Michael Andrews, Medicare Insurance Broker
Michael Andrews
MediMike Insurance
Medicare Broker Licensed in CT
5+ Years of Experience
Contact Details
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Location
Wethersfield, CT
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Phone
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Website
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About Me
Thank you for considering me to help you through your Medicare journey! My experience as not only a licensed insurance agent but as a Registered Nurse allows me to have a different perspective and understanding on healthcare needs of Medicare beneficiaries. I always vow to help and guide you from starting Medicare to continuing to help as the years go by so that way you always make an informed decision and find a plan option that fits your needs and preference. I am available either over the phone or in person to help you. Looking forward to hearing from you soon!
Q&A with Michael Andrews
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: Local agents tend to be more familiar with their state's doctor and hospital networks which can be very helpful when reviewing Medicare plan options.
How do you educate clients who are completely new to Medicare?
Answer: I personally like to physically draw out the A, B, C, D's of Medicare on paper to help create an understanding of part A and B as well as the additional options you have. I educate on all the available options specific to my client's needs so that way I help empower them to make a properly informed decision.
What is the biggest disadvantage of Medicare Advantage?
Answer: In my opinion, the biggest disadvantage of the Medicare Advantage plans is the ability for doctors and hospital networks to undergo contract negotiations which may leave the client out of network for the rest of the year.
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: The biggest mistake I've seen is a beneficiary applying for part B retiring after 65 without submitting the correct forms that will prevent late enrollment penalties. It is important to begin the application process with social security 3 months prior to needing your part B to start.
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: First find out if enrolling into Medicare is the best thing to do. If you have a younger spouse or child on your insurance or if you plan to keep working, you may not want to enroll into Medicare yet. If you need to enroll into Medicare, you can through ssa.gov or call your local social security office to make an appointment.