Lori Gobep, Medicare Insurance Broker

About Me

Greetings! I'm Lori, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!

Get in touch with Lori using this form

Q&A with Lori Gobep

Does Medicare Advantage cover home health care?

Answer: Medicare pays for you to get health care services in your

home if you meet certain eligibility criteria and the

services are considered reasonable and necessary for the

treatment of your illness or injury.

https://www.medicare.gov/publications/10969-medicare-and-home-health-care.pdf

What benefits are there to working with a Medicare Agent near me vs remote/virtual?

Answer: Working with a local Medicare Agent provides personalized service, ongoing service and agents have expertise and familiarity with plans in your area. Plan options are recommended based on your needs. Consultations are provided at no cost or obligation, and appointments are usually face to face. Local agents build relationships, educate, assist and respond to a beneficiary's needs throughout the entire process.

How do you educate clients who are completely new to Medicare?

Answer: New to Medicare clients are educated with a Medicare 101 discussion which includes explanation of all the parts of Medicare. Part A, Part B, Part D and Part C (Medicare Advantage Plans) and Medicare Supplement Plans.

Each Part of Medicare is explained regarding the costs, what is covered and how it works.

Other topics would include the timeframe for signing up for Medicare, The income-related monthly adjustment amount (IRMAA). The Medicare Savings Program guidelines and Part D Extra Help Program.