Jamie Herrick, Medicare Insurance Agent

About Me

No cost/ free analysis of Medicare options.

Registered Nurse and Licensed Medicare agent.

Offering expertise in Medicare options for those turning 65.

Customized healthcare plans tailored to your needs using nursing expertise.

Plan cost analysis.

In-Network verification of doctors, specialists, dentists, and prescriptions.

Annual enrollment period support.

Get in touch with Jamie using this form

Q&A with Jamie Herrick

How can I select the right healthcare company and representative to work with?

Answer: That is a great question!

I often tell people to talk to friends and family to see who they work with…or what they have. Since those are the people you trust most!

I’m happy to work with you in finding the right plan, and being your agent!

Feel get in touch with me.

I am The Insurance Nurse.

I’ve been a registered nurse for 23 years:))

Will I be penalized if I do not enroll in Medicare when I turn 65?

Answer: Good question! Double check with your nearest social security office to get the most up to date information. Make sure you have a part D plan as well to avoid penalties even if you don’t take a medication!

What do you enjoy most about working with Medicare clients?

Answer: Oh my gosh! Since being a nurse, working closely with people makes me the happiest. Being able to look at the big picture. A persons health history, then finding a plan that best meets those needs!

If a senior is turning 65 but still working, should they enroll in Medicare or delay it?

Answer: A very good question! That is a good question for social security office!

Reach out to them and explain your situation!

What's the best way for seniors to protect themselves from Medicare-related scams?

Answer: Another very good question.

Don’t answer the phone unless you know the number. If it’s legit, they will leave a message.

Never give your social security or banking information. And never send people money.

What's one Medicare decision that too many people regret later?

Answer: Not having part D coverage when they turn 65. Even if you’re not taking any medications you still have to have this coverage to avoid penalties!

I'm caring for my elderly parent with dementia. How can I get legal authority to manage their Medicare?

Answer: First reach out to their primary care doctor. They should be able to help facilitate that;)

Also the local Aging and Disability Resource Center nearest you is helpful. ADRC

This is not an easy task, and it’s good to ask for help!

Won't Medicare run out of money before I can benefit from it?

Answer: I do not believe so. But I can’t predict the future. I hope it doesn’t when I’m Medicare age too:) Just being honest.

What is Guaranteed Issue for Medicare Supplement plans, and when does it apply?

Answer: When you turn 65. Reach out to a supplemental agent for more information and direction on this subject.

Can you explain what "creditable coverage" means and when it applies?

Answer: Creditable coverage means it is acceptable by the Centers for Medicare. You need to have credible coverage to avoid penalties.

My doctor wants me to use a smartphone app for medication management and adherence. Are there any Medicare programs that support this type of digital health solution?

Answer: I believe there are many ways to do this. Simplest way is to set an alarm in your phone for daily reminders.

Does Medicare cover Ozempic and other drugs prescribed for weight loss?

Answer: It can if your Dr prescribes it and you meet the clinical needs per your insurance.

What's the biggest frustration Medicare agents have when helping clients enroll?

Answer: I don’t think there is really any huge frustrations. If a potential client has an idea of what they want is helpful. I always recommend talking to friends and family to see what they have since you trust them most:)

What's the best way to compare my current Medicare supplement plan to a Medicare advantage plan?

Answer: Reaching out to an agent to discuss the differences and what is the best option for you:) Feel free to call me!