Eduardo Camacho, Medicare Insurance Agent
Eduardo Camacho
Camacho Health and Security Assn.
Medicare Agent Licensed in CA, FL, NC, NV, SC and TX
Contact Details
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Location
Watsonville, CA
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Phone
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Website
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Eduardo Can Help With:
About Me
I completed my Associates Degree from Cabrillo College before joining Americorps National Civilian Community Corps. After my nine months of service, I worked for the NYC Dept. of Social Services Medical Assistance Program for 16 years as an Eligibility Specialist and a Community Liaison. With my experience in Medicare, I now specialize in Medicare Advantage and Supplement plans, as well as Long Term Care insurance. My passion is to help people and make a profound difference in their lives by understanding their unique needs and goals. In my free time, I enjoy traveling, scuba diving, exercising, and internal martial arts.
Q&A with Eduardo Camacho
Answer: Clients can be overwhelmed by the Medicare Health Insurance Program and all the red tape, working with an Agent who is already is familiar with the Ins and outs allows the customer to relax and trust that the Agent is looking out for their best interest and can hold their hand and walk them through the enrollment process
Answer: The most frustrating thing that I have run across is when people who turn 65 and believe that enrolling in a Part D prescription drug plan is optional and that there will be consequences if they don't
Answer: Yes Medicare can cover Acupuncture, the amount of coverage will be outlined on the in the individual advantage plan or if enrolled in a Medigap plan then Medicare will cover at least eight sessions
Answer: I think the answer is in what the client values the most, A stand Alone Part D plan only makes sense if you want to have a Medigap Plan and want to have the freedom to switch Medical Service Providers at any time, If you enroll in Medicare Advantage it makes senses to have all services covered under one plan rather than have duplicate premium separate that covers only medications.
Answer: Yes I believe that Ai will play a bigger role with digital health tools, as well as new ways to diagnose and prescribe medications.
Answer: I have yet to hear of any Medicare Program that implements a smart phone application for case management.
Answer: The best Medicare Supplement companies varies from region to region, even the large ones are not everywhere, so it makes no sense to compare and contrast by name , rather the best choice is the one that strikes a balance between cost, coverage and added values.
Answer: There are certain carriers that has designed Medicare Plans specifically for Veterans, those plans may coordinate services along with the VA or in the case employers there are Group Medicare Plans offered exclusively by employers
Answer: Medicare Plan Options are influenced by the demographics of each county, more populated county have more competitive plan options where as smaller lesser dense populated counties only have a few select options
Answer: Medicare will only pay for Therapy if it is deemed Medically necessary, to get Medicare to cover occupational therapy it will be necessary to get a doctor to certify that Occupational Therapy is necessary and to recommend a treatment plan.
Answer: Many Advantage Plans also include Mental Health Benefits and Supplement Plans also cover this benefit , provided you pay the monthly premium and 20 percent cost sharing expensess
Answer: The answer is No, you are already enrolled in Medicare and your case will continue without you having to Re--certify or Re-apply.
Answer: To consider. what they value the most, freedom to be able to see any provider or being under an all inclusive plan with all services provided under one roof but with restrictions and limitations