How can I get dental and vision coverage with Medicare?

Question

Steven Graves · Accepted Answer

Here’s how you can get dental and vision coverage with Medicare:
 1. Medicare Advantage (Part C) Plans
Most Medicare Advantage plans include dental and vision benefits.

Coverage often includes:

Dental: cleanings, x-rays, fillings, dentures, sometimes crowns and root canals

Vision: eye exams, glasses, contact lenses, sometimes allowances for frames

These plans are offered by private insurers and often have $0 premiums.

Keep in mind: benefits and provider networks vary by plan and location.

 Best for: People who want everything bundled into one plan

 2. Standalone Dental and Vision Plans
If you have Original Medicare with or without a Medigap plan, you can buy separate dental and vision insurance.

These plans can be:

Dental-only

Vision-only

Or combined dental/vision/hearing packages

Monthly premiums typically range from $15 to $50+, depending on coverage

 Best for: People who want to keep Original Medicare but still want coverage for routine care

 3. Discount Programs or Dental Savings Plans
These aren’t insurance but offer reduced rates at participating providers

Often cost less per month but come with no coverage for major procedures

 Best for: Budget-conscious people who want basic discounts without full insurance

Bonus Tip: Some Medigap Plans Include Access
While Medigap itself doesn’t cover dental or vision, some insurers offer discount programs or add-ons when you enroll in their Medigap plan. Ask if that’s available.

Would you like help comparing Medicare Advantage plans that include dental and vision—or looking into standalone options that work with your current coverage?
Contact us.

Meghan Blankenship · Answer

To get dental and vision coverage with Medicare, you generally have to look beyond Original Medicare (Parts A and B), as it typically does not cover routine care like cleanings, fillings, or eyeglasses.   

You have three main options to secure this coverage:

1. Medicare Advantage (Part C)
Most Medicare Advantage plans (private alternatives to Original Medicare) include routine dental and vision benefits as part of their package.

Dental: Often covers routine exams, X-rays, and cleanings. Some plans also include comprehensive services like crowns or root canals.   

Vision: Usually includes an annual eye exam and a yearly allowance for glasses or contact lenses.

2. Standalone Private Insurance
If you prefer to keep Original Medicare or have a Medigap (Medicare Supplement) policy, you can purchase separate dental and vision insurance plans from private carriers.

Flexibility: These standalone plans allow you to pick specific coverage levels for major work like dentures or implants.

Bundling: Some companies allow you to add vision riders to a dental policy for a single monthly premium.

3. Dental Discount Plans
While not insurance, these are membership programs where you pay an annual fee to access discounted rates at participating dentists. They are often a good alternative if you need immediate work and want to avoid the "waiting periods" common in traditional insurance.

  
Important Note: Original Medicare may only pay for dental or vision services if they are medically necessary, such as dental exams before an organ transplant or cataract surgery.

Steven Whetstine · Answer

In most cases, Medicare does not cover dental services like routine cleanings, fillings, tooth extractions (removals), or items like dentures and implants.  Medicare also does not typically cover eye exams for glasses or contacts.  However, Medicare does cover certain eye care services if you have a chronic eye condition, such as cataracts or glaucoma. Medicare covers: Surgical procedures to help repair the function of the eye due to chronic eye conditions.

Sometimes, Medicare advantage plans or Part C, will include dental and vision coverage.  However, it is important to know what is covered and excluded in the plan with the insurance carrier.  Each plan is going to be different as some only provide discounts on dental and vision, some only allow for basic or preventative services, and some have specific coverage limits with various benefits and exclusions.  

Medicare Supplement Plans or Medigap Plans do not typically include dental or vision coverage, but insurance carriers may opt to add a rider for dental coverage.  

In many cases, it is important to identify your needs.  You can purchase stand alone dental and /or vision coverage or sometimes there are Dental, Vision and Hearing plans (DVH plans) that can also provide coverage for the areas where Medicare does not provide coverage.

Cody Biggs · Answer

Original Medicare (Parts A & B) does not include routine dental or vision. So if you want coverage for things like cleanings, fillings, crowns, eye exams, glasses, or contacts, you have three main options:

Option 1: Medicare Advantage (Part C)

Many Medicare Advantage plans bundle dental and vision right into the plan at no additional cost beyond your monthly premium (sometimes $0).
	•	Dental often includes cleanings, X-rays, and an annual allowance for major work
	•	Vision usually includes routine eye exams and an allowance for glasses or contacts
	•	Coverage amounts and networks vary a lot by plan and location

This is the most common route for people who want everything packaged together.

Option 2: Stand-Alone Dental & Vision Plans

If you’re happy with your current Medicare setup (like Original Medicare + a Supplement), you can add separate dental and vision policies.
	•	Typically no networks as restrictive as Advantage plans
	•	Often better for people who know they’ll need more extensive dental work
	•	Premiums are separate, but coverage can be more predictable

Brent Minter · Answer

As we age, the need for both dental and vision coverage increases.  Unfortunately, Original Medicare does not cover routine, comprehensive dental and vision benefits.

It is true that Original Medicare will cover some dental and vision benefits if they are medically-necessary and related to another health condition, but your routine exams, teeth cleanings, extractions, crowns, eyeglasses (except after cataract surgery) are not covered.

If these benefits are important to you, you can get them in one of two ways.  
1. If you are enrolled in Original Medicare Part A & B, you have the option to purchase a separate dental and vision plan that best meets your needs.  There are many insurance companies that sell these plans, and they are quite affordable when you compare them to the cost of care.

2. If you are enrolled in a Medicare Advantage plan, it is very likely your plan offers dental and vision coverage as additional benefits.  

To make sure you have the benefits that best suit your needs, it is always a good idea to work with a local independent insurance agent who can work with multiple companies to find the plan that is best for you.

Bill Brann · Answer

Original Medicare (Parts A and B) generally does not cover routine dental care, eye exams for glasses, dentures, hearing aids, or most other dental and vision services. That's why many individuals look for additional coverage.

You typically have three options:



*Medicare Advantage (Part C) Plans
Many Medicare Advantage plans include routine dental, vision, and hearing benefits.
Coverage can include cleanings, X-rays, fillings, eye exams, and allowances for glasses or contact lenses.

