Don Hudson, Medicare Insurance Broker
Don Hudson
Amazing Health & Life Insurance
Medicare Broker Licensed in FL
Contact Details
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Location
Sebastian, FL
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Phone
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Website
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Don Can Help With:
About Me
Hi, my name is Don and I am your local Medicare insurance broker. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Don Hudson
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: The best part of working with a local broker is you can build a relationship that can last a lifetime. Personalized attention is very important when it comes to your healthcare needs. If you are unable to drive to meet your broker they can come to you.
I've had a change in my health condition. How does this affect my current Medicare plan, and should I reconsider my coverage?
Answer: If you have a severe or disabling condition that recently occurred and are enrolled in a Medicare Advantage plan you may qualify a (SEP) Special Enrollment Period.
If you have a Medigap plan most likely no changes will be needed.
Does Medicare Part A cover outpatient surgery, or is that strictly under Part B?
Answer: Medicare Part A does not cover Outpatient surgery. Medicare Part B covers outpatient surgery with 20% coinsurance you are responsible for.
What are some ways to ensure your parents feel supported during the Medicare decision-making process?
Answer: Medicare is personal health insurance for each individual. It's important to discuss all your previous heath conditions and future conditions you may see approaching in the near future.
On example maybe: (Planning on a surgery in the coming year).
What is the biggest disadvantage of Medicare Advantage?
Answer: The biggest disadvantage would be that your current doctors are not in your network or changed networks. The downside is now you need to change networks, and all your doctors may not be in the same network
Which Medicare Supplement plan (Medigap) offers the best value for most seniors, and why?
Answer: It all depends on the seniors needs, everyone has different needs and has a different budget. Plan G is the best and most comprehensive plan but cost a bit more than other plans.
What do seniors often misunderstand about Medicare's coverage for long-term care?
Answer: Medicare focuses on Short term care in a hospital or rehabilitation services. Medicare is focused on healthcare. If you plan on going into a LTC facility or are concerned that some years down the road you may need to go into a LTC facility, it's best to look into other options that can assist you with LTC benefits. Many Life Insurance and Annuity products have LTC riders that can provide you with benefits.
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Many seniors do not understand the puzzle, it's very difficult to navigate if you do not understand how all the parts of Medicare differ. Many people don't realize in the beginning Medicare is an individual plan not a group plan.
I picked a Medicare Advantage plan because of the dental and now I found out it only covers cleanings. Why didn't anyone tell me this upfront?
Answer: Almost all Medicare Advantage plans cover more than just cleanings. I would recommend you sit down with your agent and have them explain the benefits and details for your dental coverage.