How can I select the right healthcare company and representative to work with?

Question

Gregg Matheny · Accepted Answer

A good representative Will usually be very easy to spot ( Medicare agents hub ). If you End up finding someone that you trust then the carrier that you go with becomes Not as important. I have several clients and I can speak from experience in saying that putting them all on the same“good” plan Is not the right thing to do. Every individual is different, And a good representative should match up your needs with a plan that’s best for you.

Answered by Gregg Matheny on March 30, 2025

Agent Licensed in AZ & UT

Answered by Gregg Matheny Medicare Insurance Agent

Lt Col Tim Brown · Answer

Choose someone like myself with 37 years in the business, multiple companies and word of mouth reputation. 615-506-9024.

Charise Karjala · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/how-can-i-select-the-right-healthcare-company-and-representative-to-work-with-#charise-karjala

Tasha Riggs · Answer

Do a back ground check on the broker you are working with. Do a google search, Check out there referrals and network of people they work with. Make sure they have access to a majority of the medicare plans so they are not biased and sign you up with only the ones they work with

Answered by Tasha Riggs on April 12, 2025

Broker Licensed in CO, AZ, HI & 10 other states

Answered by Tasha Riggs Medicare Insurance Agent

Clarence &quot;Mark&quot; Christiansen · Answer

Find a local agent. Call that person. Ask how long in business and whether or not health insurance is the primary focus. Ask if the agent is independent and which companies he / she represents. Go see the rep in person, sit down, explain your situation and see what kind of advice you are getting. Easy / peazy!

Answered by Clarence "Mark" Christiansen on May 17, 2025

Agent Licensed in WI, AZ, CA & 16 other states

Answered by Clarence "Mark" Christiansen Medicare Insurance Agent

Marsha Reiniers · Answer

Choose an agent who is independent and can offer more than one company and has been in the Medicare market for a number of years. Select an agent who listens to you and explains how Medicare works and can help you navigate through the differences between Medicare Supplement and Medicare Advantage plans. This agent can help you find the plan that fits your own specific needs. A good agent will be responsive and continue to stay in touch as your healthcare needs change.

Answered by Marsha Reiniers on April 17, 2025

Agent Licensed in FL, GA, NC, PA, SC & VA

Answered by Marsha Reiniers Medicare Insurance Agent

Ronnie Rosenberg · Answer

You'll want to select a reputable company and an experienced representative.  It's important to choose a representative that will take the time to explain the process, and answer all of your questions.  Medicare can be confusing, so choose wisely.  
If you have a friend that has a responsive representative, you may want to reach out to them, or you can contact me.  I pride myself with being there for my clients not only from the initial information and enrollment, but even more importantly, well into the future.

Steven Bleicher · Answer

You always must remember to interview at least 2-3 different agents in order to hear their differing opinions regarding their company's benefits/premiums. Be careful NOT to utilize a "Captive Agent" who only works for 1 Medicare-compliant company. This means that she/he is beholden only to them, while an independent rep can have multiple affiliations with a variety of company benefits. 

This kind of agent is also called "a broker" who can elaborate on the wide variety of quirks of Medicare. This person can offer solutions that can cover those oddball situations. You may have heard negative references toward a broker but that has been attributed to a person who usually sells car and homeowner insurance (property & casualty)  But it is the Medicare brokers who will attend multiple company events & have a greater knowledge of the complexities of Medicare.

You also want to ensure that among the possible 3 companies, the one with a history of as low a percentage of premium increase each new calendar year is possibly the one "to lean on". 
Please remember that we are now at an unusual time in our history when inflation is world-wide and is not just reflecting the US economy. 

Moreover, the rapport that you establish with an agent is an important consideration, too!  So, when you have posed a question, if you feel that the agent hasn't properly conveyed the Medicare principle/answer (or seems to be double-talking), that is not the right agent for you.

Michael Yost · Answer

I think the best way to choose the right healthcare company is working with a broker. A broker is someone who should be independent and able to shop many carriers. If you need a no cost broker to help you look at options feel free to reach out to me.

Answered by Michael Yost on April 26, 2025

Broker Licensed in OH, AL, AZ & 27 other states

Answered by Michael Yost Medicare Insurance Agent

Deb Haley · Answer

You should plan to look at all available plans in your area and find a broker who is licensed with several products so they can help you compare your options and costs. Check with your friends, relatives, neighbors, or coworkers for a referral to an agent that they worked with that did well by them. You may also check with your local senior center as many agents advertise or offer educational seminars there.

Answered by Deb Haley on April 17, 2025

Broker Licensed in MA, CT, FL & 10 other states

Answered by Deb Haley Medicare Insurance Agent

Rene Casanova · Answer

The right healthcare company will have your physicians, and hospital(s) in their network, reasonable copays, extra benefits you want such as dental, vision, hearing, Over the Counter benefits, gym memberships and a rewards card for keeping up with your health appointments. The right representative like myself will answer the phone anytime of the day or night and if the client wants a face to face visit I will be there every time when requested.

