How can I get dental and vision coverage with Medicare?

Question

Nolan Popel · Accepted Answer

Medicare does not cover dental and vision however you can get those options with some of the Medicare Advantage plans that are available.

Larry Dalton · Answer

Dental, hearing, and vision coverage is not included in traditional Medicare. You must purchase a standalong policy or maybe a rider to obtain these benefits. 

However, Medicare Advantage programs, which are offered by insurance carriers, often include these benefits in their plans. It's important to note, though, that the coverage provided by Medicare Advantage plans is generally not as comprehensive as standalone dental policies, and hearing, and vision coverage, but they do offer the basics and some of them do go a little deeper in their benefits.

Lt Col Tim Brown · Answer

On Medicare Advantage plans also called Part C, it comes with those plans. If you get a supplement plan, then you purchase it separately. I provide both types of products and offer those to my clients that choose supplements. I have 30 different companies. I am in 13 different states and have 36 years' experience. Feel free to call me.

Answered by Lt Col Tim Brown on April 2, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent

Gary Church · Answer

Medicare does not cover dental. Check with your dentist to see which dental plans they accept, and then work with a licensed agent in your area to find the right dental plan. As for Vision, check with your Eye doctor or your local Vision store. The two large insurance companies VSP and Eyemed.

Answered by Gary Church on August 19, 2025

Broker Licensed in Ca, AZ, NV & TX

Answered by Gary Church Medicare Insurance Agent

Norman Smith · Answer

Privately. There are enough outside sources to purchase plans from that you can simply go online, or even to an organization that you belong to, and find a plan there. It is honestly a better plan in the long run, then giving up the strength and control of the rest of your health choices by choosing a Medicare Advantage plan.

Answered by Norman Smith on May 21, 2025

Agent Licensed in FL & PA

Answered by Norman Smith Medicare Insurance Agent

Bill Wheeler · Answer

You may get a Medicare Advantage plan that is includes dental,hearing and vision in it or just a dental Plan.

Christopher Boyd · Answer

In most cases, Original Medicare (in 2025) will provide very little or zero coverage for routine dental and vision costs. Most MA/MAPD plans offer some limited dental/vision coverage. Some dentist will recommend a senior purchase a stand alone dental insurance policy accepted by their dental practice. All dental coverage plans (private and MA/MAPD) will have plan limitations and some plans have waiting periods for some treatments/procedures.

Answered by Christopher Boyd on March 4, 2025

Agent Licensed in IN, KY, MI, OH, PA & TN

Answered by Christopher Boyd Medicare Insurance Agent

Andrew Zurbuch, MBA · Answer

Explore Medicare Advantage plans with dental insurance & vision insurance as an add on. Beware of a Medicare Advantage plan with basic dental insurance. Please call a Broker for assistance.

Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Christy Jones · Answer

You can enroll in a Medicare Advantage plan that includes those benefits or you can purchase a separate Dental/Vision/Hearing plan with your Medicare Supplement plan. Some Medicare Supplement companies offer discounted dental and vision benefits.

Answered by Christy Jones on May 30, 2025

Broker Licensed in ID, AL, AR & 20 other states

Answered by Christy Jones Medicare Insurance Agent

Voss Speros · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/how-can-i-get-dental-and-vision-coverage-with-medicare#voss-speros

Steven Graves · Answer

Here’s how you can get dental and vision coverage with Medicare:
 1. Medicare Advantage (Part C) Plans
Most Medicare Advantage plans include dental and vision benefits.

Coverage often includes:

Dental: cleanings, x-rays, fillings, dentures, sometimes crowns and root canals

Vision: eye exams, glasses, contact lenses, sometimes allowances for frames

These plans are offered by private insurers and often have $0 premiums.

Keep in mind: benefits and provider networks vary by plan and location.

 Best for: People who want everything bundled into one plan

 2. Standalone Dental and Vision Plans
If you have Original Medicare with or without a Medigap plan, you can buy separate dental and vision insurance.

These plans can be:

Dental-only

Vision-only

Or combined dental/vision/hearing packages

Monthly premiums typically range from $15 to $50+, depending on coverage

 Best for: People who want to keep Original Medicare but still want coverage for routine care

 3. Discount Programs or Dental Savings Plans
These aren’t insurance but offer reduced rates at participating providers

Often cost less per month but come with no coverage for major procedures

 Best for: Budget-conscious people who want basic discounts without full insurance

Bonus Tip: Some Medigap Plans Include Access
While Medigap itself doesn’t cover dental or vision, some insurers offer discount programs or add-ons when you enroll in their Medigap plan. Ask if that’s available.

