Does Medicare Advantage cover home health care?

Answered by 9 licensed agents

Yes, if your doctor orders it. However, Medicare does not cover 24-hour-a-day care at your home, home meal delivery, homemaker services (like shopping and cleaning) unrelated to your care plan, or custodial or personal care that helps you with daily living activities (like bathing, dressing, or using the bathroom), when this is the only care you need. Some Medicare Advantage plans include some homemaker services when returning home from the hospital, so ask your broker.

Answered by Helena Foutz, RSSA on March 4, 2025

Broker Licensed in CA, AK, AR & 12 other states

Answered by Helena Foutz, RSSA Medicare Insurance Agent
Yes, however it’s for a few hours a day and the length of time is limited. It covers very light duties and is not long term care.

Answered by Christopher Palazzini on March 26, 2025

Broker Licensed in FL, CA, GA & 6 other states

Answered by Christopher Palazzini Medicare Insurance Agent
Yes, if you're under the care of a doctor,

including a nurse practitioner, a clinical nurse

specialist, or a physician assistant (PA)), and you’re

getting services as part of a care plan that your doctor or

allowed practitioner established and reviews regularly.

Answered by Lance Stanley on April 21, 2025

Broker Licensed in FL, AL, GA, MS & TX

Answered by Lance Stanley Medicare Insurance Agent
Medicare Advantage plans and Medicare Supplements must cover everything that Medicare covers. Medicare covers home health visits. How it's covered depends upon your plan but many plans will cover home health at a $0 copay but visits are limited. To receive the benefit you must qualify. Please contact your local agent to find out how home health is covered under your plan. There is never a fee to work with an agent.

Answered by Dana Dane on April 4, 2025

Agent Licensed in OR, AZ, CA & 6 other states

Answered by Dana Dane Medicare Insurance Agent
Yes, typically most Advantage plans cover Home Health care. Some are more comprehensive than others, but the benefit exists with most of the Medicare carriers

Answered by Steve Brauer on April 17, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent
Typically yes but it depends on the plan. Oftentimes HMO plans only work with specific service providers and if you can't find a service provider then you won't get the health care. I do not recommend Medicare advantage appliance at all. Medicare supplement plans are worry-free. You don't have these kinds of issues.

Answered by Gary Henderson on April 19, 2025

Agent Licensed in TX, AK, AL & 46 other states

Answered by Gary Henderson Medicare Insurance Agent
Yes it does offer the same coverage as regular Medicare. It also may cover additional benefits. Consult your plan

Answered by Mike Henry on April 12, 2025

Agent Licensed in TX

Answered by Mike Henry Medicare Insurance Agent
Yes, Medicare Advantage plans cover home health care, as they provide the same level of coverage as original Medicare for this service. However, Medicare advantage plans may have different rules, restrictions, and cost compared to Original Medicare.

Answered by Eric Palmer on April 15, 2025

Agent Licensed in AR, MO & TN

Answered by Eric Palmer Medicare Insurance Agent
Medicare pays for you to get health care services in your home if you meet certain eligibility criteria and the services are considered reasonable and necessary for the treatment of your illness or injury.

More info at: https://www.medicare.gov/publications/10969-medicare-and-home-health-care.pdf

Answered by Lori Gobep on March 28, 2025

Broker Licensed in OH, PA, SC & WV

Answered by Lori Gobep Medicare Insurance Agent

Tags: Coverage Medicare Advantage

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