Maurice Ellis, Medicare Insurance Agent
Maurice Ellis
Medicare Agent Licensed in MS, AL, AR, AZ, CO, IL, IN, MA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA and WA
Contact Details
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Location
Greenwood, MS
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Phone
About Me
Hi, my name is Maurice, and I am your local Medicare insurance agent. Medicare is my specialty, and I am dedicated to helping you find the best plan that fits your specific needs and budget.
I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you.
Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Maurice Ellis
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: Take your time and review everything thoroughly. I dont want anyone to miss out benefits they don’t know about.
What is one of the the most common misconceptions people have about Medicare?
Answer: When or if to apply for a supplement. And many think Medicare is automatic and it covers everything.
What should I look for in a Medicare plan if I travel frequently both domestically and internationally?
Answer: Some Medicare Advantage plans include travel benefits for when you need care away from home. These travel benefits usually cover more than just emergency and urgent care and help ensure you have coverage no matter where you are. However, not all plans have the same rules and limitations – it’s important to ask questions when shopping for the right Medicare Advantage plan.
Important questions to ask include:
What emergency or routine health care services are covered if I vacation in the U.S. or out of the country?
Do I have to seek services with specific providers?
How long can I be away from home and receive coverage?
Will this plan cover both domestic and international travel?
My friend got her cataract surgery covered by Medicare, but they didn't cover the lens she wanted. How does that work?
Answer: A (MAP) Medicare Advantage Plan that covers hearing, vision and dental could have help with the expenses.
What do I need to do if I didn't take Medicare at 65 and am now retiring?
Answer: You should meet with a licensed agent ASAP. If you wait to long penalties could into play. And your insurance with your job could play a vital part in your coverage.
Will I be penalized if I do not enroll in Medicare when I turn 65?
Answer: Medicare penalties for late enrollment are extra costs you may have to pay if you delay signing up for certain parts of Medicare when you are first eligible. These penalties are typically added to your monthly premiums for as long as you have that coverage.
Part A Late Enrollment Penalty: If you don't sign up for Part A when you're first eligible and have to pay a premium, you'll incur a 10% penalty on your monthly premium for each period you could have signed up but didn't. This penalty is applied for twice the number of years you delayed enrolling.
Part B Late Enrollment Penalty: If you delay enrolling in Part B, you'll pay an extra 10% on your monthly premium for each full 12-month period you could have signed up but didn't. This penalty continues as long as you have Part B coverage.
Part D Late Enrollment Penalty: If you delay enrolling in Part D or have a gap in your prescription drug coverage, you'll pay a 1% penalty on the national base beneficiary premium for each month you were without coverage. This penalty is added to your monthly Part D premium for as long as you have the coverage.
Is Original Medicare or Medicare Advantage better? Why do you recommend one over the other?
Answer: Original Medicare (part A & B) is "given" to everyone when they turn 65 that covers 80%.
Medicare Advantage (part C & D) is what you would do by contacting an agent for additional (20%) coverage that should include dental, hearing and vision.