Jason Vallejos, Medicare Insurance Broker
Jason Vallejos
Syndicted Insurance Agency, LLC
Bilingual English & Español
Medicare Broker Licensed in CA, AZ, CO, FL, HI, ID, IL, MI, NC, NM, NV, NY, OH, OR, PA, SC, TX, UT, VA and WA
27+ Years of Experience
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Sherman Oaks, CA
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About Me
Jason Vallejos is the EVP & CSO for Syndicated Insurance Agency, a Limited Liability Company founded in 2003. Syndicated is a multi-line general agency offering all lines of coverage including Life, Health, Property & Casualty insurance with a strong focus on Medicare Plan sales as a National Field Marketing Organization. As Executive Vice President, Jason is head of sales, marketing and training for all sub-agencies working with Syndicated and fosters win-win relationships with professional partners including medical groups & Independent Physician Associations.
Syndicated’s approach to marketing is to work in collaboration with professional advisors such as healthcare providers, CPA’s, business, and estate planning attorneys to help develop long-term protection plans and growth for his clients. As the industry and the needs of our community change, Jason continues rigorous educational standards in Senior Health Care, Life, Long-Term Care and Business Insurance.
At a young age, Jason volunteered with various charities and organizations including the American Red Cross. In 1994 Jason assisted the victims of the Northridge Earthquake with claims filing, shelter, food, and clothing, as an American Red Cross volunteer. This is where Jason first understood the necessity of insurance and the value it brings to communities during disasters. Later, as a healthcare business analyst, Jason developed a passion for helping seniors with their healthcare needs while learning the operational and analytical support that runs a major carrier. Through this diverse career background, Jason acquired business knowledge, actuarial analysis, insurance, networking and managed care experience. Jason Vallejos was born and raised in Los Angeles, California and resides in the Ventura County area.
Jason has a passion for people and is driven by a set of core values including integrity, excellence and innovation, focusing on client satisfaction and retention, teamwork, continuous improvement, mentoring, growth and success. Jason is an accomplished and results driven top performing leader known for his industry knowledge, organizational and leadership abilities and his focus on win-win solutions for his clients and partners.
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Q&A with Jason Vallejos
Answer: It varies by plan. Make sure to run a plan comparison before making a decision. You can also look in Medicare.gov for local plans near you.
Answer: If you see a network of specialists and primary physician, your neighbor may be right? Ask your physicians if they belong to a medical group or physician network, if they belong to the same group, you may want to consider a Medicare Advantage Plan.
Answer: Depends if they qualify. Do you have a speciifc concern or scenario? To learn how folks qualify for Medicare, visit www.medicare.gov
Answer: A licensed broker should be able to take down all prescriptions and compare with plans to show which offer the lowest cost and better coverage.
Answer: You should speak with a licensed agent to review the bills you are receiving and discuss coverage options to reduce or eliminate such bills.
Answer: A local agent would have a better knowledge of your access to care and provider network than an agent found remotely.
Answer: Not necessarily but do check with your Human Resources Department to make sure your current coverage is Medicare credible coverage to avoid penalties.
Answer: Medicare typically does not have foreign hospital coverage. However, a Medicare Advantage Plan or some Medicare Supplement plans do provide such coverage for Emergency Cases.
Answer: Stand alone Medicare is never a good idea. You should consider a Medicare Advantage Plan or a Medicare Supplement Plan with a Part D plan. Medicare alone has financial gaps in coverage.
Answer: It's playing a significant role when working with Independent Agents that can help you look at the various plans available in multiple markets.
Answer: The answer is yes. Losing employer creditable coverage is a Guaranteed Issue event for most Medicare Supplement (Medigap) plans.
Answer: You may have other Special Election Periods, for example you have a chance to change from Medicare Advantage to another January 1 to March 31st.
Answer: That system is not typically a Medicare covered benefit. However, most Medicare Advantage Plans do have coverage for a Medical Alert System.
Answer: If you are in a Managed Care Plan, you need to submit a referral request through your treating physician for approval by the contracted plan and medical group.
Answer: It sounds like the agent you were working with was not aware of your specialist network. It's important to mention all your physicians and prescriptions during the Open Enrollment review so you are recommended to the plan that best meets your needs. You still are able to make changes until December 7th.
Answer: Medicare plans change by county to county. It's difficult to consider by State. However, the most dense populated counties are typically richer in options. For example, in California it would be Los Angeles County.
Answer: Always look at what is important to you. Highly recommend screening your provider before selecting them. Keep in mind, you can always change your provider once a month on a Medicare Advantage Plan so that option is flexible.
Answer: It's always a good idea to conduct an annual review of coverge with your agent. Changes are happening so you should be aware of what's coming for 2026.
Answer: Part D stand alone plans are having difficulty with managing prescription costs so they are sharing that with the consumers. Currently, Medicare Advantage Plans (Part C) include Part D as well and have typically richer prescription plan benefits. You may want to consider a Medicare Advantage Plan, if you are willing to work with a limited network of physicians.
Answer: Most Medicare Advantage plans cover limited Home Health Care. However, it typically requires an evaluation after a referral is submitted by the Primary Care Physician.
Answer: Medigap plans typically are always available to you in any state. If you like your plan, there is no need to make a change. However, if you would like an evaluation, please let us know at no obligation.
Answer: It depends on your Employer Benefits and recommend a comparison of benefits. Medicare is very rich in benefits but coverage may vary by employer group.
Answer: Life Insurance and Medicare are not directly related. Life insurance is related to protecting your estate and assets and Medicare is healthcare related.
Answer: Medicare offers very limited benefits for members in assisted living. However, there are Meddicare Advantage Plans to consider for folks in assisted living. Also, Medicaid and Long-Term Care best cover assisted living needs.
Answer: You can delay Social Security Benefits and obtain Medicare at age 65. It will not affect your Social Security retirement benefits.
Answer: PPO comes with higher out of pocket costs typically. If all of your providers are in one network, HMO offers the richest benefits.
Answer: The sense of fullfilment after helping someone with their specific needs. Love getting those thank you calls for the service I delivered.