Charles Mai, Medicare Insurance Broker

About Me

Hey there, my name is Charles, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!

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Q&A with Charles Mai

What are the reasons why I should work with a Medicare agent?

Answer: A Medical agent will help you find a plan meets your needs the most and maximize the benefits available. And the agent is a great source for Medicare relative questions and matters and easier accessible. Best of all, working with an agent, there is no extra cost, this means you get the same benefits and same costs with or without working with an agent.

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Can I use a health savings account (HSA) to pay Medicare premiums after I retire?

Answer: Yes, you can use a Health Savings Account (HSA) to pay Medicare premiums after you retire. HSA funds can be used tax-free to pay premiums for Medicare Part B and D, as well as Medicare Advantage plans

Are Medicare Advantage plans really "free," or is that just clever marketing?

Answer: A Medicare advantage plan is based on your Medicare part A and B participation. Most people get the part A free based on more than 10 years of working history. As for the part B premium for most is $185.

People have Medicare part A and B, they can enrolled in a A medicare advantage plan. Most of the plans have a $0 premium. A Medicare Advantage plan generally combines Part A, part B and Part D, and provide some additional benefits such as dental, vision and hearing. some will be also provide part B premium giveback or OTC allowance.

It is based your medical needs to choose a plan that is right for you. Please feel free to reach out at 866-988-0008 for more in depth analysis.