Tonya Bell, Medicare Insurance Agent
Tonya Bell
Medicare Agent Licensed in SC
Contact Details
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Location
Goose Creek, SC
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Phone
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Website
Tonya Can Help With:
About Me
Hi! My name is Tonya, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Tonya Bell
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: There are many options when it comes to Medicare and many people make a decision without knowing the consequences. There are rules to follow and plans that could hurt you if you enroll and aren't informed about all the rules. We make sure you get all the knowledge to make an educated decision about which type of plan is best for you or if you need one at all.
What is one of the the most common misconceptions people have about Medicare?
Answer: The biggest misconception is that Medicare has no cost to the recipient and it covers all of your care. I would say the second biggest misconception is that Medicare covers Long term care stays in a nursing home.
Will I be penalized if I do not enroll in Medicare when I turn 65?
Answer: That depends on if you are still working or if you have other creditable coverage through an employer or spouses employer. You don't want to enrol in A or B if you still have an HSA you are contributing to.
I’m on Medigap Plan G, and I’m curious how my upcoming knee replacement surgery will be billed. Does the plan cover it all after my deductible?
Answer: As long as your Medicare covers it then your supplement will pick up everything after the deductible. Anything Medicare does not pay. The supplement will not pay.