Dennis Sullivan, Medicare Insurance Agent
About Me
Hello! I'm Dennis, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Dennis Sullivan
Answer:
Typically, Veterans take the route of a ZERO PREMIUM Medicare Advantage Plan to co-exist with the services offered at the VA. These don't carry part D (prescription drugs) because they receive those from the VA, thus carry Great beefits such as a part B buyback, dental, vision, hearin, or just a 2nd opinion...
Employer plans need to be evaluated on a cost basis compared to a MEDicare Plan..
Answer: Helping Seniors through the complex nature of Medicare. Being a valuable source of information is key to finding the best plan, etc. to maximize the benefits people are entiteled too...
Answer: If your'e on an expensive specialty medication, chances are you may have a chronic condition such as Diabetes or a heart condition. There are specific plans known as CSNP Plans that address the chronic condition and keep costs as low as possible including medications.
Answer: Basic Medicare doesn't offer anything in particular. Smoking cessation options are available through an advantage plan as one of the preventive benefits at no cost...
Answer: Having an Advantage plan is beneficial for the benefits outside of original medicare. For instance, vision, dental, hearing. There is also an option to get a part B buyback to alleviate costs associated.
Answer: The common misconception with dental coverage is the medicare based amount. Finding a dentist that does the service at cost is crucial.
Answer: The simple answer is yes. These are covered under an Advantage Plan as a preventative measure for the well being of the client at zero copay...
Answer: Basic Medicare will cover this as an 80/20 split on the bill, meaning this will cost you 20%. Meanwhile an advantage plan would cover this in full especially with a chronic condition plan adressing the diabetes.
Answer: This is all dependent on the plan your'e on. This is a tough question to answer, not knowing the specifics of the plan...
Answer: Best answer is basic medicare covers 80% of the cost depending on the provider. Most advantage plans have a hearing aid benefit with an allotment towards hearing aids...
Answer: A Medicare Advantage plan HAS to cover everything that regular or basic medicare does. The real deal is thatere is benefits outside regular medicare that you're entitled to that are offered by advantage plans.
Answer: That is not true. Medicare is a completely separate enity to life insurance. The two have nothing to do with one another.
Answer: The best way to check for doctors in a specific network is to reach out to an agent who will go into his or her portal and verify. Always a good idea to follow-up with the doctors office as well.
Answer: Yes, this would be considered a preventive care measure under a medicare advantage plan. That is the major benefit of enrollment.