In your experience, what are the best Medicare Supplement insurance companies and why?

Question

Jennifer Whitworth · Accepted Answer

In review of Medicare supplement insurance companies, several factors such as financial stability, customer service, plan options, and pricing play an important role in determining the best providers. Some highly rated companies include AARP/UnitedHealthcare, Mutual of Omaha, and Anthem Blue Cross Blue Shield. AARP/UnitedHealthcare has an extensive network and coverage options, available to a wide demographic with user-friendly resources and competitive pricing. Mutual of Omaha has strong financial ratings and a variety of plans, offering additional benefits that appeal to many seniors. Anthem Blue Cross Blue Shield has a great presence in multiple states, providing various plans and a solid customer support system.

In addition to company reputation and coverage options, premium affordability and claims process efficiency are important aspects that help the consumer's choice. Companies like Cigna and Humana have gained a foothold for their competitive premiums and streamlined claims processes, which means policyholders can access care without undue hassle. Another important consideration is the availability of additional perks such as wellness programs and telehealth services, which can enhance the overall value of a Medicare supplement plan. In the end, the best Medicare supplement insurance company will depend on an individual's needs and preferences, which means beneficiaries must thoroughly research and compare options to find a plan that meets their healthcare requirements and financial situation.

Bud Griffin · Answer

First, all Medigap policies are standardized by Medicare, so it really doesn’t matter which carrier’s plan you choose, as long as while you’re shopping, you compare plans with the same letter notation. (For example, Plan F to Plan F, Plan G to Plan G, and so on). The respective plan benefits are identical. It makes no difference to your doctor or hospital, which company issues your chosen Medicare Supplement, because providers understand that plan sponsors have no say in designing plan benefits. They can only issue Standardized Medicare Supplement Plans.

By the way, with Medigap policies, there are no network restrictions. This is something widely misunderstood, due mostly to confusion caused by Medicare Advantage (another way to have basic Medicare benefits administered by private companies), which does have networks.

Second, no matter which Medigap policy you choose, monthly premiums will go up between 2% to 25% or more each year, due to each company’s operating expenses, and an increase in perceived risk that’s expected as we get older.

Third, and more important to you, when we receive notice from any of our partner carriers of premium increases, we’re here to make sure you are aware of how it’s going to affect you.

These are just a few of the things we do for our clients, and our services are always FREE. If you have any questions and feel we can help, contact us. – I’d be delighted to hear from you. I hope you found this information helpful. Thanks for your time.

Steven Litzsinger · Answer

As a consumer, you will have a lot of great choices when it comes to companies offering Medigap (AKA Medicare Supplement Policy) in your specific state (market).

Since the benefits for each Plan Type (A, B, C, D, F, G, K, L, M, N) are regulated, the benefits are the same for all companies for that plan type. This makes it much easier to compare plan types and carriers.

5 Things To Consider when Picking a Medigap Policy:

1-Pick a company that has a strong presence in your state and history;
2-Solid performance record in Medigap Policies and a favorable rating;
3- Stable/Market Rate Increases Year Over Year (YoY) aligned with their peer group;
4- We prefer companies that have been in the market/industry for a longer period of time and have stabilized as evidenced by current and historic performance;
5- Consider the Extra Benefits/Cost of Extra Benefits (Gym Memberships, Discounts, Additional Benefits above what is required for each Medigap Plan Type).

Randy Hill · Answer

When it comes to picking the best Medicare Supplement insurance company (also called Medigap), it’s kind of like picking the best backpack for school — you want one that’s strong, dependable, and fits you well.

Here’s what I’ve seen in my experience:

Some of the Best Medicare Supplement Companies Are:

Mutual of Omaha

Aetna

UnitedHealthcare (through AARP)

Cigna

Blue Cross Blue Shield (varies by state)

Why These Companies Are Good:

Strong Reputation: These companies have been around a long time and are trusted by lots of people.

Good Customer Service: When you call them, they actually help you (instead of making you sit on hold forever!).

Stable Pricing: Their monthly costs (called premiums) don’t usually jump up crazy fast each year.

Easy to Use: They make it simple to use your benefits — no tricky rules or secret charges.

Financial Strength: These companies are financially healthy, which means they’ll be there when you need them.

Important to Know:

The Plan You Pick Matters More Than the Company!
Medicare Supplement plans (like Plan G or Plan N) are standardized by law. That means Plan G from Mutual of Omaha is the same as Plan G from Cigna — it just costs a little differently or has different customer service.

Price and Service are Key: Since the benefits are the same, you want a company with a good price and good service.

Little Tip:
Always look at both the monthly premium and how much they’ve raised rates in the past — because even a good company can get pricey over time if they raise rates too fast!

In short:
Pick a strong, trusted company with good rates today and a good history of keeping prices steady tomorrow. That’s the real "best" choice!

Let me know if you want me to help you compare a few — I can help you find the one that fits you best.

Andrew Bennett · Answer

I personally like mutual insurance companies. They don't have stockholders and so aren't trying to beat the market, make quarterly earnings, or impress analysts. That being said, not all mutual companies are great. I personally like Physicians Mutual and Medico.

I also like UnitedHealthcare (UHC). As much as I dislike UHC's other plans and Medicare Advantage Plans, they actually do a good job with their Medicare Supplements. Essentially, they have the largest risk pool in the nation. With that large risk pool comes consistency in claims and therefore rate increases.

Andrew Kramer · Answer

United American, for the following reasons:
1. Lowest rate for the HDG, high deductible G plan, which in the long run, will save a lot of money!
2. Great customer service! You can reach a live person in the US!
3. Ability to create an online profile to see your claims.
4. At the 2-yr anniversary, gives you a 30-day window to change your plan within United American without health underwriting.
5. If you do change your plan within United American, your original issue age is kept.