*Standalone Dental and Vision Insurance
You can purchase separate dental and vision insurance policies to supplement Original Medicare.
These plans may provide more comprehensive coverage than some Medicare Advantage plans.

*Discount Dental and Vision Programs
Some organizations offer discount programs that provide reduced rates for dental and vision services.
These are not insurance plans but can help lower out-of-pocket costs.

Chad Hardy · Answer

Dental and vision aren’t included in original Medicare (Parts A & B), so you have a couple of ways to get that coverage depending on the type of Medicare plan you have.

If you’re on a Medicare Advantage plan, many of those plans include dental, vision, and hearing benefits automatically. The coverage and dollar amounts vary by plan, but this is usually the easiest way to get those extras bundled in.

If you have a Medicare Supplement (Medigap) plan, those plans don’t include dental or vision. In that case, you can add coverage by enrolling in a stand-alone dental and vision plan from a private insurance company. These plans let you pick the level of coverage you want—anything from routine cleanings and basic vision exams to more robust dental benefits that cover crowns, implants, or dentures.

David Wynne · Answer

Original Medicare (Part A and B) does not cover routine dental or vision care like cleanings, fillings, eye exams, or glasses. If you prefer to stay on Original Medicare, you can buy standalone dental and vision insurance from private companies. Some people also choose discount plans, which offer reduced rates for services but are not insurance. Alternatively, some people choose a Medicare Advantage (Part C) plan, which often includes dental and vision benefits. These plans are offered by private insurers. To understand what is right for you, speaking with a local licensed agent will help you get the right information to make a informed decision.

Answered by David Wynne on May 19, 2025

Broker Licensed in SC, GA, MI, NC & PA

Answered by David Wynne Medicare Insurance Agent

Rich Baker · Answer

There are typically Medicare Advantage plans in your area that include some level of dental and vision coverage. Medicare.gov, or an agent, can help you find one that gives you the most benefit. Medigap plans (and original Medicare by itself) do NOT cover most dental and vision issues.

Note that as costs rise, many Medicare Advantage carriers are pulling back on some of these benefits. In my local area there are several that only cover preventive dental (cleanings and X-rays) and any comprehensive work is paid out of pocket. 

As a result more seniors are choosing to add a standalone dental and/or vision plan. These plans operate separately from Medicare and changes to medicare coverage do not affect them. 

Before you make any changes to your coverage, it’s a good idea to consult with a broker (or medicare.gov) to assess what will meet your needs.

Randall Taylor · Answer

If you have a Medicare Supplement (like, plan G, plan, F, etc.) then you can purchase a Dental/Vision/Hearing plan. It's important to know that D/V/H plans have waiting periods. You must have (be premium-paying) for typically 12 months before you get complete coverage. 

With a Medicare Advantage plan you need one that has a lot of dental benefits. A qualified Medicare Specialist can help with this. Many plans are cutting way back on dental benefits - or - they're charging more to have more dental benefits. And you want to make sure you use an In-Network dentist to keep your out-of-pocket expenses as low as possible.

David Bell · Answer

There are a couple of ways to get dental and vision coverage. 

Most Medicare Advantage plans have dental and vision coverage built in or have an option to add the coverage for an additional premium. But this is not the only way. 

If you have a Medicare Supplement plan (like G or N), you can buy a separate policy for dental and vision from the same company or a different company. 

Talk to your agent to find the best option for you. Be aware of waiting periods and make sure your dentist is in the plan's network.

Nicholas Ryckert · Answer

Most Medicare Advantage plans offer some dental/vision coverage.  They may require you to see a limited list of Network providers, or they may reimburse you regardless of the dentist you use.  It depends on the particular plan.  
If you are on original Medicare or Medicare with a Medigap plan you will need to purchase an additional Dental / Vision policy.  These plans range from  $35/mo to $85/mo depending on where you live and the coverage they provide.

Christopher Boyd · Answer

In most cases, Original Medicare (in 2025) will provide very little or zero coverage for routine dental and vision costs. Most MA/MAPD plans offer some limited dental/vision coverage. Some dentist will recommend a senior purchase a stand alone dental insurance policy accepted by their dental practice. All dental coverage plans (private and MA/MAPD) will have plan limitations and some plans have waiting periods for some treatments/procedures.

Answered by Christopher Boyd on March 4, 2025

Agent Licensed in IN, KY, MI, OH, PA & TN

Answered by Christopher Boyd Medicare Insurance Agent

Steven Litzsinger · Answer

Traditional Medicare does not cover Dental and Vision. However, it is available for Medicare members through 2 options:

1. You can enroll in a Medicare Advantage plan that offers "Extra Benefits" such as Dental and Vision; or 

2. You can purchase a stand alone Dental and Vision Plan (your Medicare Agent Can Assist You). 

Alternatives to Traditional Coverage:

You can get access to Savings, Discounts, and Benefits through other various programs; such as, AARP, AAA, Health and Wellness Clubs, Professional Organizations/Associations, Membership Programs, and Direct to Consumer/Self Pay (DTC) programs. 



* If you are eligible for Medicaid and Medicare, you may have access to benefits through the state Medicaid program that Medicare doesn't cover. Your licensed Medicare Agent can verify your eligibility and connect you to state (Medicaid) resources.

Patricia Lewis · Answer

If you have Original Medicare, a supplement, and a drug plan,  there is no dental/vision included in that, so you would need to purchase a stand-alone policy for both, or one or the other, depending on your needs. 

If you have a Medicare Advantage plan, those often will include a benefit for dental and vision, but this fall, some of the PPO plans have been decreasing the dental coverage to preventative only. It's important to check each fall that you are aware of those types of changes.

Kevin Chaikin · Answer

You have options here depending on which Medicare product you select. Original Medicare is not going to offer dental or basic vision coverage so if you stick with OM and get a Medicare supplement, you can buy separate dental and/or vision insurance which are non-Medicare specific plans. Some Medicare supplement plans may have dental/vision/hearing benefits but they are not insurance, more of discount programs. If your Medicare path is Medicare Advantage, many of those plans will provide a basic level of dental, vision and/or hearing though they vary significantly by plan with some being preventive only and others being more robust. Keep in mind, when it comes to vision, Medicare is going to cover MEDICAL vision (i.e., cataracts, glaucoma, macular degen, etc.) so if you are looking for vision insurance it is going to be specifically for an eye exam and glasses/contacts.

