Lance Stanley, Medicare Insurance Broker
Lance Stanley
Amac Broker Services
Medicare Broker Licensed in FL, AL, GA, MS and TX
30+ Years of Experience
Contact Details
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Location
Lynn Haven, FL
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Phone
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Website
About Me
Hello! I'm Lance, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Lance Stanley
What is the biggest disadvantage of Medicare Advantage?
Answer: Medicare advantage plans do not offer the same level of choice. Most plans require their customers to see their drs and providers. Since MA plans can't cherry pick their their enrollees because they have to accept anyone that has Medicare and it sometimes can discourage some enrollees from using it because of the copays and deductables where as with a supplement they have very little out of pocket cost.
What's the most misleading Medicare Advantage ad you've seen, and how do you explain the reality to clients?
Answer: Ads that urge viewers to Call a so-called Medicare Hotline. These ads are very deceptive the only Medicare hotline is 1-800-Medicare.
I have severe rheumatoid arthritis and my biologic medication costs $6,000 per month. How will the 2025 Medicare Part D changes affect someone in my situation?
Answer: 2025 Medicare prescription drug plan are now capped at $2000.00 annually. So, after you reach that amount of out of pocket cost you will not have any out of pocket cost the rest of the year.
What additional coverage options are available for international travelers?
Answer: Medicare has limited coverage for international travel, you can explore additional options like Medicare supplement plans and travel insurance policies. Medicare supplement plans can provide some coverage for emergency care outside the U.S., while travel insurance offers broader coverage for medical expenses and other travel-related needs. Some Medicare Advantage plans offer limited coverage for international travel.
Does Medicare Advantage cover home health care?
Answer: Yes, if you're under the care of a doctor,
including a nurse practitioner, a clinical nurse
specialist, or a physician assistant (PA)), and you’re
getting services as part of a care plan that your doctor or
allowed practitioner established and reviews regularly.