Would you like help comparing Medicare Advantage plans that include dental and vision—or looking into standalone options that work with your current coverage?
Contact us.

Michael Denniston · Answer

Many times, in many areas of the country you get some dental and vision coverage with Medicare Advantage Plans. These plans that offer the extra benefits do not have to offer these benefits they offer these extra benefits as an incentive to new members. You can also buy supplemental dental, and vision plans at a discount at the time of enrolling in a MA (Medicare Advantage plan). You should speak with an independent agent that is licensed in your area or the area where you will need the coverage, Michaels Insurance Solutions LLC. Contact us, we can help.

Answered by Michael Denniston on July 12, 2025

Agent Licensed in FL, AL, AR & 11 other states

Answered by Michael Denniston Medicare Insurance Agent

Robert Pennington · Answer

If your on A and B only, you have to purchase a separate Dental and Vision Plan. If your on an Advantage Plan, Dental, Vision, and Hearing are included.

Steven Whetstine · Answer

In most cases, Medicare does not cover dental services like routine cleanings, fillings, tooth extractions (removals), or items like dentures and implants.  Medicare also does not typically cover eye exams for glasses or contacts.  However, Medicare does cover certain eye care services if you have a chronic eye condition, such as cataracts or glaucoma. Medicare covers: Surgical procedures to help repair the function of the eye due to chronic eye conditions.

Sometimes, Medicare advantage plans or Part C, will include dental and vision coverage.  However, it is important to know what is covered and excluded in the plan with the insurance carrier.  Each plan is going to be different as some only provide discounts on dental and vision, some only allow for basic or preventative services, and some have specific coverage limits with various benefits and exclusions.  

Medicare Supplement Plans or Medigap Plans do not typically include dental or vision coverage, but insurance carriers may opt to add a rider for dental coverage.  

In many cases, it is important to identify your needs.  You can purchase stand alone dental and /or vision coverage or sometimes there are Dental, Vision and Hearing plans (DVH plans) that can also provide coverage for the areas where Medicare does not provide coverage.

David Bell · Answer

There are a couple of ways to get dental and vision coverage. 

Most Medicare Advantage plans have dental and vision coverage built in or have an option to add the coverage for an additional premium. But this is not the only way. 

If you have a Medicare Supplement plan (like G or N), you can buy a separate policy for dental and vision from the same company or a different company. 

Talk to your agent to find the best option for you. Be aware of waiting periods and make sure your dentist is in the plan's network.

William Gray · Answer

Medicare does not include dental and vision

Many companies offer stand alone plans I offer coverage that includes dentures and implants.

Dutch VanHoesen · Answer

Medicare does not cover dental vision or hearing unless medically necessary. Medicare Advantage plans have some coverage for dental, vision and hearing. They typically are not comprehensive benefits but offer mostly preventive coverage. Some plans offer more than others.

Answered by Dutch VanHoesen on April 2, 2025

Broker Licensed in FL

Answered by Dutch VanHoesen Medicare Insurance Agent

Don Hudson · Answer

Medicare doesn't provide Dental or Vision care unless it medically necessary.
 There are 2 ways to get Dental and Vision care. 
1) Medicare Advantage Plans (most) include Dental,Vision and Hearing.
2) Dental/Vision supplement plans.

David Wynne · Answer

Original Medicare (Part A and B) does not cover routine dental or vision care like cleanings, fillings, eye exams, or glasses. If you prefer to stay on Original Medicare, you can buy standalone dental and vision insurance from private companies. Some people also choose discount plans, which offer reduced rates for services but are not insurance. Alternatively, some people choose a Medicare Advantage (Part C) plan, which often includes dental and vision benefits. These plans are offered by private insurers. To understand what is right for you, speaking with a local licensed agent will help you get the right information to make a informed decision.

Answered by David Wynne on May 19, 2025

Broker Licensed in SC, NC & PA

Answered by David Wynne Medicare Insurance Agent

Mitch Anderson · Answer

Traditional Medicare generally does not include coverage for dental and vision unless the care is considered medically necessary due to the diagnosis of an illness or injury. Many Medicare Advantage plans include "extra benefit" coverage for dental and vision care ranging from a reimbursements for services to network benefits for basic and comprehensive care. If your plan does not include dental or vision coverage there are also stand alone dental and vision plan options that can help fill in the gaps.

Answered by Mitch Anderson on June 10, 2025

Agent Licensed in MN, IA & WI

Answered by Mitch Anderson Medicare Insurance Agent

Carly Cusack · Answer

Many different insurance companies offer stand alone dental plans and some Medicare Advantage plans have dental and vision embedded in the plan.