Answered by Kevin Chaikin on January 6, 2026

Broker Licensed in VA, AL, AZ & 31 other states

Answered by Kevin Chaikin Medicare Insurance Agent

Voss Speros · Answer

Voss Speros here, Greek god of Medicare, talking about Medicare today. So I got a question: How do I get dental and vision coverage with Medicare? If you go on a Medicare Advantage plan, it’s just a quick and easy one. They have extra benefits. They have everything Medicare offers, plus some extra benefits. They're an insurance company, so they offer other types of insurance. Dental, vision, and hearing are part of the extra benefits that they include. You can pick it up that way.

If you go with a Medicare supplement, you can still get it. You get the Medicare supplement, your drug plan, and then you get another plan for dental, vision, and hearing. You can pick it up that way, and you pay for it monthly. Remember, on the supplement side, you pay a la carte. So whatever you want on the supplement side, it’s all a cart. You pay for it monthly. On the Advantage plan, it's all inclusive. So it's built into those plans.

Some of those dental plans offer first dollar dental in the Advantage. That means they're gonna pay for your dental first up until that mark, and then you pay after that. Regular dental, vision, and hearing plans, some have that built in. Mostly, it’s a percentage for the first year and a percentage for the second year. It depends on what kind of dental work you need. What kind of vision work? Do you have big glasses? Do you need glasses? What are you looking to do? Do you need a lot of coverage for that? Maybe an Advantage plan if you don’t. If you just need some coverage, maybe you're good with the a la carte. So give us a call.

Colleen Williams · Answer

It depends on which side of Medicare you are on.

For Medicare Supplement (Medigap) plans—whether you’re on Plan F, G, or N—you can always purchase a stand-alone Dental, Vision, and Hearing plan to add that coverage.

For Medicare Advantage plans, it varies by plan. Some include Dental, Vision, and Hearing benefits (and sometimes additional perks), while others offer limited coverage. Each plan is unique, and benefits can vary from year to year, as these plans are typically operated under annual contracts.

Richard Pagano · Answer

Medicare (Part A and Part B) usually doesn’t cover routine dental or vision, so people add coverage one of these ways:

- Medicare Advantage (Part C): Many plans include some dental and vision benefits (often with yearly limits and network rules).
- Standalone dental/vision insurance: Buy a separate plan outside of Medicare (these can be more flexible, but depends on your dentists/eye doctors).
- Discount plans: Not insurance, but can lower prices at participating providers.
- Pay out of pocket / clinics: Some use dental schools, community clinics, or membership plans offered by dentists.

Edward MacConnell · Answer

The question is, how do I get dental and vision covered with Medicare? The answer is you don't necessarily have to get it together, and oftentimes it makes some sense to take a look and see what other options are available. Medicare Advantage plans can come bundled with dental and vision coverage. Medicare supplements typically do not, so that's something to keep in mind while taking a look.

When you talk to your broker, you may want to ask them what other standalone dental and vision plans are available for me. Because oftentimes we find those have significantly better coverage, more options, and sometimes more flexibility than just getting one that's bundled with the plan.

Brianna Douros · Answer

Hey y'all, it's Brianna, your favorite life and health insurance agent owner, Be Real Insured, bringing you real solutions. Since Brianna touched on dental, vision, and hearing, I've been getting a lot of questions. If that's something that's covered under original Medicare, unfortunately, it is not. Routine eye exams, glasses or contacts, comprehensive or preventative dental services such as cleanings, x-rays, root canals, extractions, bridges, dentures, etc., along with hearing exams and the intervention of hearing aids, are not going to be covered under original Medicare. This means you would have to pay 100% of those costs out of pocket.

Okay, now you can cover yourself with a separate dental, vision, and hearing plan in addition to your original Medicare. So that's definitely something to consider purchasing alongside your Medicare. Now, in the event you do have a Medicare Advantage plan, you probably have dental, vision, and hearing included in that Medicare Advantage plan, which you can pull up the full summary of benefits to see exactly what is covered. Just make sure that you stay in network with the doctors that are in network with that Medicare Advantage plan.

Okay, so I hope that helped answer your questions. If you guys have any more, don't hesitate to reach out to me, and until next time, y'all keep it real.

Elisa Peinado · Answer

The best way is to purchase a standalone policy that offers both options.  It's important to work with a broker to explore your options.   The coverages vary from basic services for regular check-ups, cleanings, and X-rays to more expansive coverage that could help pay for crowns, bridges, dentures, and even implants.   Most of the carriers have a waiting period in the first year for major services.   So it's important to plan ahead for what you may need.  Also, carriers have different networks, and in-network coverage offers the best savings.

A broker can help you find a good fit, depending on your preferred providers and the level of services you need.    

We at Senior Savings Network have multiple carriers available and would be happy to review your options with you.  You can contact us, Elisa.

Hope that was helpful.

Mitch Anderson · Answer

Traditional Medicare generally does not include coverage for dental and vision unless the care is considered medically necessary due to the diagnosis of an illness or injury. Many Medicare Advantage plans include "extra benefit" coverage for dental and vision care ranging from a reimbursements for services to network benefits for basic and comprehensive care. If your plan does not include dental or vision coverage there are also stand alone dental and vision plan options that can help fill in the gaps.

Answered by Mitch Anderson on June 10, 2025

Agent Licensed in MN, IA & WI

Answered by Mitch Anderson Medicare Insurance Agent

Teresa Wagner · Answer

If you have Original Medicare (your red, white, and blue Medicare card), with or without a Medicare Supplement (Medigap) plan and/or a Medicare Part D prescription drug plan, you will need to purchase separate dental and vision coverage if you want those benefits.

If you are enrolled in a Medicare Advantage plan, your coverage may already include dental, vision, and hearing benefits. To confirm your coverage, review your plan's Summary of Benefits, contact your insurance carrier, or speak with your licensed insurance agent.

