Gregory Gudis, Medicare Insurance Broker
Gregory Gudis
BGA Insurance Group
Medicare Broker Licensed in AZ, CO, CT, DE, FL, GA, IN, KY, MD, NC, NJ, NY, OH, PA, SC, TX, VA, WA and WY
18+ Years of Experience
Contact Details
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Location
Queen Creek, AZ
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Gregory Can Help With:
About Me
Hello! I'm Gregory, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub! I am also one of the founders of BGA and while remaining dedicated to my clients I handle many of the day-to-day business activities of the company. I am a Graduate of Rowan University and obtained my master's degree from Rutgers. My primary reason for creating BGA was to help Seniors navigate the labyrinth known as retirement. To further my knowledge base and better assist my clients I obtained the designation of CERTIFIED FINANCIAL PLANNER®. The CFP® designation helps focus on the issues facing clients who are planning for or are living in retirement. I reside in Queen Creek, AZ with my wife Tara, children Bryce, Gavin and Avery and my two dogs Juno and Bowser.
Q&A with Gregory Gudis
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: Talk to an Insurance Broker to find out all of your options. Don't go directly to one company. Your needs are going to vary from others and you need a plan that fits those needs.
What is one of the the most common misconceptions people have about Medicare?
Answer: Most people think they will have poor coverage when on Medicare vs what they had when working. As plans have continued to add benefits and there are caps on out of pocket for Part D, plans tend to be much better than work coverage.
What’s the process for signing up for Medicare if I’m already on disability benefits?
Answer: After being on Disability for 2 years you are automatically enrolled in Medicare even if you have not reached 65 yet.
Is Original Medicare or Medicare Advantage better? Why do you recommend one over the other?
Answer: Every person is different and depending on your individual needs one cannot necessarily be said to be better than the other. I have found Original Medicare with a Supplement and Part D plan makes people very confident with no network, referrals and usually no or low copays. On the other hand Medicare Advantage tends to be cheaper up front, has more added benefits outside of what Medicare covers and is usually more similar to what folks had when working. That said it is always worth having your situation evaluated by an Insurance Broker before making a decision.
Is Medicare Part A enough for hospital coverage?
Answer: Medicare Part A is the hospital insurance part of Original Medicare but it is not a comprehensive solution. The addition of Part B and Part C or Medigap would give the beneficiary a more complete plan.
How do I compare Part D plans to minimize costs for a mix of generic and specialty drugs?
Answer: This can be done on the Medicare website but I absolutely recommend speaking with an agent who does this everyday. Getting your Part D plan correct could save so much money and a mistake could be really costly.