Frank Buonomo, Medicare Insurance Agent
Frank Buonomo
Medicare Agent Licensed in NV, CA, NM and OR
Contact Details
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Location
Reno, NV
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Phone
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Website
About Me
Hello, my name is Frank, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today at 775-497-1550 to explore your Medicare options and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Frank Buonomo
What do you enjoy most about working with Medicare clients?
Answer: I like meeting new people and learning about them. I feel enriched by assisting people who need help or are seeking information to improve their lives.
How do you educate clients who are completely new to Medicare?
Answer: I ask about their current circumstances including their medical needs and prescriptions. I identify available resources to assist them with Medicare enrollment and the insurance options available to them.
Am I eligible for a Special Enrollment Period if I lose employer coverage?
Answer: Yes, you are in a Special Enrollment Period if you lose employer coverage. You must enroll in Medicare withing 60 days of losing your coverage. You may also be eligible to a Special Election Period dure to other specific life events.
Why is regular Medicare better than an advantage plan?
Answer: Regular Medicare has a larger physician network than advantage plans. For regular Medicare, the network includes any doctors that accept Medicare patients. Advantage plans limit coverage to those doctors that participate in plan's network. Regular Medicare partnered with a Medicare supplement may pay for most or all deductibles depending on age when enrolled in the supplement. The trade-off is the there is a monthly premium for the supplement while many advantage plans can be enrolled with little or no monthly premium. A licensed insurance agent can identify what plan options are best for your individual financial situation.
Can I change my Supplemental/Medigap plan at any time?
Answer: You are able to change your Medicare supplement plan at any time, but you will need to qualify through underwriting. Your health will determine if you qualify for another plan. Some states have special enrollment periods sometimes known as the birthday rule. If you live in a state that offers these periods, you will have a time window around 60 days from your birthday to change your supplement without underwriting.