If your current plan does not provide the dental or vision coverage you need, you may be able to purchase a separate plan through a licensed insurance agent.

Grant Hamilton · Answer

Routine dental and vision coverage is not covered by Original Medicare (Part A & B).  Dental and vision coverage is available with most Medicare Advantage Plans or as a stanalone purchase.  

Advantage plans will cover preventative services like cleanings, exams and x-rays for dental patients.  Advantage plans may have allowances for dental work such as root canals, fillings, and other comprehensive work.  Vision and hearing may also be covered by Advantage plans,.

Standalone Vision plans may offer an allowance for glasses.  They may offer yearly visit coverage and allowances for contacts and frames.  Be sure and review the plan's Summary of Benefits and Plan Details to verify specific coverage.

Larry Dalton · Answer

Dental, hearing, and vision coverage is not included in traditional Medicare. You must purchase a standalong policy or maybe a rider to obtain these benefits. 

However, Medicare Advantage programs, which are offered by insurance carriers, often include these benefits in their plans. It's important to note, though, that the coverage provided by Medicare Advantage plans is generally not as comprehensive as standalone dental policies, and hearing, and vision coverage, but they do offer the basics and some of them do go a little deeper in their benefits.

Fred Manas · Answer

To obtain dental and vision coverage with Medicare, you'll need to enroll in a Medicare Advantage (Part C) plan, as Original Medicare (Parts A & B) does not cover these services. These plans, offered by private insurance companies, often include dental, vision, and hearing coverage, along with other extras not covered by Original Medicare. 
Here's how to get dental and vision coverage:
1. Choose a Medicare Advantage Plan:
.
Medicare Advantage plans are an alternative to Original Medicare and are offered by private insurance companies approved by the government. 
2. Review Plan Details:
.
Carefully examine the specific benefits of each plan to ensure it includes the dental and vision coverage you need, including the types of services and any limits on coverage. 
3. Enroll in Your Chosen Plan:
.
Once you've selected a plan, you can enroll through the CMS Online Enrollment Center or by contacting the plan provider.

Lee Hampton · Answer

Original Medicare generally does not cover routine dental or vision services. However, many Medicare Advantage (Part C) plans include these benefits as part of their coverage.

Because benefits can vary from plan to plan, it’s important to review each plan’s Summary of Benefits to see what’s included—such as exams, cleanings, glasses, or allowances.

Working with a licensed agent can help you compare your options and find a plan that fits your needs and budget.

Gregory Dunham · Answer

It depends if you choose to add a Medicare Supplement Plan (Medigap) or a Medicare Advantage plan on top of Original Medicare.

With Medicare Supplement, any Dental and Vision benefits beyond what is offered in Original Medicare requires a separate policy.

With Medicare Advantage, many plans include Dental and Vision benefits.

Steven Bleicher · Answer

Medicare will only pay for routine treatments. In the area of Dental, only cleanings, x-rays & fluoride treatment are among those covered areas. When you think about it, when Medicare was established in 1965, the thinking was that the government should only pay for the least expensive treatments and not be responsible for the root canal, caps, crowns, etc. which have higher costs. Thus, purchasing a DVH (Dental, Vision and Hearing) plan is the best way to go. Though it won’t pay the whole amount, it will reimburse you a percentage based on your choice of its monthly premium. This plan is through a private company.

Answered by Steven Bleicher on June 13, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent

Helena Foutz · Answer

I like to say Original Medicare only covers you from the neck down, so no glasses, no dentures, or hearing aids! (They will cover the inside of your head, lol.) But if you want a side of dental and vision with your Medicare, then look to a Medicare Advantage (MA) plan. Many MA plans offer dental and vision, and it pays to shop around. But let your broker be your personal shopper - it doesn't cost you anything, and he or she knows all the plans!

Answered by Helena Foutz on March 4, 2025

Broker Licensed in CA, AK, AR & 13 other states

Answered by Helena Foutz Medicare Insurance Agent

Mark Murphy · Answer

There are a couple of ways to do that.  First, many of the Medicare Advantage Plans come with dental plans attached.  They can offer anything from just preventative to a full, comprehensive dental plan.
Second, there are many stand-alone dental and vision programs available on the open market.  They can be purchased anytime during the year.

Christy Jones · Answer

You can enroll in a Medicare Advantage plan that includes those benefits or you can purchase a separate Dental/Vision/Hearing plan with your Medicare Supplement plan. Some Medicare Supplement companies offer discounted dental and vision benefits.

Answered by Christy Jones on May 30, 2025

Broker Licensed in ID, AL, AR & 20 other states

Answered by Christy Jones Medicare Insurance Agent

James Hale · Answer

Original Medicare and Medicare Supplements do NOT include dental and vision coverage, you would need to pair them with stand-alone dental/vision products. If you want a Medicare policy that INCLUDES dental and vision you will need to explore your available Medicare Advantage options.

Answered by James Hale on March 30, 2026

Broker Licensed in GA, AL, LA, OH & TX

Answered by James Hale Medicare Insurance Agent

Jake Purvis · Answer

Original Medicare does not include routine dental and vision care, so most people add coverage separately. This can be done either through certain Medicare Advantage plans that include additional benefits or by purchasing standalone dental and vision insurance plans. The best choice depends on your healthcare needs and budget, and an agent can help compare options to find what fits you best.

Answered by Jake Purvis on February 9, 2026

Broker Licensed in FL, GA & TX

Answered by Jake Purvis Medicare Insurance Agent

C. Faye Ricketts · Answer

The easiest way to get dental and vision coverage with Medicare is through a medicare advantage plan. However there are stand alone dental and vision plans as well. Come companies even bundle them. In some cases, the coverage is more robust through a medicare advantage and oftentimes for no extra out of pocket cost and many cases, $0 for the whole medical, dental and vision plan.

Answered by C. Faye Ricketts on April 6, 2026

Agent Licensed in VA, AL, CO & 16 other states

Answered by C. Faye Ricketts Medicare Insurance Agent

Ricky Gonzalez · Answer

Original Medicare does not cover routine dental and vision care, but many Medicare Advantage plans include those benefits as part of their coverage. 

