Karen Boudreaux, Medicare Insurance Agent
Karen Boudreaux
Karen Boudreaux Insurance Services Specializing in Medicare Options
Medicare Agent Licensed in TX, AZ, CA, FL, NV, OK, TN and UT
18+ Years of Experience
Contact Details
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Location
Fort Worth, TX
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Phone
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Website
Karen Can Help With:
About Me
Hello! I'm Karen, your trusted Medicare agent in the area. My specialty is Medicare and I have over 20 years experience with the senior market! I’m passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Karen Boudreaux
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: The biggest mistake is not having an agent to help guide them, and take care of them.
Not knowing or completely understanding their options.
How do you educate clients who are completely new to Medicare?
Answer: I set an appointment with them face to face. And tell them to call me with any questions throughout the year.
What is the biggest disadvantage of Medicare Advantage?
Answer: If it’s an HMO referrals can be inconvenient. And net work of doctors depending on the area and the plan.
What’s an underrated benefit of Original Medicare that many people overlook?
Answer: Just having to pay a premium and no copays. And you can go to any doctor and hospital that takes Medicare.
Am I eligible for a Special Enrollment Period if I lose employer coverage?
Answer: Yes your entitled to special election
Period if you move, lose your employer coverage.
Weather disaster,, etc.
Does Medicare cover eye exams, or are seniors left paying too much?
Answer: Yes Medicare pays if you go to an ophthalmologist. If you have a Medicare advantage plan, there is coverage as well with a co-pay and they usually give you money towards frames and lenses as well.
How do Social Security and Medicare work together for people with disabilities?
Answer: If you’ve been on Social Security for two years, you automatically get Medicare part a and B and if you’re not 65 you can take advantage of the Medicare advantage plans the HMO and the PPO‘s which include drug plans
Does Medicare cover health care services on a cruise ship?
Answer: It’s best to take out insurance when you’re on vacation and some instances, Medicare does pay a percentage depending on which route you go.
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: It depends some companies require you to apply for Medicare party and B. But if they don’t, it’s not necessary until you stop your employer coverage and some cases Medicare ANB is actually a better route to go along with having either a advantage plan or a Medicare supplement so that’s something that would be necessary to explore.
What are some ways to ensure your parents feel supported during the Medicare decision-making process?
Answer: Finding a good agent that’s been in the business for several years. It’s very important to have somebody assist while making the decision around your Medicare options.
What imbalance exists in prescription drug spending, and how has it impacted overall costs?
Answer: The deductibles and the co-pays have gotten a little bit out of hand because of the change with the coverage gap going away. It’s actually costing people more money in the long run.
I’m retiring next year—do I need to do anything with my Medicare?
Answer: It depends on if you qualify for Medicare. And if you do and you were on your company’s insurance, you have to apply for part B if you are on your companies insurance, you have a special election. Even if you’re after the age of 65.