Kim Fisher, Medicare Insurance Agent
Kim Fisher
Medicare Agent Licensed in SC
Contact Details
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Location
Greer, SC
Kim Can Help With:
About Me
Hello, I'm Kim, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Kim Fisher
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: When do I enroll and what type of plan is best for me and my health needs and financial situation? Also do I have to answer health questions when I apply for plans to go along with Medicare.
My Medicare Advantage plan advertised dental coverage, but it barely covers anything. Is this normal?
Answer: All plans are different . Some will cover only dentist that are in the network and other plans cover in and out of the network . Some just cover preventive like cleanings and others cover comprehensive like crowns and root canals.
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: Make sure you have already applied for Medicare A and B unless you have credible coverage through group coverage that you can keep because you are continuing to work.
Can you just have A and B and not enroll in anything else and still have good coverage?
Answer: You can but you would not have drug coverage and if you ever enroll in drug plan you will have a penalty of 1% for every month you went without drug coverage. Also regular Medicare does not have a stop loss level where you would be 100% covered.
Do I have to answer health questions when switching from one Supplemental/Medigap plan to another?
Answer: Yes if you first apply when you turn 65 or first go on Medicare part B you will have guaranteed issue. If you later want to change plans you have to go through health questions.