Wayne Rigby, Medicare Insurance Agent

About Me

Hello, I'm Wayne, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!

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Q&A with Wayne Rigby

What's one piece of advice you wish every senior knew before picking a Medicare plan?

Answer: I would hope that most seniors realize there that in most areas of the country, there are multiple options to consider. Don't just take the first one offered.

I would also want seniors to know that possibly the most important thing to remember is to use providers that are in network and that prescriptions being used are in the formulary of the plan they choose.

I’m on Medicare Part B, and I’m wondering how my physical therapy visits are covered. Do I have to hit my deductible first?

Answer: I am assuming you are on Original Medicare Part B and not an Advantage plan.

Yes, you have to meet your Part B deductible then you would have copayments for those services. The deductible this year is $257.