does not offer dental or vision coverage. A Medicare Advantage plan may offer some benefits; however, you need to make sure your provider accepts your plan. You can purchase a stand-alone dental/vision plan from a number of carriers. You just need to make sure you do your homework before selecting a Medicare plan.

Answered by Steven Lovell on June 21, 2025

Broker Licensed in GA, CA, FL & 7 other states

Answered by Steven Lovell Medicare Insurance Agent

Brian Leichner · Answer

If you have original Medicare, A and B, it only covers Hospitals and Doctors not Dental and Vision.  Your Medicare supplement only fills in the gaps of the A & B coverages so if you want dental and vision, I can quote and assist you in getting covered.

Part C, Medicare Advantage plans, might include Dental and Vison.  The coverages there you would need to review.  I can look it up for you if you don't know.

Brian Leichner
402.708.6616

Helena Foutz, RSSA · Answer

I like to say Original Medicare only covers you from the neck down, so no glasses, no dentures, or hearing aids! (They will cover the inside of your head, lol.) But if you want a side of dental and vision with your Medicare, then look to a Medicare Advantage (MA) plan. Many MA plans offer dental and vision, and it pays to shop around. But let your broker be your personal shopper - it doesn't cost you anything, and he or she knows all the plans!

Answered by Helena Foutz, RSSA on March 4, 2025

Broker Licensed in CA, AK, AR & 12 other states

Answered by Helena Foutz, RSSA Medicare Insurance Agent

Cody Brown · Answer

Medicare does not cover routine dental and vision. You would need to get purchase coverage outside of Medicare, or seek these benefits through a Medicare Advantage plan.

Kathy Adams · Answer

A Medicare Advantage Plan gives you this additional coverage, plus more ancillary benefits with some plans at $0 cost per month

David Koller · Answer

Many Medicare Advantage plans include dental and vision.  You can also get separate dental and vision if you have a supplement.

Vonda Peralez · Answer

That's easy! As your broker, I also can show you different stand alone dental/vision plans to fit your budget and needs. It's always a good idea to have a dental plan because oral health is important.

Fred Manas · Answer

To obtain dental and vision coverage with Medicare, you'll need to enroll in a Medicare Advantage (Part C) plan, as Original Medicare (Parts A & B) does not cover these services. These plans, offered by private insurance companies, often include dental, vision, and hearing coverage, along with other extras not covered by Original Medicare. 
Here's how to get dental and vision coverage:
1. Choose a Medicare Advantage Plan:
.
Medicare Advantage plans are an alternative to Original Medicare and are offered by private insurance companies approved by the government. 
2. Review Plan Details:
.
Carefully examine the specific benefits of each plan to ensure it includes the dental and vision coverage you need, including the types of services and any limits on coverage. 
3. Enroll in Your Chosen Plan:
.
Once you've selected a plan, you can enroll through the CMS Online Enrollment Center or by contacting the plan provider.

Mike Henry · Answer

You can either purchase a separate policy. Or some Medicare advantage plans may have them.   You will also need to check if your dr and hospital are covered

Toni Chavez · Answer

Thanks for your question!

Several ways if you enroll in a Medicare Advantage plan usually these are additional benefits that are included in the plan.  Keep in mind not every plan provides this.   

Or you can buy these as a standalone policy.   

You can work with a broker like me to get options to compare.

My services are no cost to you and many options are available to fit your needs and budget.  

 Hope this answers your questions!

Be Well,
Toni Chavez
Medicare Broker

Suzanne Lamperti · Answer

Medicare doesn't cover vision and/or dental. You MUST obtain a stand alone dental and/or  vision plan.

Deborah Webster · Answer

You may purchase stand-alone plans available in your state. Medicare Advantage plans often have some Dental and Vision coverage as well.

Andre Cabral · Answer

You can either buy a stand-alone plan that covers Dental and Vision (sometimes hearing too) or you can enroll in a Medicare Advantage that comes with these coverages as Additional Benefits.
Consult a license agent to learn about your choices.

Michael Kim · Answer

No. You would have to enroll into a Medicare Advantage Plans that have Dental, Vision, and hearing benefits.

Brian Loquist · Answer

Easy! Just use this link and you can have coverage by Tomorrow!

https://myplan.ameritas.com/id/4bbbc

Mark Murphy · Answer

There are a couple of ways to do that.  First, many of the Medicare Advantage Plans come with dental plans attached.  They can offer anything from just preventative to a full, comprehensive dental plan.
Second, there are many stand-alone dental and vision programs available on the open market.  They can be purchased anytime during the year.

Gregory Dunham · Answer

It depends if you choose to add a Medicare Supplement Plan (Medigap) or a Medicare Advantage plan on top of Original Medicare.

With Medicare Supplement, any Dental and Vision benefits beyond what is offered in Original Medicare requires a separate policy.

With Medicare Advantage, many plans include Dental and Vision benefits.

Darla Anderson · Answer

Original Medicare does not cover dental and vision. However, you can get coverage from private insurance companies.

How can I get dental and vision coverage with Medicare?

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How can I get dental and vision coverage with Medicare?

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