Ken Brzezinski, Medicare Insurance Agent
Ken Brzezinski
Medicare Agent Licensed in CA
Contact Details
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Location
Oxnard, CA
Ken Can Help With:
About Me
Greetings! I'm Ken, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Ken Brzezinski
What do you like most about being a Medicare agent?
Answer: Medicare is a complicated subject for people to navigate, and I have spent years working to be fully knowledgeable.
How can I get dental and vision coverage with Medicare?
Answer: To obtain dental and vision insurance, a person needs to sign up for a Medicare Advantage Plan. Medicare does not cover hearing, vision, and dental. If sign-up with basic Medicare and a Supplement, these policies will have to be purchased separately. I f you decide to go with a Medicare Supplement, A Plan D with Drug Coverage also needs to be purchased.
How does Medicare cover outpatient mental health intensive programs for seniors with severe conditions?
Answer: Medicare covers intensive outpatient treatment that includes Psychiatric care, counseling and therapy. These services can be provided several disciplines of Medical Practice.
Does Medicare cover cancer screenings, and how often can I get them?
Answer: Medicare covers most preventive screenings for Cancer and depending on the type of screening it can be as often as every 24 months or more often if you are at high risk. Normally screening tests are covered from 24 to 48 months apart.
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: Medicare Agents that are local will have a better understanding of the of the Medical services available to you, Which Doctors are covered and potentially whether or not your doctors are covered.
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: As long as a person has creditable insurance that meets or exceeds that offered by Medicare, there is no reason to join Medicare. Medicare requests that you consult with your employer to see how your plan works with Medicare.
What is one of the the most common misconceptions people have about Medicare?
Answer: The major misconception that most people have about Medicare is that it covers all of your Medical expenses. Medicare covers 80% of your medical expenses and you have to cover the balance.
Is it better to get Medicare Part D or Medicare Advantage?
Answer: Medicare pays private companies to look after consumers medical needs. The private Companies usually include Drug Coverage. You cannot have a Medicare Part D Plan and a Medicare Advantage Plan. Consumers need to make sure that the medications that they are taking are covered in their Medicare Advantage Plan Formulary.
What is the biggest disadvantage of Medicare Advantage?
Answer: The biggest disadvantage of Medicare Advantage plans is that they limit the Doctors that you can see and they for the most part require primary care physician's authorization before seeing a specialist.