Matthew Libby, Medicare Insurance Broker
Matthew Libby
Matt Libby Insurance
Medicare Broker Licensed in TN, AR, KY, OH, OR, SC and TX
Contact Details
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Location
Cookeville, TN
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Phone
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Website
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Pre-Appointment Form
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Matthew Can Help With:
About Me
Hey there, my name is Matthew, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
My Google Reviews
50 Total Reviews (5.0 )
May 1, 2026
A bigggg thank you to Elijah Ridley @ Matt Libby Insurance in Cookeville. Back in November '25, through the ACA, I accidentally signed up for a BCBS plan that is not accepted anywhere in town. I realized as much when my doctor called and said they had "run my insurance" and I was "out of network" for the first time ever (I have used ACA since 2019). In a panic, I looked for (Googled) local ACA Specialists, found Elijah and straight up cold-emailed him out of the blue. He invited me into his office, talked me in off my proverbial ledge, and sat patiently with me as we figured this out together. He was kind, helpful and did all of this at no charge. I cannot tell you how grateful I am for his support. I am now back in the BCBS Network I should be, which Elijah and I figured out through conversation and looking over my plan and income (I am a 1099 Freelancer). If you are having trouble navigating the ACA, confused on which plan to pick, etc., call Elijah!!! Even if he can't help you like he was able to do for me (tricky, tricky ACA!), he is knowledgeable and can tell you where you stand, any options you may have, and he'll do so with a kind attitude. Thanks so much, Elijah. I am forever grateful for you and your help. - Shannon
April 30, 2026
Elijah was very helpful with finding the best coverage for me.
January 28, 2026
Great Service
December 29, 2025
Elijah was very thorough in explaining all my options, came up with a plan that met my needs and saved me money. He's patient and informative. Highly recommend
December 12, 2025
Very friendly, knowledgable, and patient service. I noticed the agent handling the client ahead of me made sure he covered all details and didn't rush to get to me. When it was my turn he was just as thorough and made sure I clearly understood my options. I am extremely pleased with my plan and their service. I look forward to future correspondence and they have my highest approval.
Q&A with Matthew Libby
My friend lives in a different city and has a much more detailed Medicare plan. Is their plan dependent on their location?
Answer: Yes, Medicare Advantage plans have a service area. Someone in the next county can have access to plan that aren't in your county. That's why any agent you talk to will ask for your zip code and they will ask you your county if that zip code is available in more than one county.
Does IRMAA go away automatically if my income drops, or do I need to report it to Social Security?
Answer: Completing your income tax return should change your recorded income for calculating IRMAA. Even with that being said, it makes sense to go ahead and attach your income tax form with an appeal to insure your surcharge is removed.
What is one of the the most common misconceptions people have about Medicare?
Answer: They think that once they have their Medicare A & B everything is taken care of. They don't realize that they don't have maximum out of pocket protection and they can be penalized later because they didn't get Part D prescription coverage.
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: A local agent will be your best source to compare the plans in your area. He or she can help you decide if a Medicare Supplement (Medigap) or a Medicare Advantage (Part C) is the right fit for you.