Brian Loquist, Medicare Insurance Agent
Brian Loquist
Southeast Insurance Group, Inc
Medicare Agent Licensed in SC, GA, NC and SD
13+ Years of Experience
Contact Details
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Location
Columbia, SC
Brian Can Help With:
About Me
Greetings! I'm Brian, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Directions to My Office
Q&A with Brian Loquist
What do you like most about being a Medicare agent?
Answer: I enjoy helping those who are confused about the Medicare process and need Genuine help regarding their choices of Medicare plans and prescription drug costs.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: While the Medicare Advantage Plans are premium-free, they are not the right fit for everyone. They certainly have their place in the Medicare space, but this is why you need to consult a professional.
How can I get dental and vision coverage with Medicare?
Answer: Easy! Just use this link and you can have coverage by Tomorrow!
https://myplan.ameritas.com/id/4bbbc
What's the most cost-effective way for a healthy 65-year-old to structure their Medicare coverage?
Answer: If you are Healthy and would like to save money on Premiums, the Medicare Advantage Plan from Blue Cross Blue Shield is an excellent choice, as you have 3 years to move over to a Medicare Supplement Guaranteed Issue! other carriers are only 1 year.
Will Medicare Advantage plans start offering more digital health tools like apps by 2030?
Answer: They are improving the customer experience every year. The Medicare Advantage market is continuing to grow and offer more consumer-friendly options.
I picked a PPO for the flexibility, but now every time I go out of network the bills are outrageous. What's the point of even having a PPO?
Answer: The PPO allows you to at least get some out-of-network coverage. Whereas the HMO will be 100% out of pocket if you do not use the required facility.
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: You can have that face-to-face meeting if you prefer that as a consumer. The beauty of this day and time is the fact that technology allows us to communicate from anywhere
Why am I paying more for Medicare Part B and D than my friends? What is IRMAA and how is it calculated?
Answer: IRMAA Iis based on your income from 2 years proir. It will adjust your Part B and Part D premiums based on how much you make.
My pharmacist mentioned the Medicare "donut hole" is going away in 2025. What does that actually mean for me?
Answer: You only have to pay a total of $2,000 in drug cost IF your drug is in formulary with your Prescription Drug Plan!
I called to ask about a knee replacement and suddenly they said I need prior authorization. I thought my plan was supposed to be good-what's going on?
Answer: 99 % of procedures will go through Prior Authorization. Expect to go through a prior authorization process for a knee replacement if you have a Medicare Advantage plan. Work closely with your doctor and your plan to ensure a smooth process.