Kathy Adams, Medicare Insurance Agent
Kathy Adams
Bridlewood
Medicare Agent Licensed in NV and ND
Contact Details
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Location
North Las Vegas, NV
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Phone
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LinkedIn
Kathy Can Help With:
About Me
As a highly experienced Medicare insurance agent in ND, MN & NV, I make it my mission to always do what is best for my clients. My two unbreakable rules are to always prioritize my clients' needs and to consistently follow through on that promise.
I walk my clients through the different parts of Medicare and educate them on the various plan options available in their area. I take the time to review their current medications and primary care physician to ensure their plan meets their unique needs.
My commitment to my clients does not end once they sign up for a plan. As a "local" agent, I am always available to assist with any questions or concerns that may arise. I am dedicated to making the Medicare process easy and stress-free for my clients.
Q&A with Kathy Adams
Why is regular Medicare better than an advantage plan?
Answer: Your original Medicare Parts A & B does NOT include ancillary benefits, some examples would be dental, vision, free gym membership, hearing aids plus much more. There are plans available at no cost.
Isn't it concerning that Medicare Advantage plans are taking over the system?
Answer: If you move, not knowing if you have a Medicare Advantage Plan or Medigap Plan, coverage could have differences to the State and county where you live.
My friend gets SilverSneakers with her plan and I don't-how are we both paying for Medicare and getting such different stuff?
Answer: Original Medicare doesn't offer additional benefits like "silver sneakers" dental, vision, etc. This comes with Medicare Advantage Plans.
I'm at high risk for heart disease based on my family history. What additional preventive services might Medicare cover for someone with my risk factors?
Answer: Based on family history of heart disease, you may consider a Medicare Supplemental Plan, to go along with your original Medicare, this would give you the best coverage if you encountered major issues so your medical expenses would have the best coverage available to you.
I've heard about IRMAA affecting my Medicare premiums. How can I find out if it applies to me, and how does it work?
Answer: IRMAA brackets for Medicare Parts B & D premiums are based on your 2023 Modified Adjusted Gross Income. These brackets determine how much premium surcharges will be.
How can I get dental and vision coverage with Medicare?
Answer: A Medicare Advantage Plan gives you this additional coverage, plus more ancillary benefits with some plans at $0 cost per month
I just moved to a new state. Do I need to do anything with my Medicare coverage?
Answer: Yes, you will need to contact the local office in your new State as they need to know you moved. I'd you have a Medicare Advantage Plan or Medicare Supplemental plan, you will need to let the carrier know you moved as well.