Aaron Solomon, Medicare Insurance Broker
Aaron Solomon
aaron insurance
Medicare Broker Licensed in OH, LA and TX
9+ Years of Experience
Contact Details
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Location
Lyndhurst, OH
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Phone
About Me
Serving Northeast Ohio. Let's have a free consultation about a Medicare plan for you.
In over 15 years in Medicare, I created a great assortment of Supp, drug and Medicare plans.
If you are intersted in Long Term Care, I can provide you different plans with many options
Q&A with Aaron Solomon
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: IF you decide to start your Social Security benefits. You will want to sign up for Part A (hospital)
and Medicare Insurance (Part B}. You can sign up3 months before your birthday or 3 months after her birthday,
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: I tell clients that there is nothing "free" in life. When you are thinking about either a Supplement or a MAPD plan, chose the plan you are most comfortable for you. There is no wrong answer. The plan should make you feel confortable about your health cover.
I'm retiring next year - do I need to do anything with my Medicare?
Answer: It is important to make to sign up immediately for Part A. Part A is free. If you fail to sign up for
Part A, there is a penalty. You have 90 days from your birthday. If you are retiring , you can sign up for both Part A and Part B.
What does Medicare Part B cover? Is it enough?
Answer: Part b covers the following:
Doctor visits
outpatient lab test
outpatient services and surgeries
Peventive Health appointments
Certain durable medical equipment
What's one Medicare decision that too many people regret later?
Answer: A client sometimes worries more about the extra benefits, The most important things are
your doctors in network, hospital in network, asnd the drug formulary.These items are the most important details to a great plan for you,
Which Medicare Supplement plan (Medigap) offers the best value for most seniors, and why?
Answer: Medicare plans are standardize. Every plan is identical. The difference is that each company determines their price, It makes sense to go to the lowest price option for coverage.
How do you educate clients who are completely new to Medicare?
Answer: I ask a couple questions, What do you know about Medicare, I have information to explain how it works. If they are planning on sign up for Social Security/Medicare ,I have a worksheet with a "How To'. A have a booklet on how Medicare works. I will sit down with my client.. We will discuss Medicare,
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: I feel that working with me in person does the following things:
You get a person to answer your questions. I will take the time to explain each plan.
We work together to bring your information to the right solution for you.
I will help you take advantage of extra benefits. I will help you find your network vendors.
I am there to answer any questions, Finally, /i will be in contact multiply times during thre
year to see if yiu need any help. I will review your plan during AEP. We will discuss if your
plan is this the right one for you.
In what situations will Medicare pay for medical services in a foreign hospital?
Answer: Most plans will cover Emergency and Urgent care world wide. There are co-pays . There are limitations on coverage depending on your plan
How can you create a comfortable environment for discussing Medicare with your parents?
Answer: If I am talking to my parents, I know they life situation. I know if the are working or retired.
If they are during 65, I think we should have a meeting about Medicare and taking social security.
I will listen to them. I will add infomation to help their decsion making. I will accept their decision,
Should Medicare cover dental, vision, and hearing, or would that just make it more expensive for everyone?
Answer: Tranditional Medicare (Part A & Part B) does not cover Dental, Hearing and Vision.
A If you want to have these beenfits, A supplement plan does not included dental, hearing, vision.
You would have to purchase a separate plan.
The easliest way to get Dental, Hearing and vision is to have a MAPD.
These benfits are some the extra benefits in an MAPD plan.
How will the new 2025 Medicare Part D out-of-pocket cap impact seniors and prescription drug costs?
Answer: Medicare has a cap of $2000 for your annual drug costs. It limit works on drugs in the formulary. Non formulary drugs do not count to your cap.
It is important to check your drugs annually on the formulary. Your drug plan can be changed annually during the Annual Enrollment period.
I just got a $300 bill for an ambulance ride I thought was covered. Am I the only one who didn't know Medicare doesn't pay for all emergency transport?
Answer: Your traditional Medicafre part A & B does not cover transportantion. If you have a MAPD plan
you will have coverage . You will pay a co=pay.