Anita Hawkins, Medicare Insurance Agent
Anita Hawkins
Triad Retirement Group
Medicare Agent Licensed in NC
15+ Years of Experience
Contact Details
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Location
High Point, NC
Anita Can Help With:
About Me
Hi, my name is Anita and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Anita Hawkins
What do you like most about being a Medicare agent?
Answer: Your Medicare decisions are so important, and they can have such a huge impact on your life and your well-being. Unfortunately, it's also very confusing to most people, and can cause a lot of worry and stress. I love being able make the choices very clear to my clients and make the decisions easy, so that they can have peace of mind knowing that they have the best plan for them. I work hard to stay up to date on all of the new changes and choices, so that my clients are always well informed. I love knowing that what I do is so helpful, and so important!
I'm a green card holder who's been in the US for 4 years and turning 65 soon. Am I eligible for Medicare?
Answer: To be eligible for Medicare, green card holders must be 65 or older and have been a lawful permanent resident for at least five continuous years. Once you have been a lawful permanent resident for 5 years (after turning 65), you will be eligible.
I live in California but might move to another state next year. How will my Medicare coverage change if I relocate?
Answer: When you move to another state, you will need to change your Medicare Advantage Plan, or your Medicare Supplement and your Part D prescription drug plan, depending on which ones you have. You will have a Special Enrollment Period so that you will not have to wait until the Annual Enrollment Period to make the change. Be sure you talk with an agent who is knowledgeable about the plans in the area you are moving to, so that you can find the best plan for your situation. This is especially important if you are choosing an Advantage plan, as plan benefits vary from state to state (and sometimes even county to county), even within the same company.
I went to a free Medicare seminar and it felt like a timeshare pitch. Are any of those events actually helpful?
Answer: Medicare seminars are often very helpful. There are two different kinds, Educational seminars (all of the content is about Medicare and Medicare plans in general, no plan details and no sales activities are allowed), and Sales seminars (specific plans and their benefits are discussed, and plan enrollment may be encouraged). Either can be helpful depending on what you are looking for. If you would like information about how Medicare works, but you don't need to know about the benefits of specific plans and you don't want a sales pitch, choose an Educational meeting. The marketing will specify 'For Educational Purposes Only'.
I picked a Medicare Advantage plan because of the dental and now I found out it only covers cleanings. Why didn't anyone tell me this upfront?
Answer: If you worked with an agent, the agent should have gone over the plan with you in detail before you enrolled, and you should have been provided with a copy of the plan benefits. These are CMS (Centers for Medicare and Medicaid Services) requirements. If you enrolled on your own, then how much you know about the plan details really depends on your research.
How can I save money on my Medicare Supplement?
Answer: 1.) You can do around to see if you might be able to get the same plan for a lower premium with another company
2.) You can inquire with your agent or your insurance provider if a plan with less benefits/lower premium may work for you.
3.) You can talk to an agent about the benefits and risks of an advantage plan, they often have much lower premiums
I'm interested in nutrition counseling to help manage my diabetes. Will Medicare cover this as preventive care?
Answer: Yes, Medicare Part B covers Medical Nutritional Therapy (MNT) for individuals with diabetes, chronic kidney disease, or who have had a kidney transplant in the past 36 months, provided a doctor refers you for these services. Medicare Advantage plans also provide this coverage, although specific rules for networks and costs may vary.