Christopher Villarreal, Medicare Insurance Broker
Christopher Villarreal
The Brokerage Inc.
Medicare Broker Licensed in TX
Contact Details
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Location
Edinburg, TX
Christopher Can Help With:
About Me
Hello, I'm Christopher, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Christopher Villarreal
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: First, sign up for Medicare through Social Security, especially if you're not already receiving benefits—your Initial Enrollment Period begins three months before your 65th birthday and lasts seven months. Next, review and compare Medicare Advantage and Supplement plans to choose the coverage that best fits your health and financial needs.
What's the process for signing up for Medicare if I'm already on disability benefits?
Answer: If you’re under 65 and have been receiving disability benefits for 24 months, you’ll automatically be enrolled in Medicare. You don’t need to sign up yourself — Medicare will send you your card in the mail around your 23rd month of benefits, and your coverage will begin the first day of your 25th month.
Here’s what you’ll get:
• Part A (Hospital Insurance) – Usually free
• Part B (Medical Insurance) – Has a monthly premium unless you decline it
You can also choose to add:
• Part D (Prescription Drug Coverage) or
• A Medicare Advantage Plan (Part C) for extra benefits
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: One piece of advice every senior should know before picking a Medicare plan:
Take the time to review all your options — not just the one someone recommends.
Plans can vary a lot in cost, coverage, and which doctors or prescriptions are included. What works for your friend might not be the best fit for you. A quick review now can save you money and headaches later.