Another option is to enroll in a separate standalone dental and vision plan to help cover exams, glasses, and dental services depending on your needs.

Susan Rittenberry · Answer

Original Medicare does not provide dental and vision coverage. There are stand-alone dental and vision plans you can purchase alongside a Medicare Supplement Plan. Or you can enroll in a Medicare Advantage Plan that includes dental and vision coverage.

Answered by Susan Rittenberry on September 9, 2025

Broker Licensed in AL & NV

Answered by Susan Rittenberry Medicare Insurance Agent

Dutch VanHoesen · Answer

Medicare does not cover dental vision or hearing unless medically necessary. Medicare Advantage plans have some coverage for dental, vision and hearing. They typically are not comprehensive benefits but offer mostly preventive coverage. Some plans offer more than others.

Answered by Dutch VanHoesen on April 2, 2025

Broker Licensed in FL

Answered by Dutch VanHoesen Medicare Insurance Agent

Phillip Davis · Answer

Because Medicare does not offer dental and vision coverage you will need to have either a stand-alone plan and/or a Medicare advantage plan that has this benefit built in. If you have a Medicare Supplement you can not have an advantage plan so you would have to have a stand-alone plan. Even if you have an advantage, having a seperate dental/ vision plan will add more benefit.

Answered by Phillip Davis on March 16, 2026

Broker Licensed in WV, AZ, FL & 5 other states

Answered by Phillip Davis Medicare Insurance Agent

Melissa MacCalla · Answer

Original Medicare does not cover dental and vision. If you chose a Medicare Supplement plan, you would also need a stand alone dental and vision plan. Otherwise, some Medicare Advantage plans do include dental and vision.

Answered by Melissa MacCalla on May 5, 2025

Broker Licensed in FL, AL, CA & 13 other states

Answered by Melissa MacCalla Medicare Insurance Agent

Leslie Kaz · Answer

That’s a great question — original Medicare (Parts A and B) doesn’t include routine dental or vision coverage, which surprises a lot of people.

The good news is, there are Medicare Advantage plans that include benefits for things like cleanings, fillings, eye exams, glasses, and even hearing aids — often for little or no extra cost.

As your licensed Medicare agent, I can help you compare those options and find a plan that covers the services you actually use, while still keeping your doctors and prescriptions in mind.

There’s no cost or obligation — just a quick review to see what’s available in your area. Would you like me to check what dental and vision benefits you could qualify for this year?

Michael Yost · Answer

Medicare does not cover dental and vision. You could buy a standalone, individual dental and vision plan. The other option is to enroll in a Medicare advantage plan. Advantage plans typically include dental and vision coverage

Answered by Michael Yost on July 29, 2025

Broker Licensed in OH, AL, AZ & 27 other states

Answered by Michael Yost Medicare Insurance Agent

George Barkley · Answer

A lot of Medicare Advantage plans offer dental and vision coverage. Many carriers have different plans that offer different levels of dental and vision coverage so it's important to review this level of coverage just as much as looking into copays for doctor visits or hospital stays. A standalone dental and vision plan is always an option as well.

Answered by George Barkley on March 9, 2026

Broker Licensed in GA, AL, FL & NC, SC, TN & TX

Answered by George Barkley Medicare Insurance Agent

Cheri Rogers · Answer

Original Medicare Part A & Part B only covers Medical. If you need Dental or Vision benefits then a Medicare Advantage plan will usually have some benefits or you can purchase stand alone Dental and Vision insurance.

Answered by Cheri Rogers on May 26, 2026

Broker Licensed in NM & TX

Answered by Cheri Rogers Medicare Insurance Agent

Jon Morton · Answer

Today's question is, can I get dental and vision with Medicare? Yes, dental and vision coverage are included in most Medicare Advantage plans. And if you just have regular original Medicare, you can also get standalone dental plans and standalone vision plans. Or if you have original Medicare and a supplement, you can also get standalone plans.

Wendy Lollar · Answer

There are several ways. If you have a Supplement Plan, there are stand alone dental and vision plans that can be purchased separately. 
Or if you have a Medicare Advantage Plan, dental, vision and hearing are almost always included in them for no  extra cost.

Stephanie Snakovsky · Answer

The Medicare Advantage plans include dental and vision coverage. However, it is important to be knowledgeable about the specific benefits. The dental plan may list the specific billed procedure codes covered in the Evidence of Coverage booklet. A stand-alone dental/vision plan would compliment the Advantage benefits providing more coverage. The supplement plans will need to purchase a stand-alone dental or vision plan. There is no obligation to quote either.

Answered by Stephanie Snakovsky on May 11, 2026

Agent Licensed in OH, FL, IN & MI, NJ, NV & TN

Answered by Stephanie Snakovsky Medicare Insurance Agent

Brian Leichner · Answer

If you have original Medicare, A and B, it only covers Hospitals and Doctors not Dental and Vision.  Your Medicare supplement only fills in the gaps of the A & B coverages so if you want dental and vision, I can quote and assist you in getting covered.

Part C, Medicare Advantage plans, might include Dental and Vison.  The coverages there you would need to review.  I can look it up for you if you don't know.

Brian Leichner

Elayne Cotton · Answer

To have dental and vision coverage with Medicare, you need to be enrolled in both Parts A & B and have a Part C health plan that includes dental and vision. Alternative, you can purchase a standalone dental, vision or a combination of both through any number of insurance carriers.

Answered by Elayne Cotton on July 21, 2025

Agent Licensed in CO & TX

Answered by Elayne Cotton Medicare Insurance Agent

Andrew Kramer · Answer

Dental and vision coverage are included in most Medicare Advantage plans. But if you want to stay in original Medicare, you will need to buy a separate dental and vision plan, since that coverage is not part of original Medicare, unless it's related to an illness, i.e. ophthalmologist.

Answered by Andrew Kramer on September 22, 2025

Agent Licensed in FL

Answered by Andrew Kramer Medicare Insurance Agent

John Messler · Answer

If you purchased a managed care plan, many of them come with dental and vision coverage included. That coverage is usually quite limited to a particular network and limitations on benefits. If you have a Medicare supplement, you can purchase a standalone dental envision plan that will match up to your dentist and eye doctor.

