How can I select the right healthcare company and representative to work with?
Answered by 10 licensed agents
A good representative Will usually be very easy to spot ( Medicare agents hub ). If you End up finding someone that you trust then the carrier that you go with becomes Not as important. I have several clients and I can speak from experience in saying that putting them all on the same“good” plan Is not the right thing to do. Every individual is different, And a good representative should match up your needs with a plan that’s best for you.
Choose an agent who is independent and can offer more than one company and has been in the Medicare market for a number of years. Select an agent who listens to you and explains how Medicare works and can help you navigate through the differences between Medicare Supplement and Medicare Advantage plans. This agent can help you find the plan that fits your own specific needs. A good agent will be responsive and continue to stay in touch as your healthcare needs change.
Do a back ground check on the broker you are working with. Do a google search, Check out there referrals and network of people they work with. Make sure they have access to a majority of the medicare plans so they are not biased and sign you up with only the ones they work with
I think the best way to choose the right healthcare company is working with a broker. A broker is someone who should be independent and able to shop many carriers. If you need a no cost broker to help you look at options feel free to reach out to me.
The right healthcare company will have your physicians, and hospital(s) in their network, reasonable copays, extra benefits you want such as dental, vision, hearing, Over the Counter benefits, gym memberships and a rewards card for keeping up with your health appointments. The right representative like myself will answer the phone anytime of the day or night and if the client wants a face to face visit I will be there every time when requested.
You should plan to look at all available plans in your area and find a broker who is licensed with several products so they can help you compare your options and costs. Check with your friends, relatives, neighbors, or coworkers for a referral to an agent that they worked with that did well by them. You may also check with your local senior center as many agents advertise or offer educational seminars there.
perform a needs based analysis of your health and the needs of an agent to help you meet those needs; then, interview and decide on an agent that isn't into high pressure sales rather helps you properly plan for when you need insurance