Brian Loquist, Medicare Insurance Agent
Brian Loquist
Southeast Insurance Group, Inc
Medicare Agent Licensed in SC, GA, NC and SD
13+ Years of Experience
Contact Details
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Location
Columbia, SC
Brian Can Help With:
About Me
Greetings! I'm Brian, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Directions to My Office
Q&A with Brian Loquist
Answer: I enjoy helping those who are confused about the Medicare process and need Genuine help regarding their choices of Medicare plans and prescription drug costs.
Answer: While the Medicare Advantage Plans are premium-free, they are not the right fit for everyone. They certainly have their place in the Medicare space, but this is why you need to consult a professional.
Answer:
Easy! Just use this link and you can have coverage by Tomorrow!
https://myplan.ameritas.com/id/4bbbc
Answer: If you are Healthy and would like to save money on Premiums, the Medicare Advantage Plan from Blue Cross Blue Shield is an excellent choice, as you have 3 years to move over to a Medicare Supplement Guaranteed Issue! other carriers are only 1 year.
Answer: They are improving the customer experience every year. The Medicare Advantage market is continuing to grow and offer more consumer-friendly options.
Answer: The PPO allows you to at least get some out-of-network coverage. Whereas the HMO will be 100% out of pocket if you do not use the required facility.
Answer: You can have that face-to-face meeting if you prefer that as a consumer. The beauty of this day and time is the fact that technology allows us to communicate from anywhere
Answer: IRMAA Iis based on your income from 2 years proir. It will adjust your Part B and Part D premiums based on how much you make.
Answer: You only have to pay a total of $2,000 in drug cost IF your drug is in formulary with your Prescription Drug Plan!
Answer: 99 % of procedures will go through Prior Authorization. Expect to go through a prior authorization process for a knee replacement if you have a Medicare Advantage plan. Work closely with your doctor and your plan to ensure a smooth process.
Answer: The Inflation Reduction Act of 2022 went into full swing in 2025. This act outlined the end of the donut hole. Now an individual on a prescription drug plan has a $2,000 cap. The main caveat to this is to make 100% sure all drugs are on the prescription drug plans formulary. Otherwise the $2,000 limit is not in effect. Please call your representative.
Answer: The great news is your total out-of-pocket maximum will be $2,000 for 2025 and $2,100 in 2026. The most important aspect to this is making sure all your medications are on Formulary. Please reach out to an industry professional for help!