Ali Crouch · Answer

Some Medicare Advantage plans include dental, vision, and hearing coverage. If you are on a Medicare Supplement, separate dental and vision plans are available for purchase.

Melissa MacCalla · Answer

Original Medicare does not cover dental and vision. However, you can get coverage from private insurance companies.

Answered by Darla Anderson on April 17, 2025

Broker Licensed in NE, CO, FL & 5 other states

Answered by Darla Anderson Medicare Insurance Agent

Steven Bleicher · Answer

Medicare will only pay for routine treatments. In the area of Dental, only cleanings, x-rays & fluoride treatment are among those covered areas. When you think about it, when Medicare was established in 1965, the thinking was that the government should only pay for the least expensive treatments and not be responsible for the root canal, caps, crowns, etc. which have higher costs. Thus, purchasing a DVH (Dental, Vision and Hearing) plan is the best way to go. Though it won’t pay the whole amount, it will reimburse you a percentage based on your choice of its monthly premium. This plan is through a private company.

Answered by Steven Bleicher on June 13, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent

Steven Lovell · Answer

Medicare alone does not offer dental or vision coverage. A Medicare Advantage plan may offer some benefits; however, you need to make sure your provider accepts your plan. You can purchase a stand-alone dental/vision plan from a number of carriers. You just need to make sure you do your homework before selecting a Medicare plan.

Answered by Steven Lovell on June 21, 2025

Broker Licensed in GA, CA, FL & 7 other states

Answered by Steven Lovell Medicare Insurance Agent

Michael Yost · Answer

Medicare does not cover dental and vision however you can get those options with some of the Medicare Advantage plans that are available.

Answered by Nolan Popel on March 25, 2025

Agent Licensed in NY, AZ, CA & 15 other states

Answered by Nolan Popel Medicare Insurance Agent

Brian Leichner · Answer

If you have original Medicare, A and B, it only covers Hospitals and Doctors not Dental and Vision.  Your Medicare supplement only fills in the gaps of the A & B coverages so if you want dental and vision, I can quote and assist you in getting covered.

Part C, Medicare Advantage plans, might include Dental and Vison.  The coverages there you would need to review.  I can look it up for you if you don't know.

Brian Leichner

Harold Randolph · Answer

You buy them separately. There are lots of options to get these coverages. 

Reach out to a broker and have them compare options for what you need. 


Randolph House Inc 
Harold Randolph 
Life/Health Broker 
Contact me.

Helena Foutz, RSSA · Answer

I like to say Original Medicare only covers you from the neck down, so no glasses, no dentures, or hearing aids! (They will cover the inside of your head, lol.) But if you want a side of dental and vision with your Medicare, then look to a Medicare Advantage (MA) plan. Many MA plans offer dental and vision, and it pays to shop around. But let your broker be your personal shopper - it doesn't cost you anything, and he or she knows all the plans!

Answered by Helena Foutz, RSSA on March 4, 2025

Broker Licensed in CA, AK, AR & 12 other states

Answered by Helena Foutz, RSSA Medicare Insurance Agent

Cody Brown · Answer

Medicare does not cover routine dental and vision. You would need to get purchase coverage outside of Medicare, or seek these benefits through a Medicare Advantage plan.

Payal Acharya · Answer

You need to get separate supplementary plans for dental and vision with Original Medicare OR you can consider getting Medicare Advantage plan which includes Dental, Vision and Hearing coverage. Many Medicare Advantage plans offer those extra benefits .

Answered by Payal Acharya on July 23, 2025

Broker Licensed in MA, CT, NH & TX

Answered by Payal Acharya Medicare Insurance Agent

David Koller · Answer

Many Medicare Advantage plans include dental and vision.  You can also get separate dental and vision if you have a supplement.

Kathy Adams · Answer

A Medicare Advantage Plan gives you this additional coverage, plus more ancillary benefits with some plans at $0 cost per month

Elayne Cotton · Answer

To have dental and vision coverage with Medicare, you need to be enrolled in both Parts A & B and have a Part C health plan that includes dental and vision. Alternative, you can purchase a standalone dental, vision or a combination of both through any number of insurance carriers.

Answered by Elayne Cotton on July 21, 2025

Agent Licensed in CO & TX

Answered by Elayne Cotton Medicare Insurance Agent

Vonda Peralez · Answer

That's easy! As your broker, I also can show you different stand alone dental/vision plans to fit your budget and needs. It's always a good idea to have a dental plan because oral health is important.