Answered by John Messler on February 23, 2026

Agent Licensed in NH, ME, NC, OH, PA & TX

Answered by John Messler Medicare Insurance Agent

Steven Lovell · Answer

Medicare alone does not offer dental or vision coverage. A Medicare Advantage plan may offer some benefits; however, you need to make sure your provider accepts your plan. You can purchase a stand-alone dental/vision plan from a number of carriers. You just need to make sure you do your homework before selecting a Medicare plan.

Answered by Steven Lovell on June 21, 2025

Broker Licensed in GA, AL, CA & 11 other states

Answered by Steven Lovell Medicare Insurance Agent

Jennifer Whitworth · Answer

Access to dental and vision care with Medicare options can be difficult to navigate. Original Medicare does not cover these options but they are available to you if your enrolled in a Medicare Advantage plan. These plans often include dental and vision care. Another option is to purchase a standalone dental or vision plan to fill the gaps. Please be sure your providers accept these plans before making your purchases.

Answered by Jennifer Whitworth on November 5, 2025

Broker Licensed in MA, CT, FL & 5 other states

Answered by Jennifer Whitworth Medicare Insurance Agent

Maria Pantall · Answer

Traditional Medicare doesn’t cover routine dental or vision, so you’ll need either a standalone plan or a Medicare Advantage plan that includes those benefits. Compare both options to see which gives better coverage and lower costs.

Answered by Maria Pantall on December 8, 2025

Broker Licensed in IN & MI

Answered by Maria Pantall Medicare Insurance Agent

Jason Denniston · Answer

Original Medicare doesn’t cover routine dental or vision, so most people look at other options. Working with a Medicare agent, you’ll usually look at Medicare Advantage plans that often bundle those benefits, or add a separate dental or vision plan alongside a supplement. It really just depends on your specific situation and what works best for you.

Answered by Jason Denniston on May 12, 2026

Broker Licensed in IN, CO, FL & 10 other states

Answered by Jason Denniston Medicare Insurance Agent

Mary Brown · Answer

To get dental and vision coverage with Medicare, you typically need to enroll in a Medicare Advantage plan or buy separate private dental and vision insurance to go along with a Medicare Supplemental Plan or Original Medicare.

Answered by Mary Brown on March 30, 2026

Broker Licensed in NJ, DE, FL & NC, OH, PA & TX

Answered by Mary Brown Medicare Insurance Agent

Vachik Chakhbazian · Answer

You can get dental and vision coverage through Medicare by enrolling in a Medicare Advantage (Part C) plan. These plans are offered by private insurance companies and often include routine dental and vision exams, allowances for glasses, and other benefits not covered by Original Medicare (Parts A and B). CONTACT ME FOR MORE DETAILS

Answered by Vachik Chakhbazian on October 15, 2025

Agent Licensed in CA, AL, AR & 22 other states

Answered by Vachik Chakhbazian Medicare Insurance Agent

David Nelson · Answer

Two ways get Dental & Vision.
1) On original Medicare + a Supplement - you can buy Dental & Vision plan
2) On Medicare Advantage -  they will usually include some sort of allowance for Dental & Vision.

Wendy Bradford · Answer

There are several options to get dental coverage. If you have a Medigap/ Supplemental plan. Dental & vision can be purchased separately. 
Or you can consider a medicare Advantage Plan (Part C) Which typically includes dental & vision benefits. This could be a significant saving and money put back into your pocket. 
Please feel Reach for help in deciding what the best options might be for you! Quotes available by request.

Samantha Jones · Answer

You can get dental and vision if you have a Medicare advantage plan, but you need to see what the maximum amount will be for those additional benefits. Otherwise, if you have a medigap plan instead, you will have to purchase dental and vision separately

Answered by Samantha Jones on April 13, 2026

Agent Licensed in KY, AL, AR & 29 other states

Answered by Samantha Jones Medicare Insurance Agent

Tori Hughes · Answer

Some Medicare Advantage plans provide dollar amount allowances for dental and vision care. You can also purchase supplemental dental and vision plans through companies like Physicians Mutual.

Michael Denniston · Answer

Many times, in many areas of the country you get some dental and vision coverage with Medicare Advantage Plans. These plans that offer the extra benefits do not have to offer these benefits they offer these extra benefits as an incentive to new members. You can also buy supplemental dental, and vision plans at a discount at the time of enrolling in a MA (Medicare Advantage plan). You should speak with an independent agent that is licensed in your area or the area where you will need the coverage, Michaels Insurance Solutions LLC. Contact us, we can help.

Answered by Michael Denniston on July 12, 2025

Agent Licensed in FL, AL, AR & 11 other states

Answered by Michael Denniston Medicare Insurance Agent

Steven DiPaolo · Answer

This depends on what you have in place for Medicare. 

For these two categories, Medicare Advantage plans have some of the best benefits you can get, where it is fairly common to find plans that offer around 2K of work potentially at no cost. 

Outside of Advantage plans it's a bit limited as you would need stand-alone plans which usually offer limited benefits.

Cody Brown · Answer

Medicare does not cover routine dental and vision. You would need to get purchase coverage outside of Medicare, or seek these benefits through a Medicare Advantage plan.

Andre Cabral · Answer

You can either buy a stand-alone plan that covers Dental and Vision (sometimes hearing too) or you can enroll in a Medicare Advantage that comes with these coverages as Additional Benefits.
Consult a license agent to learn about your choices.

Robert Pennington · Answer

If your on A and B only, you have to purchase a separate Dental and Vision Plan. If your on an Advantage Plan, Dental, Vision, and Hearing are included.

Matt &quot;Ernie&quot; Ernstes · Answer

MA plans come with dental and vision built inside the plan. However if you have a Medicare supplement plan, you will need to get a separate dental and vision plan.

Nolan Popel · Answer

Medicare does not cover dental and vision however you can get those options with some of the Medicare Advantage plans that are available.

