Valentina Gatewood, Medicare Insurance Broker
Valentina Gatewood
Emeric Insurance services
Hablo Español
Medicare Broker Licensed in CA, AZ, ID and NJ
Contact Details
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Location
Long Beach, CA
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Phone
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Website
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About Me
Hey there, my name is Valentina, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Valentina Gatewood
Answer: Benefits of working with an agent in person is we have an office, we work full time, and go above and beyond to assist.
Answer: Lets check which medication you are on with the plan tiers, and compare it to last year so we can see what has changed. We can then calculate your out of pocket cost for 2025 for all the medications.
Answer: Lets do a product review and make sure you are on the correct plan. Maybe we can find a better solution for you, or it might be your specialist are out of network. However lets find out how we can assist you.
Answer: For a healthy Medicare recipient, the most cost effective might be a Part B give back plan. However we would want to compare it to you doctors and medications to confirm this would be a good fit.
Answer: Disparities may be different for each person. Tell me your disparities so we can see what options we have.
Answer: We have several options we can explore. LIS, QMB, a Medicare Advantage part B give back. Lets provide a full look at your situation and see what fits best in your situation.
Answer: Yes, not all plans use the same carrier for dental, and some differ between HMO and PPO. However they all have a provider search tool that we can assist with.
Answer: I would need to understand what is meant by coverage gaps in order to understand the questions. Original Medicare comes with two parts A&B.
Answer: Everyone has options to help with cost. We can evaluate your current cost and do a comparison to see what are the best options.
Answer: The biggest disadvantage of a Medicare Advantage HMO is having to use one network, the PPO's biggest disadvantage are fees.
Answer: You can now apply for Medicare, and would recommend to show proof of creditable coverage to avoid penalties.
Answer: Yes, Medicare plans do cover continuous glucose monitors. You will need to get a prescription from your doctor to submit to the new plan of choice.
Answer: If you are unable to afford the Part B premium, there are options. You can apply for premium assistance or Medicaid.
Answer: In my opinion it is the giveback plans. They offer money back towards their part B premium however a lot of times, it is not a good fit an puts the client in a bad position.
Answer: Medicare Supplements can be switched through out the year however underwriting may be needed depending on the situation.