Answered by Rene Casanova on April 3, 2025

Broker Licensed in TX

Answered by Rene Casanova Medicare Insurance Agent

John Zentner · Answer

In most areas, there are many excellent Medicare plans to choose from. You can compare plans using tools like the Medicare Plan Finder on Medicare.gov. It is important to consider  cost, coverage, benefits and provider network. 

It is always a good idea to seek advice from a Medicare-certified professional, such as an insurance agent specializing in Medicare, or an independent Medicare consultant. Reviewing agents online reviews such as Google Reviews is always a good idea to make sure the individual is experienced and professional.

Fred Manas · Answer

To choose the right healthcare company and representative, research their reputation, verify credentials, consider accessibility and communication style, and ask for recommendations. For a healthcare representative, ensure they are trustworthy, comfortable with discussions about healthcare wishes, and will honor your decisions.

Answered by Fred Manas on May 4, 2025

Agent Licensed in NY, CT, DC & 7 other states

Answered by Fred Manas Medicare Insurance Agent

Fran Lovelace · Answer

A seasoned agent with your best interest in mind can help you select the right plan and health insurance carrier. Referrals from friends or family is a good way to find an agent, also you can look for someone on line with 5 star reviews.

Answered by Fran Lovelace on May 29, 2025

Agent Licensed in NC, SC & VA

Answered by Fran Lovelace Medicare Insurance Agent

Jamie Herrick · Answer

That is a great question!

I often tell people to talk to friends and family to see who they work with…or what they have. Since those are the people you trust most!
I’m happy to work with you in finding the right plan, and being your agent!
Feel get in touch with me.
I am The Insurance Nurse.

I’ve been a registered nurse for 23 years:))

Alexander Lehn · Answer

Most healthcare companies are pretty good and are competitive on their offerings. Some things to consider would be the company's financial stability and their rates of coverage denial as well as their preferred network of doctors and hospitals. The more important side of the question is finding a good representative to work with. I advise you to contact a broker or two to get a sense of if you like them and communicate well together. Having a broker is important because they can work with whatever carrier suits you best rather than pushing you into a single option or limited offering.

Answered by Alexander Lehn on May 12, 2025

Agent Licensed in NV, CA, FL & TX

Answered by Alexander Lehn Medicare Insurance Agent

April Ryan · Answer

Selecting the right healthcare company and agent to work with is key when it comes to your Medicare coverage.   Look at the company's ratings, how often have they had rate increases in the past and how significant were those increases.  What is their turnaround time in paying claims?
   Make sure your representative will still be around when you need them in the next one, two, five or ten years.   Many people get into this industry for the wrong reasons and find out quickly that it's not the ideal career for them.   If your agent has been in the industry five years or more, chances are he or she will be around when you need them.

Russell Scott · Answer

Use discernment like you would choosing a doctor, plumber or contractor. Medicare is the last health insurance you'll ever have. Choosing WHO you are working with to help guide you now and as time goes on should be of high importance. A good agent is knowledgeable and will display a passion to educate you. If you feel like you're being pressured to do something that isn't in your best interest, chances are you're right. The amount of insurance companies and plans is finite. All brokers are generally able to sell all the same thing. Pick the one that proves themself beyond just the transactional side of simply selling you a plan.

Answered by Russell Scott on June 13, 2025

Agent Licensed in OK, MO & TX

Answered by Russell Scott Medicare Insurance Agent

Sean MacBean · Answer

This is a more profound question than it seems. I will answer it briefly by explaining the criteria you should look for in each one.

Company:
- Find a local company that has been in business for at least 20 years and focuses on Helping Seniors with their healthcare needs.
- Find a company that trains its agents well and supports them.
- Find a company that is a broker and offers many products and services, rather than being captive and only offering one product.

Agent:
- Find a full-time agent with at least 5 years of experience.
- Find a Local agent who will meet you face-to-face at your home or their office.
- Find an agent who is well-versed in multiple products and selections.
- Find an agent that is focused on saving you money.
- Find an agent who is a Health to Wealth expert to offer you the best services.

There are many more criteria for both the company and agent, but if you focus on these basics

You should do well.

Joel Montilla, Esq. · Answer

perform a needs based analysis of your health and the needs of an agent to help you meet those needs; then, interview and decide on an agent that isn't into high pressure sales rather helps you properly plan for when you need insurance

Answered by Joel Montilla, Esq. on April 15, 2025

Broker Licensed in FL

Answered by Joel Montilla, Esq. Medicare Insurance Agent

How can I select the right healthcare company and representative to work with?

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How can I select the right healthcare company and representative to work with?

Agents: Share Your Expertise

Seniors: Ask a Question of Your Own

Related Questions

Agent Locator

Medicare Agents HubA non-government resource website

Medicare Agents Hub
A non-government resource website