Daniel Brechin · Answer

You should look at a Medicare Advantage plan.  Most of the plans have a Dental program as well as other non-Medicare advantage items such as glasses.  Some even give you money to purchase over-the-counter non-prescription items. These are things that are not covered under a Medicare Supplement.

Danny Brechin
Contact me.

Don Hudson · Answer

Medicare doesn't provide Dental or Vision care unless it medically necessary.
 There are 2 ways to get Dental and Vision care. 
1) Medicare Advantage Plans (most) include Dental,Vision and Hearing.
2) Dental/Vision supplement plans.

Sagrario &quot;Sage&quot; Dyer · Answer

Medicare does not offer dental and vision.  One must get a Medicare Advantage plan that offers such features or get a stand alone dental and vision plan.

Rukshini Sandrasegaran · Answer

Hi, I am Rukshini with Excels Insurance. Question: how can I cover dental and vision with Medicare?

Medicare does not cover dental or vision. In order to get that, you need to have a Medicare Advantage Plan, or you need to have additional separate vision and dental plans.

I look forward to helping you. If you have any questions, reach out to me.

Payal Acharya · Answer

You need to get  separate supplementary plans for dental and vision with Original Medicare  OR you can consider getting Medicare Advantage plan which includes Dental, Vision and Hearing coverage. Many Medicare Advantage plans offer those extra benefits .

Jim Willis · Answer

You can get a Medicare Advantage plan that includes dental and vision.

Your other option is to purchase dental and vision insurance from a company that sells same, like Ameritas

Toni Chavez · Answer

Thanks for your question!

Several ways if you enroll in a Medicare Advantage plan usually these are additional benefits that are included in the plan.  Keep in mind not every plan provides this.   

Or you can buy these as a standalone policy.   

You can work with a broker like me to get options to compare.

My services are no cost to you and many options are available to fit your needs and budget.  

 Hope this answers your questions!

Be Well,
Toni Chavez
Medicare Broker

Amy Jones · Answer

Some Medicare Advantage plans include coverage for dental and vision. You coups also get a standalone dental and vision plan with Original Medicare or a Medicare supplement plan.

Anita Hawkins · Answer

Many Medicare Advantage plans include coverage for dental and vision services. There are also separate dental and vision plans available that you can purchase in addition to your Medicare coverage.

Kerwyn Jones · Answer

Medicare does not cover dental and vision. You could buy a standalone, individual dental and vision plan. The other option is to enroll in a Medicare advantage plan. Advantage plans typically include dental and vision coverage

Answered by Michael Yost on July 29, 2025

Broker Licensed in OH, AL, AZ & 27 other states

Kris Moen · Answer

You can either get Dental and Vision coverage as part of a Medicare Advantage plan, or if you choose to purchase a Medicare Supplement plan you can purchase separate Dental and Vision coverage through your agent.

Gus Karigan · Answer

You have two options.  If you have traditional Medicare, you can purchase stand alone dental and vision insurance.  If you have Medicare Advantage, typically dental and vision are bundled in.

Heather Allen · Answer

Most Advantage plans have dental and vision coverage, and a couple Medicare supplement providers also have dental for an extra premium, or there are stand alone options that I have for people that do not have the previous two options.

Karen Ansell · Answer

Some Medicare Advantage plans offer dental and vision. Make sure your doctors, hospital, medications and dentist is in network with the plan.
If you have a Medicare Supplement or straight Medicare you will have to purchase a separate plan.

Jaye Maxx Alexander II · Answer

Medicare does not directly cover dental or vision care. You can get dental and vision coverage through an MA or MAPD plan offered by a private insurance company. You have the opportunity to purchase a plan with an agent and a broker to meet your dental and vision needs.

John Motsinger · Answer

Original Medicare does not normally cover things like teeth cleanings, cavities being filled and root canals. It only covers what's medically necessary, say if your teeth got knocked out in an accident. Now medicare advantage typically has dental benefits that go above and beyond what original medicare covers.

Elijah Ridley · Answer

There are multiple ways to get dental and vision coverage with Medicare. One is through a Medicare Advantage plan that offers dental and vision allowances with the plan. Another, is through a standalone plan that you can get by speaking with a broker.

Deborah Webster · Answer

You may purchase stand-alone plans available in your state. Medicare Advantage plans often have some Dental and Vision coverage as well.

Casey Graves · Answer

Dental and vision coverage is included in several Medicare Advantage plans, otherwise you have to buy them separately.

David Morris · Answer

Post Medicare advantage plans come with dental vision and hearing but on the supplemental side you can easily add on policies for as little as $50 a month

David Haynes · Answer

Many (most) Medicare Advantage plans have some provision for dental and vision coverage. Some plans cover quite a bit while others will not take care of a lot. It pays to shop around with the assistance of a local broker.

William Lawler · Answer

If you desire dental and vision coverage through Medicare, I suggest a Medicare Advantage plan. Most Advantage plans have a low or NO monthly premium, but provide dental, vision and hearing coverage. I`m here to answer any questions.

Joe Thompson · Answer

There are many ways to get dental and vision on Medicare. Many Medicare advantage plans have it built in, or you can purchase vision and dental as a standalone product.

Ali Crouch · Answer

Some Medicare Advantage plans include dental, vision, and hearing coverage. If you are on a Medicare Supplement, separate dental and vision plans are available for purchase.

Richard Smith · Answer

Medicare does not pay for this type of coverage. But if you have a Medicare Advantage plan they generally provide some coverage. Medicare Advantage plans coverage varies so see a local agent who can help you find the best plan that fits your needs.

Daniel Matar · Answer

You can explore Medicare advantage plans with these extra benefits. You can also purchase a stand alone policy that provides this coverage to work along with original Medicare part A and B

Daniel Sawicki · Answer

Medicare itself does not cover dental and vision. However, their are Medicare insurance products available that include dental and vision coverage. You can also purchase a dental policy, a vision policy, or a dental / vision policy.

Ken Brzezinski · Answer

To obtain dental and vision insurance, a person needs to sign up for a Medicare Advantage Plan.  Medicare does not cover hearing, vision, and dental. If sign-up with basic Medicare and a Supplement, these policies will have to be purchased separately.  I f you decide to go with a Medicare Supplement, A Plan D with Drug Coverage also needs to be purchased.

