Satoshi Aoki, Medicare Insurance Agent
Satoshi Aoki
Mutual of Omaha/ United Health Care/ Blue shield/ Humana
Medicare Agent Licensed in CA
Contact Details
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Location
Concord, CA
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Phone
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Website
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LinkedIn
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Facebook
About Me
Hello, I'm Satoshi, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Call me at 925-818-2654 to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
日本語でもご相談ください。
Directions to My Office
Q&A with Satoshi Aoki
What do you enjoy most about working with Medicare clients?
Answer: Explain the Medicare system and what is options available then my client understands.
My client was very happy with the plan he signed up for.
What is one of the the most common misconceptions people have about Medicare?
Answer: Most people confuse the open enrollment period for the Medicare Advantage plan, Part D Plan, and Medicare Supplement plan.
My diabetes medication is super expensive, and I've heard horror stories about Part D not covering what people need. Should I go standalone Part D or get it through a Medicare Advantage plan?
Answer: I cannot say it is covered, and how much depends on what kind of medication you take and the Part D plan provided by the health insurance company. You should contact Medicare agents and make an appointment.
What's the financial risk of sticking with Original Medicare without a Medigap plan?
Answer: If you enroll in Medicare without a Medigap plan, you must pay a lot for medical care, especially Part A hospitalization.
For example, if you are hospitalized for 120 days, you will have to pay
Deductible: $1,676,
(61 days to 90 days): $419/day = $12,570
(91 days and after): $838/day = $25,140
TOTAL: $1,676+$12,570+$25,140= $39,386
, respectively, if you only have Medicare.
However, if you have a Medigap plan, you will be covered. A lot of Medigap plans will cover Part B depending on the type of Medicap plan.
For more information, it is a good idea to ask the agent from AGENTS HUB.
My friend lives in a different city and has a much more detailed Medicare plan. Is their location dependent on their plan?
Answer: Yes, If your friend enrolled Medicare Advantage plan, each plan is different compared with other cities or counties most likely.
Does Medicare cover emergency care if I'm traveling in a U.S. territory like Puerto Rico?
Answer: Yes, Puerto Rico is covered.
In most situations, Medicare won’t pay for health care or supplies you get outside the
U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S.,
the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa,
and the Northern Mariana Islands. There are some limited exceptions that would allow
you to get coverage outside the U.S. under Medicare Part A (Hospital Insurance) and
or Part B (Medical Insurance).