Larry Pereiro, Medicare Insurance Agent
Larry Pereiro
Elite Agent Solutions, LLC
Medicare Agent Licensed in IN
Contact Details
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Location
Henryville, IN
Larry Can Help With:
About Me
Hey there, my name is Larry, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Larry Pereiro
What are the reasons why I should work with a Medicare agent?
Answer: We educate seniors in regards to all their options for Medicare benefits. Accomplish those out any cost or obligations and provide this assistance without any predetermined carrier focus.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: With the PPO you have more flexibility to use utilize providers that are not “in network”, however, there is addition co-pays or co-insurance. With the HMO you must receive services from in network providers and you more attention to management of your health needs.
I'm on Medicare but recently declared bankruptcy due to medical bills. How will this affect my coverage and options going forward?
Answer: There is no affect, Medicare is guaranteed issue coverage do long as you have original Medicare Parts A and B and live in the area you are seeking coverage in.
My Medicare Advantage plan covers dental, but I can't find a dentist who accepts it. Is this a common problem?
Answer: Yes it is, however some PPO plans provide dental coverage both in and out of network with the same costs associated with the service.
I thought I was covered during my snowbird months in Florida, but apparently not. What kind of plan do I actually need for that?
Answer: Many of the plans available have "travel benefits" for in network providers when you are staying in your alternative location. We can always find a plan that meets this need for you.
Does Medicare cover emergency care if I'm traveling in a U.S. territory like Puerto Rico?
Answer: Yes it does, travelling worldwide and dependent on which carrier you are enrolled either and the type of product (HMO or PPO)