Bruce Resnick · Answer

Short answer is, you can't get either dental or vision coverage with original government Medicare only. You would need to enroll in a Medicare Advantage plan that bundles dental and vision coverage into their Plan

Peggy Elliott · Answer

Medicare advantage plans cover dental and vision coverage. This coverage is offered in addition to the medical and prescription coverage offered through the Medicare advantage plans.

Vincent Murray · Answer

With Original Medicare no.  With a Medicare supplement no.  With a Medicare Advantage plan, usually, how much depends on the plan.  This is what we help you with when we meet, we find out what benefits you want an or need.    In 2026 these benefits are being reduced or eliminated.   We can help you with Northeast Delta Dental if we can't find a plan with sufficient benefits in your area.

Ron Cronwell · Answer

Original Medicare does not include dental  or vision coverage. There are ancillary policies that offer varius levels of dental and vision coverage.

Check with a local agent to review your several combination options that meet your specific needs or requirements.

David Koller · Answer

Many Medicare Advantage plans include dental and vision.  You can also get separate dental and vision if you have a supplement.

Kathy Adams · Answer

A Medicare Advantage Plan gives you this additional coverage, plus more ancillary benefits with some plans at $0 cost per month

William Gray · Answer

Medicare does not include dental and vision

Many companies offer stand alone plans I offer coverage that includes dentures and implants.

Suzanne Lamperti · Answer

Medicare doesn't cover vision and/or dental. You MUST obtain a stand alone dental and/or  vision plan.

Lillian Hill · Answer

Available options for dental, vision and hearing (DVH) benefits can be purchased from a stand-alone plan, or you may choose to enroll in a Medicare Advantage Prescription Drug (MAPD) that will include these additional benefits. 

Option 1 scenario: You currently have Original Medicare with parts A, B and D. A stand-alone for dental, vision and hearing (DVH) will complete your basic medical needs.
Best for:

Option 2 scenario: You currently have a Medicare Advantage Prescription Drug (MAPD) which is also your Medicare part C. This plan will provide options to cover all or most of your basic medical needs. 

 Such a noteworthy inquiry! 😀

Darla Anderson · Answer

Original Medicare does not cover dental and vision. However, you can get coverage from private insurance companies.

Lt Col Tim Brown · Answer

On Medicare Advantage plans also called Part C, it comes with those plans.  If you get a supplement plan, then you purchase it separately.  I provide both types of products and offer those to my clients that choose supplements.  I have 30 different companies. I am in 13 different states and have 36 years' experience.  Feel free to call me.

Mike Henry · Answer

You can either purchase a separate policy. Or some Medicare advantage plans may have them.   You will also need to check if your dr and hospital are covered

Michael Kim · Answer

No. You would have to enroll into a Medicare Advantage Plans that have Dental, Vision, and hearing benefits.

Gary Church · Answer

Medicare does not cover dental. Check with your dentist to see which dental plans they accept, and then work with a licensed agent in your area to find the right dental plan. As for Vision, check with your Eye doctor or your local Vision store. The two large insurance companies VSP and Eyemed.

Jonathan Potter · Answer

With just regular medicare they do not cover dental and vision. You will have to find it though an insurance company.

Carly Cusack · Answer

Many different insurance companies offer stand alone dental plans and some Medicare Advantage plans have dental and vision embedded in the plan.

Todd Bostic · Answer

You can purchase dental and vision coverage from through a private plan or through most Medicare Advantage plans that offer one or both.

Bud Griffin · Answer

Find a Medicare Advantage plan available in your zip code that offers a limited dental allouance and enroll during the next valid enrollment period.

Lakisha Bryant · Answer

You can get dental and vision coverage under one plan with Medicare advantage. You can also get this coverage in a stand alone plan.

Ida Lipnicky-LaCorte · Answer

You can find a Medicare advantage plan that offers dental and vision or you could buy a standalone plan.

Vonda Peralez · Answer

That's easy! As your broker, I also can show you different stand alone dental/vision plans to fit your budget and needs. It's always a good idea to have a dental plan because oral health is important.

Norman Smith · Answer

Privately. There are enough outside sources to purchase plans from that you can simply go online, or even to an organization that you belong to, and find a plan there. It is honestly a better plan in the long run, then giving up the strength and control of the rest of your health choices by choosing a Medicare Advantage plan.

Carol Conner · Answer

If you’re on a Medicare supplement, you’ll have to choose a standalone prescription drug plan if you’re on Medicare advantage then Love those come with the dental and vision but you’ll have to look at see what the benefits are for those sometimes they don’t cover a whole lot you might have to get an extra $25 policy that will cover exactly what you need so having a local agent like myself in the Mckinney area, I could help you with that.

Rachel Gauthier · Answer

This is a common question.  The simplest answer is that original Medicare does not cover dental and vision when it comes to routine needs.  I suggest speaking with a licensed insurance agent that specialiezes in Medicare and Medicare benefits to find out the best route for your personally.

Andrew Zurbuch, MBA · Answer

Explore Medicare Advantage plans with dental insurance & vision insurance as an add on. Beware of a Medicare Advantage plan with basic dental insurance. Please call a Broker for assistance.

Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Jeffrey Sodikoff · Answer

Most Medicare Advantage Plans have these benefits. Just shop around to see which plan is best suitable for you

Harold Randolph · Answer

You buy them separately. There are lots of options to get these coverages. 

Reach out to a broker and have them compare options for what you need. 


Randolph House Inc 
Harold Randolph 
Life/Health Broker 
Contact me.

Bill Wheeler · Answer

You may get a Medicare Advantage plan that is includes dental,hearing and vision in it or just a dental Plan.

Michael Brady · Answer

There are several ways to get Dental and Vision coverages.  Dental and vision plans can be combined or seperate depending on the client needs.

Jeffrey Greenberg · Answer

The best way is to get a separate dental plan that has a dentist that you like to use as in network.

Jami Mead · Answer

You can speak to a independent broker such as myself that can review all of the options available to you. There are several different options available to you for different situations. I am happy to help!