How can I get dental and vision coverage with Medicare?

Question

Nolan Popel · Accepted Answer

Medicare does not cover dental and vision however you can get those options with some of the Medicare Advantage plans that are available.

Larry Dalton · Answer

Dental, hearing, and vision coverage is not included in traditional Medicare. You must purchase a standalong policy or maybe a rider to obtain these benefits. 

However, Medicare Advantage programs, which are offered by insurance carriers, often include these benefits in their plans. It's important to note, though, that the coverage provided by Medicare Advantage plans is generally not as comprehensive as standalone dental policies, and hearing, and vision coverage, but they do offer the basics and some of them do go a little deeper in their benefits.

Lt Col Tim Brown · Answer

On Medicare Advantage plans also called Part C, it comes with those plans. If you get a supplement plan then you purchase it separately. I provide both types of products and offer those to my clients that choose supplements. I have 30 different companies. I am in 13 different states and have 36 years experience. Feel free to call me. 615-506-9024

Answered by Lt Col Tim Brown on April 2, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent

Christopher Boyd · Answer

In most cases, Original Medicare (in 2025) will provide very little or zero coverage for routine dental and vision costs. Most MA/MAPD plans offer some limited dental/vision coverage. Some dentist will recommend a senior purchase a stand alone dental insurance policy accepted by their dental practice. All dental coverage plans (private and MA/MAPD) will have plan limitations and some plans have waiting periods for some treatments/procedures.

Answered by Christopher Boyd on March 4, 2025

Agent Licensed in IN, KY, MI, OH, PA & TN

Answered by Christopher Boyd Medicare Insurance Agent

Robert Pennington · Answer

If your on A and B only, you have to purchase a separate Dental and Vision Plan. If your on an Advantage Plan, Dental, Vision, and Hearing are included.

David Bell · Answer

There are a couple of ways to get dental and vision coverage. 

Most Medicare Advantage plans have dental and vision coverage built in or have an option to add the coverage for an additional premium. But this is not the only way. 

If you have a Medicare Supplement plan (like G or N), you can buy a separate policy for dental and vision from the same company or a different company. 

Talk to your agent to find the best option for you. Be aware of waiting periods and make sure your dentist is in the plan's network.

Dutch VanHoesen · Answer

Medicare does not cover dental vision or hearing unless medically necessary. Medicare Advantage plans have some coverage for dental, vision and hearing. They typically are not comprehensive benefits but offer mostly preventive coverage. Some plans offer more than others.

Answered by Dutch VanHoesen on April 2, 2025

Broker Licensed in FL

Answered by Dutch VanHoesen Medicare Insurance Agent

Michael Kim · Answer

No. You would have to enroll into a Medicare Advantage Plans that have Dental, Vision, and hearing benefits.

Helena Foutz, RSSA · Answer

I like to say Original Medicare only covers you from the neck down, so no glasses, no dentures, or hearing aids! (They will cover the inside of your head, lol.) But if you want a side of dental and vision with your Medicare, then look to a Medicare Advantage (MA) plan. Many MA plans offer dental and vision, and it pays to shop around. But let your broker be your personal shopper - it doesn't cost you anything, and he or she knows all the plans!

Answered by Helena Foutz, RSSA on March 4, 2025

Broker Licensed in CA, AK, AR & 12 other states

Answered by Helena Foutz, RSSA Medicare Insurance Agent

David Koller · Answer

Many Medicare Advantage plans include dental and vision.  You can also get separate dental and vision if you have a supplement.

Cody Brown · Answer

Medicare does not cover routine dental and vision. You would need to get purchase coverage outside of Medicare, or seek these benefits through a Medicare Advantage plan.

Vonda Peralez · Answer

That's easy! As your broker, I also can show you different stand alone dental/vision plans to fit your budget and needs. It's always a good idea to have a dental plan because oral health is important.

Gregory Dunham · Answer

It depends if you choose to add a Medicare Supplement Plan (Medigap) or a Medicare Advantage plan on top of Original Medicare.

With Medicare Supplement, any Dental and Vision benefits beyond what is offered in Original Medicare requires a separate policy.

With Medicare Advantage, many plans include Dental and Vision benefits.