Kathy Adams, Medicare Insurance Agent
Kathy Adams
Bridlewood
Medicare Agent Licensed in NV and ND
5+ Years of Experience
Contact Details
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Location
North Las Vegas, NV
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Phone
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LinkedIn
Kathy Can Help With:
About Me
As a highly experienced Medicare insurance agent in ND, MN & NV, I make it my mission to always do what is best for my clients. My two unbreakable rules are to always prioritize my clients' needs and to consistently follow through on that promise.
I walk my clients through the different parts of Medicare and educate them on the various plan options available in their area. I take the time to review their current medications and primary care physician to ensure their plan meets their unique needs.
My commitment to my clients does not end once they sign up for a plan. As a "local" agent, I am always available to assist with any questions or concerns that may arise. I am dedicated to making the Medicare process easy and stress-free for my clients.
Q&A with Kathy Adams
Answer: Your original Medicare Parts A & B does NOT include ancillary benefits, some examples would be dental, vision, free gym membership, hearing aids plus much more. There are plans available at no cost.
Answer: If you move, not knowing if you have a Medicare Advantage Plan or Medigap Plan, coverage could have differences to the State and county where you live.
Answer: Original Medicare doesn't offer additional benefits like "silver sneakers" dental, vision, etc. This comes with Medicare Advantage Plans.
Answer: Based on family history of heart disease, you may consider a Medicare Supplemental Plan, to go along with your original Medicare, this would give you the best coverage if you encountered major issues so your medical expenses would have the best coverage available to you.
Answer: IRMAA brackets for Medicare Parts B & D premiums are based on your 2023 Modified Adjusted Gross Income. These brackets determine how much premium surcharges will be.
Answer: A Medicare Advantage Plan gives you this additional coverage, plus more ancillary benefits with some plans at $0 cost per month
Answer: Yes, you will need to contact the local office in your new State as they need to know you moved. I'd you have a Medicare Advantage Plan or Medicare Supplemental plan, you will need to let the carrier know you moved as well.
Answer: This would be a Medicare Advantage Plan, which enhances your original Medicare Parts A & B. There are plans with a $0 cost per month. This gives you the extra benefits you are entitled to and deserve! A few examples include: Dental, vision, free gym membership, over-the-counter (OTC) benefits for daily need items (toothpaste, vitamins, etc) and so much more
Answer: If you're still working and on your employers insurance plan, you can apply for Medicare Part A (which doesn't cost you anything) then when you're ready to retire from your job is when you can apply for Part B, which for 2025 is $185 per month, you are also then able to get a Medicare Advantage Plan, which will give you the extra ancillary benefits, with dental, vision, free gym membership, prescription drug coverage and so much more. If you have chronic serious conditions, then you would want to be on a Medicare Supplemental Plan.
Answer: I believe original Medicare Parts A and B doesn't cover telehealth, BUT if you're on Medicare Advantage Plan, this coverage is covered
Answer: No, Part A is covered at no cost if you, over the life of working have 40 quarters is the equation the government uses. Part B is what costs... $185 per month. You will have an opportunity this Fall from October 15th to December 7th to enroll in Part C (Medicare Advantage Plan or a Medicare Supplemental Plan) any questions feel free to give me a call @ 701-729-6290