Valentina Gatewood, Medicare Insurance Broker
Valentina Gatewood
Emeric Insurance services
Medicare Broker Licensed in AZ, CA, ID and NJ
Contact Details
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Location
Long Beach, CA
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Phone
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Website
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LinkedIn
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About Me
Hey there, my name is Valentina, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Valentina Gatewood
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: Benefits of working with an agent in person is we have an office, we work full time, and go above and beyond to assist.
I've been on a Part D plan for a while, and I'm wondering why my generic prescriptions suddenly cost more. Did something change?
Answer: Lets check which medication you are on with the plan tiers, and compare it to last year so we can see what has changed. We can then calculate your out of pocket cost for 2025 for all the medications.
I've been paying into Medicare for years, and I'm not sure why my specialist visits still cost me so much. What am I missing here?
Answer: Lets do a product review and make sure you are on the correct plan. Maybe we can find a better solution for you, or it might be your specialist are out of network. However lets find out how we can assist you.
What's the most cost-effective way for a healthy 65-year-old to structure their Medicare coverage?
Answer: For a healthy Medicare recipient, the most cost effective might be a Part B give back plan. However we would want to compare it to you doctors and medications to confirm this would be a good fit.
Shouldn't Medicare do more to address health disparities among minority seniors?
Answer: Disparities may be different for each person. Tell me your disparities so we can see what options we have.
I'm living solely on Social Security of $1,400 monthly and can't afford my Medicare premiums and copays. What assistance programs might help someone in my situation?
Answer: We have several options we can explore. LIS, QMB, a Medicare Advantage part B give back. Lets provide a full look at your situation and see what fits best in your situation.
My Medicare Advantage plan covers dental, but I can't find a dentist who accepts it. Is this a common problem?
Answer: Yes, not all plans use the same carrier for dental, and some differ between HMO and PPO. However they all have a provider search tool that we can assist with.
Why does Medicare have so many coverage gaps, and is it designed that way on purpose?
Answer: I would need to understand what is meant by coverage gaps in order to understand the questions. Original Medicare comes with two parts A&B.
I'm healthy and barely use my coverage, but I'm still paying more every year. Why isn't there a discount for people like me?
Answer: Everyone has options to help with cost. We can evaluate your current cost and do a comparison to see what are the best options.
What is the biggest disadvantage of the Medicare Advantage plans?
Answer: The biggest disadvantage of a Medicare Advantage HMO is having to use one network, the PPO's biggest disadvantage are fees.
What do I need to do if I didn't take Medicare at 65 and am now retiring?
Answer: You can now apply for Medicare, and would recommend to show proof of creditable coverage to avoid penalties.
I use a continuous glucose monitor for my diabetes that connects to my smartphone. Will Medicare cover this technology for someone with my condition?
Answer: Yes, Medicare plans do cover continuous glucose monitors. You will need to get a prescription from your doctor to submit to the new plan of choice.