Jeffrey Jon, Medicare Insurance Agent

About Me

Please allow me to help you compare and find your best Medicare plan option. Email me or call to set up a time to have a brief introductory call. No cost and never an obligation.

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Q&A with Jeffrey Jon

What's the most important question I should be asking about Medicare that I probably haven't thought of yet?

Answer: I think one of the most important questions to ask is if the plan will allow me to continue to travel anywhere and be covered.

If there is no network, you can travel any where in the United States and be covered. HMO's and PPOs are not universal in their ability to allow you to go anywhere and get coverage.

How will the new 2025 Medicare Part D out-of-pocket cap impact seniors and prescription drug costs?

Answer: There is a $2000 cap. Once the cost of your drugs meet the $2000 the drug plan will pick up the rest. This is only for your monthly medications not for specialty drugs, like cancer meds , etc.

What should I do if I miss the Medicare Open Enrollment period, and I want to change my plan?

Answer: Once OEP ends, (January 1st to March 31st) you can no longer change plans. (MA TO MAPD, MAPD TO MAPD) If you have a chronic condition , diabetes, heart condition, you may be able to switch to a chronic plan. You can do so once per year. If you do not qualify for a Chronic Plan, then you would have to wait for the Annual Enrollment Period beginning in October.

Shouldn't Medicare do more to address health disparities among minority seniors?

Answer: That seems to be more of a question to ask your representative. There are many gaps that could be addressed by Medicare and our representatives need to hear from you to seek ways and means to make Medicare better for all.