Kim Fisher, Medicare Insurance Agent


About Me

Kim Fisher is the Owner and President of Secure Financial Solutions, Inc. and an Investment Advisor Representative (IAR) with Gradient Advisors, LLC. Based in Greer, South Carolina, Kim has been serving families and businesses in the Upstate community for over four decades, helping them find financial clarity, stability, and peace of mind.

Since beginning her career in 1983 with a business and finance degree from Presbyterian College, Kim has dedicated herself to guiding retirees through Medicare, retirement income planning, long-term care coverage, and maximizing Social Security and pension benefits. After starting with Bankers Life and Casualty Company, she transitioned to independent advising in 1989, expanding her expertise to include retirement planning and comprehensive financial strategies.

Kim is especially passionate about empowering women in transition, recognizing that many are underserved when it comes to financial planning. She strives to equip them with the tools and knowledge they need to make confident decisions about their future. Known for her personal, hands-on approach, Kim values long-term relationships built on trust, working closely with clients to align financial strategies with their goals, reduce risks, and create lasting security. For Kim, the greatest reward has been helping women and retirees achieve financial independence and peace of mind while pursuing their dreams.

Assisting Kim in her work is Patrick Metcalf, Junior Associate, who supports her daily in serving clients and is available to assist individuals with their Medicare and financial questions. Born and raised in the Upstate of South Carolina, Patrick is a graduate of the University of South Carolina with a degree in Hospitality Management. He brings a natural warmth, respect, and client-first approach to every interaction.

Currently training directly under Kim, who has served more than 1,400 clients across South Carolina and the nation, Patrick is building his expertise

Get in touch with Kim using this form

Directions to My Office

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My Google Reviews

7 Total Reviews   (5.0 )

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Lori W.
May 6, 2026

This place was referred to by a friend. They are very friendly and helpful and know their stuff.

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E D
April 13, 2026

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Debbie Tapp
April 13, 2026

Kim and her team are the best! They helped us get our Medicare coverage for several years now and recently we had to change networks and the transition was very easy because she did it all for us. She kept us informed the whole time and we are completely satisfied with our new coverage. This was no cost to us.

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Kim Evett
October 3, 2025

Kim Fisher has been an amazing help!! She has taught us so much about how to make our future better!!! From financial planning, health insurance, life insurance and eventually trust planning. She has given us peace of mind about our future in retirement!!

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Fred Keith
September 19, 2025

As a business owner myself I found the most effective and professional financial advisor for me and my family. Kim Fisher at Secure Financial Solutions in Greer SC is so so good and informative in every aspect for financial and Medicare advice. You really need to contact her and see what she can do for you. At least a 10 star rating but unable with this post. Thanks so much for your help, Fred Keith

Q&A with Kim Fisher

Answer: Medicare only covers the first 20 or skilled care only and the a copay for days 21-100. They do not cover assisted living.

Answer: Yes cataract surgery is covered. It is usually done outpatient so you would just pay the outpatient copay.

Answer: I would say to work with an agent that is independent and offers multiple companies. I have been in the business for over 40 years. Thanks, Kim Fisher, Contact me.

Answer: Emma is determined by your income. It is actually a two year look back at your income to determine if you have to pay IRMAA which would make your Part B and Part D premiums to be higher.

Answer: I is according to if you have credible coverage. If you have coverage as good as Medicare then no. If you don’t have other coverage then you would have a penalty.

Answer: You can either contact social security and ask for the forms to complete or go on ssa.gov and download the forms.

Answer: You can wait. You will have SEP when you retire to add part B at that time. There will not be a penalty.

Answer: Usually people that don’t choose Supplements is because they have a monthly premium and you have have to buy drug plan and vision dental separately. Where with a Medicare Advantage there are usually no premiums and other things are included.

Answer: Yes if you first apply when you turn 65 or first go on Medicare part B you will have guaranteed issue. If you later want to change plans you have to go through health questions.

Answer: You can but you would not have drug coverage and if you ever enroll in drug plan you will have a penalty of 1% for every month you went without drug coverage. Also regular Medicare does not have a stop loss level where you would be 100% covered.

Answer: Make sure you have already applied for Medicare A and B unless you have credible coverage through group coverage that you can keep because you are continuing to work.

Answer: All plans are different . Some will cover only dentist that are in the network and other plans cover in and out of the network . Some just cover preventive like cleanings and others cover comprehensive like crowns and root canals.

Answer: When do I enroll and what type of plan is best for me and my health needs and financial situation? Also do I have to answer health questions when I apply for plans to go along with Medicare.