Bruce Kern, Medicare Insurance Broker
Bruce Kern
Premier Benefit Services
Medicare Broker Licensed in NJ, AZ, CO, CT, DE, FL, MA, MD, ME, MI, MO, NY, PA, SC, TX and WA
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Wayne, NJ
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About Me
Hey there, my name is Bruce, and I am your local Medicare advisor and agent. I specialize in Medicare for over 20 years and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of helping you get through the Medicare Maze by comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
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Q&A with Bruce Kern
Answer: Choosing a plan because their friends chose the same plan and it wasn't the right plan for them. Weather it was a Medicare Advantage Plan or a Medicare Supplement with a RX Drug card
Answer:
One on one or face to face meeting or group meetings that they can attend and learn from.
Have the clients come to a meeting with a list of questions.
Answer: Hospital co-pays that the clients don't realize that they have until they leave the hospital and reaceive there Bill.
Answer: The agent should have checked all of her doctors before they switched their policy. The client should of been aware of all of the benefits the new policy afforded her.
Answer: Definitely and Absolutely. You must have some type of life insurance for you and your families future is something unexpected happens.
Answer: Definitely not as you are guarantee issue when you first turn 65. either with a Medicare Supplement or a Medicare Advantage Plan
Answer: It will either be covered by Part D Drugs or perhaps by Part B drugs. Or you can apply for a formulary exception to have either you Part D or Part B cover your medication
Answer:
It doesn't effect Medicare Policies at all. Just make sure you understand how your plan works.
Read your summary of benefits
Answer: Your agent should have checked to see that you plan covered your doctors and dentist before you sign up for that plan
Answer: You would have to pay the full ambulance bill. Original Medicare doesn’t pay for any ambulance services
Answer: You canchange you coverage during AEP free m October 15 to Dec 7. Or during the open enrollment period from January 1 to March31
Answer:
IT DEPENDS ON WHICH MEDICARE iNSURANCE PLAN YOU ARE ON.
Weather you are on Medicare Advantage or a Medicare supplement Plan.
Answer:
We always tell our clients to cal us first if they have a problem with there coverage.
Weather or not they are on a Medicare Advantage or Medicare Supplement plan.