I changed my plan during Open Enrollment and now I can't see my regular specialist. Isn't this what the whole review period is supposed to prevent?

Answered by 5 licensed agents

The agent should have checked all of her doctors before they switched their policy. The client should of been aware of all of the benefits the new policy afforded her.

Answered by Bruce Kern on April 1, 2025

Broker Licensed in NJ, AZ, CO & 13 other states

Answered by Bruce Kern Medicare Insurance Agent
So many questions.

WHO changed your plan? You? Or did an agent assist?

I'm not sure what you are referring to as a "review period." Are you talking about the Jan/Feb/Mar enrollment window?

Without some clarification, I'm afraid I can't help more than asking more questions back.

Answered by Frank Adkisson on April 1, 2025

Broker Licensed in NE, AR, AZ & 13 other states

Answered by Frank Adkisson Medicare Insurance Agent
Nice question....OK, if you're talking about a Medicare Advantage Plan and the "Open Enrollment" you're speaking of is the Annual Enrollment Period between October 15th and December 7th, then yes, you have what is actually called the "Open Enrollment Period" at the first of the year, between January 1st and the end of March. Between that time, if you want to change your Medicare Advantage Plan you can do that, but only once, during that time.

Answered by Steve Brauer on April 8, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent
You're going to get a lot of responses that are going to be completely different from one agent to the next we will all have different answers to the same question.

I'm assuming you gave the person that you were speaking with about your healthcare information on your specialist's. And this person said "they are in network". And off you go completing the application thinking that everything is perfect and then when you go to the doctor's office you show on the card, and unfortunately they do not accept it.

What do you do? You can get that person on the phone to see if they can help you, you can try the insurance company to see if they can help you, or you can pick any of the five+ brokers who have answered your question.

You have an answer faster with the 5 plus brokers then with your insurance company, and then on top of trying to get a hold of that guy that signed you up back in AEP.

Answered by Robert Simm on April 9, 2025

Broker Licensed in NC, AL, AR & 14 other states

Answered by Robert Simm Medicare Insurance Agent
Did you go with a dis-Advantage plan that has bells and whistles but not really good benefits? Sounds like you lured in with frees stuff and extras. Bad mistake. Sounds like the agent who sold you did not look up your providers and was only out for their own commission not what was good for you.

Answered by Ellen Diehl on April 5, 2025

Broker Licensed in GA

Answered by Ellen Diehl Medicare Insurance Agent

Tags: Coverage Enrollment Periods

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