Fred Manas · Answer

To obtain dental and vision coverage with Medicare, you'll need to enroll in a Medicare Advantage (Part C) plan, as Original Medicare (Parts A & B) does not cover these services. These plans, offered by private insurance companies, often include dental, vision, and hearing coverage, along with other extras not covered by Original Medicare. 
Here's how to get dental and vision coverage:
1. Choose a Medicare Advantage Plan:
.
Medicare Advantage plans are an alternative to Original Medicare and are offered by private insurance companies approved by the government. 
2. Review Plan Details:
.
Carefully examine the specific benefits of each plan to ensure it includes the dental and vision coverage you need, including the types of services and any limits on coverage. 
3. Enroll in Your Chosen Plan:
.
Once you've selected a plan, you can enroll through the CMS Online Enrollment Center or by contacting the plan provider.

Mike Henry · Answer

You can either purchase a separate policy. Or some Medicare advantage plans may have them.   You will also need to check if your dr and hospital are covered

Suzanne Lamperti · Answer

Medicare doesn't cover vision and/or dental. You MUST obtain a stand alone dental and/or  vision plan.

Deborah Webster · Answer

You may purchase stand-alone plans available in your state. Medicare Advantage plans often have some Dental and Vision coverage as well.

Todd Bostic · Answer

You can purchase dental and vision coverage from through a private plan or through most Medicare Advantage plans that offer one or both.

Toni Chavez · Answer

Thanks for your question!

Several ways if you enroll in a Medicare Advantage plan usually these are additional benefits that are included in the plan.  Keep in mind not every plan provides this.   

Or you can buy these as a standalone policy.   

You can work with a broker like me to get options to compare.

My services are no cost to you and many options are available to fit your needs and budget.  

 Hope this answers your questions!

Be Well,
Toni Chavez
Medicare Broker

Andre Cabral · Answer

You can either buy a stand-alone plan that covers Dental and Vision (sometimes hearing too) or you can enroll in a Medicare Advantage that comes with these coverages as Additional Benefits.
Consult a license agent to learn about your choices.

John Motsinger · Answer

Original Medicare does not normally cover things like teeth cleanings, cavities being filled and root canals. It only covers what's medically necessary, say if your teeth got knocked out in an accident. Now medicare advantage typically has dental benefits that go above and beyond what original medicare covers.

Answered by John Motsinger on August 4, 2025

Agent Licensed in KY, FL, IN & 5 other states

Answered by John Motsinger Medicare Insurance Agent

Michael Kim · Answer

No. You would have to enroll into a Medicare Advantage Plans that have Dental, Vision, and hearing benefits.

Jami Mead · Answer

You can speak to a independent broker such as myself that can review all of the options available to you. There are several different options available to you for different situations. I am happy to help!

Answered by Jami Mead on July 28, 2025

Broker Licensed in OH, FL, GA & 11 other states

Answered by Jami Mead Medicare Insurance Agent

Lakisha Bryant · Answer

You can get dental and vision coverage under one plan with Medicare advantage. You can also get this coverage in a stand alone plan.

Brianna Douros · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/how-can-i-get-dental-and-vision-coverage-with-medicare#brianna-douros

Brian Loquist · Answer

Easy! Just go to myplan ameritas website and you can have coverage by Tomorrow!

Daniel Matar · Answer

You can explore Medicare advantage plans with these extra benefits. You can also purchase a stand alone policy that provides this coverage to work along with original Medicare part A and B

Anita Hawkins · Answer

Many Medicare Advantage plans include coverage for dental and vision services. There are also separate dental and vision plans available that you can purchase in addition to your Medicare coverage.

Ken Brzezinski · Answer

To obtain dental and vision insurance, a person needs to sign up for a Medicare Advantage Plan. Medicare does not cover hearing, vision, and dental. If sign-up with basic Medicare and a Supplement, these policies will have to be purchased separately. I f you decide to go with a Medicare Supplement, A Plan D with Drug Coverage also needs to be purchased.

Answered by Ken Brzezinski on July 29, 2025

Agent Licensed in CA

Answered by Ken Brzezinski Medicare Insurance Agent

Mark Murphy · Answer

There are a couple of ways to do that.  First, many of the Medicare Advantage Plans come with dental plans attached.  They can offer anything from just preventative to a full, comprehensive dental plan.
Second, there are many stand-alone dental and vision programs available on the open market.  They can be purchased anytime during the year.

Gregory Dunham · Answer

It depends if you choose to add a Medicare Supplement Plan (Medigap) or a Medicare Advantage plan on top of Original Medicare.

With Medicare Supplement, any Dental and Vision benefits beyond what is offered in Original Medicare requires a separate policy.

With Medicare Advantage, many plans include Dental and Vision benefits.

Darla Anderson · Answer

Original Medicare does not cover dental and vision. However, you can get coverage from private insurance companies.

How can I get dental and vision coverage with Medicare?

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