Eric Palmer, Medicare Insurance Agent

About Me

Hey there, my name is Eric, and I am your local Personal Agent. I specialize in Medicare, along with ACA, life and Annuities. I am devoted to helping you find the best plan that matches your specific needs, and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!

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Q&A with Eric Palmer

What are the reasons why I should work with a Medicare agent?

Answer: The reason you should work with me as your agent is because I take the guess work out of Medicare. I’m very consultative and can educate you. I take pride in knowing the minutia of it all. Medicare is one of the things I do, but I’m more of about protecting your assets. From health to wealth.

Are Medicare Advantage plans really "free," or is that just clever marketing?

Answer: There’s always a cost some where. When you have Medicare A and enroll in Part B (that cost), that allows you to have a Medicare advantage plan. Then Medicare pays the health insurance company to manage your health care for you. The advantage plans are created for folks who can’t afford the high monthly payment of a supplement.

I'm confused about which vaccines Medicare covers. Can you explain which ones are free?

Answer: The vaccines that are covered are flu, pneumonia, hepatitis B, and covid-19. As well as those related to injury or exposure to a disease or condition.

I need help at home after my surgery. Will Medicare cover a home health aide or am I on my own?

Answer: Medicare part A covers Hospital insurance and Medicare part B covers the medical. Part B does cover eligible home health service as long as you need Part-time or intermittent skilled services and you are “home-bound”.

Does Medicare Advantage cover home health care?

Answer: Yes, Medicare Advantage plans cover home health care, as they provide the same level of coverage as original Medicare for this service. However, Medicare advantage plans may have different rules, restrictions, and cost compared to Original Medicare.

I went to a free Medicare seminar and it felt like a timeshare pitch. Are any of those events actually helpful?

Answer: Yes. It can be. You really need a personal agent like myself that will actually meet with you, and explain it in a way that makes sense. Call or text me at 501-380-5899.