Edward Allen, Medicare Insurance Broker
Edward Allen
Delington Financial & Insurance Services
Medicare Broker Licensed in CA and TN
Contact Details
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Location
Torrance, CA
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About Me
As a Medicare insurance broker, since 2005, I have specialized in identifying and providing; sustainable solutions, coupled with value-added guidance, for those who are Medicare supplement insurance and prescription drug benefits eligible. Along with above and beyond benefits advocacy support for my Medicare clients. Originally from Milwaukee, Wisconsin, I honorably served in the United States Marine Corps. I now settle in Rancho Palos Verdes, California. In my free time, I enjoy spending time with my wife, large blended family and friends, watching classic black and white films, playing chess, and attending cultural events and sporting events.
Q&A with Edward Allen
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: It’s important to fully understand the original Medicare A&B share of cost amounts and how those benefits work
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: In a 3 day appointments I helped a 57 year old client who is deemed disabled and Medicare eligible, untangle the mess made by Covered California before he could enroll in a Medicare Medi-Gap Plan and PDP
Will I be penalized if I do not enroll in Medicare when I turn 65?
Answer: That all depends on your individual situation and whether or not you are enrolled in a credible health insurance plan in which you would not be required to enroll in Medicare Part B. or involuntary or voluntary disenrolled from a health plan at the time you turn 65 you have a 8 month period to enroll into Medicare Part without having a Part B late enrollment penalty accessed
Does Medicare fully cover nursing home care, and are there alternatives?
Answer: Original Medicare Part A Hospital benefits cover up to a maximum of 100 days.
Alternatives are Medicaid, or a Long Term Care policy. Assisted Living Facilities, Senior Care Apartments