How can you create a comfortable environment for discussing Medicare with your parents?
Answered by 12 licensed agents
Medicare, like so many Health Insurance programs, has variations from year to year. It's important to not assume that we know all there is to know about Medicare and how those choices could affect your future - POSITIVELY OR NEGATIVELY! Whether it's turning 65 shortly, retiring, or being affected by a change of life scenario, etc., finding a PROFESSIONAL who can demonstrate patience and understanding, while helping calm the "fear of the unknown", and prepare them for this journey has to be a priority. It's important now because there is no Underwriting at this time, where there will be when their Open Enrollment period has ended.
Assisting your parents for you has to come from a calm discussion that lets them know you care about how they approach their future. Without healthcare, all their plans for this time of life that they've saved for could be absorbed by getting the wrong plan. It could also lead to a situation that causes them to encumber family members, take from savings and investments that were meant to go to other places, and detract from their quality of life. Let them know you want the best for them and their health, and with these facts in mind, guide them to bring a professional they can meet, preferably face-to-face, so that they are comfortable in the trust of this choice and the service they may need moving forward.
Answered by Norman Smith on March 26, 2025
Agent Licensed in FL & PA
At this stage of life it’s vital to protect both their health and their assets. Understanding Medicare can be quite confusing, especially with the complexities created by the government and unfortunately, by some individuals who take advantage of the system.
These decisions could take time and come with its share of anxiety, so it's essential to prepare yourself when discussing your parents' insurance coverage. Try to get them to look at Medicare with a mindset that focuses on providing them and their love ones the ensure that their health coverage will be met for their remaining years. Remember, compassion and support will mean the world to them during this time.
Answered by Larry Dalton on April 23, 2025
Broker Licensed in OK & TX
Answered by Melonie Wood on March 25, 2025
Agent Licensed in FL & AL
Answered by Lt Col Tim Brown on April 23, 2025
Broker Licensed in TN, AL, CO & 10 other states
Answered by Christopher Boyd on March 4, 2025
Agent Licensed in IN, KY, MI, OH, PA & TN
Answered by Anthony Castelluccio on April 12, 2025
Agent Licensed in PA, DE, MD, NJ & VA
Answered by Alan Faerber CFP® CRPC® on February 11, 2025
Agent Licensed in UT
Answered by Gregg Matheny on March 27, 2025
Agent Licensed in AZ & UT
An Independent Broker would be willing to meet with the family not just by telephone, but also at a Senior Center or a Public Library or even the local DUNKIN DONUTS…and never charges a fee for their advice.
Answered by John L Herman Jr on March 26, 2025
Broker Licensed in MD, DE & PA
If they are during 65, I think we should have a meeting about Medicare and taking social security.
I will listen to them. I will add infomation to help their decsion making. I will accept their decision,
Answered by Aaron Solomon on March 31, 2025
Broker Licensed in OH, LA & TX
Answered by Rene Casanova on April 14, 2025
Broker Licensed in TX
A knowledgeable Agent can explain it easily in a no pressure setting, and you will know what feels right for you & your family. It can be quite simple & you will feel good about your choices!
Answered by Ross Landon on April 21, 2025
Agent Licensed in UT
Tags: Advice for Caretakers
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