Cody Brown · Answer

There's no supplement company that's better than the next, and here's why. I'll read you a sentence here out of the Medicare new handbook, which you can get directly from Medicare. It says, if you're thinking about buying Medigap, be sure to compare plans. The cost can vary between plans offered by different companies for exactly the same coverage. So right here, there's a chart of all the different supplement plan letters that you can choose from. All the insurance companies have to follow this chart, and they're all standardized, which means they can't charge you anything different from the next company. They all give you the same exact coverage. So it's not your insurance company that decides how much coverage you get. It's the same across the board. They also don't decide which doctors and hospitals you can go to and what's covered. If Medicare covers something first, that supplement company has to pay second, no matter what. So it's important to get quotes from all the companies because if not, you could find yourself way overpaying for your coverage. It's not a whole lot different than having two different gas stations right next to each other, where one charges you $3 a gallon and the other charges $2 a gallon.

Elijah Pannell · Answer

When considering Medicare Supplement insurance (Medigap) companies, several stand out due to their reputation for customer service, financial stability, and broad plan availability. Frequently recognized providers include Humana, UnitedHealthcare, Mutual of Omaha, Aetna, and Cigna. These organizations are noted for reliable claims processing, nationwide coverage options, and a history of strong financial performance. Additionally, they typically offer a range of Medigap plans that can suit diverse healthcare needs and budgets.

It is important to review the specific benefits, premiums, and network details of each plan before making a decision. For further information about coverage criteria and policies, you may wish to consult resources such as the Medicare Coverage Criteria Policies for more detail.

Terry Salak · Answer

Since all Medicare Supplement plans all function the same. Plan G, no matter what carrier, acts as a "Plan G". Plan N as a "Plan N". What is important is a.) How quickly are claims processed? b.) What is the level of communication with both members and brokers? c.) What is a specific carrier's rate stability? d.) What is a specific carrier's rate increases - long term? e.) What is a carrier's S&P rating / AM Best Rating???

Answered by Terry Salak on April 13, 2026

Agent Licensed in FL, AL, AZ & 11 other states

Answered by Terry Salak Medicare Insurance Agent

Satoshi Aoki · Answer

That is a very common question!

Here is the simple truth about Medicare Supplement insurance: The plans are standardized.

This means that Plan G is Plan G, no matter who sells it. Company A and Company B provide the exact same coverage. Because the benefits are identical, you are essentially shopping for the best price and company stability.

I usually advise my clients not to overpay for a "brand name," because the medical coverage does not change.

I would be happy to show you which companies are currently offering the best rates in your zip code.

Abigail Turner · Answer

This is a hotly debated question! There are dozens of companies offering multiple supplement plans, and it's impossible to say with full confidence one or the other is the best. We look at longevity, rate increase history, stability, and many other factors before writing a supplement company's policies. You'll usually have a strong history and longevity with "name brands" like Mutual of Omaha, Aetna, United HealthCare, Cigna, etc. However, they aren't necessarily the best when it comes to rate stability. If we could predict the future, it would be an easy question to answer, but since we can't, talking to an independent licensed broker who is familiar with your area and market will be key. These are things they should take the time to research and know before making a recommendation.

Answered by Abigail Turner on July 21, 2025

Broker Licensed in KS, AR, AZ & 14 other states

Answered by Abigail Turner Medicare Insurance Agent

Ashley King · Answer

Since Medicare Supplement plans are standardized, it's really not one company being "better" than the other. It really comes down to pricing, rate increase history, and their customer service ratings available in a client's area based on their zip code. I focus on comparing those factors to help clients choose the most stable and cost-effective option available to fit their situation.

Answered by Ashley King on January 12, 2026

Broker Licensed in MD, AL, AR & 9 other states

Answered by Ashley King Medicare Insurance Agent

Karen Ansell · Answer

Medicare supplements or Medigap plans are standardized in most states. These plans are A-N, and the plans themselves are different depending on the letter plan you choose. Once you choose a letter plan, that plan has identical benefits no matter which insurance company you choose. Insurance companies differ on premium and customer service. Some Insurance companies offer added benefits such as gym membership, and discounts on vision and hearing.

There are three states that have their own unique plans: Massachusetts, Minnesota and Wisconsin. In these states, you will find different options than the lettered plans.

This can be a confusing process; I advise to work with a broker who represents many companies so they can advise you on the best plan for your individual needs.

William Murray · Answer

I don't mean to be evasive on this subject, but Medicare prohibits agents from using superlatives, like best, most, lowest and so on, to describe plans' details.
That being said, if the AARP Medicare Supplement Plan by United Healthcare is not, then I don't know which is.
The AARP by UHC is very highly advertised/recognized nationally. I have heard doctors and members praise their cost reimbursement timeliness. Their rates are competitive.
Rating plans can vary tremendously because the nation is packed with smaller regional plans, which makes it difficult to rank them without knowing what service area an inquirer is interested in.
A good agent will often improve a member's perspective in the insurance carrier's quality of care by the quality and availability of service offered by the agent.
Some questions are answered best by telephone or in person.

Marsha Reiniers · Answer

When choosing a Medicare Supplement Company, look at their financial ratings. When possible, choose a B+ rated company or better. I personally prefer A-rated companies for my insurance products. A good indication of how financially sound the company is. Also, look at the number of insureds, as the larger the pool of folks with that insurance, the risk gets spread around and possible rate increases may be impacted by these numbers. Also, work with an agent who can offer more than one company for your Medicare Supplement plan so you have choices and can discuss in more detail with the agent.

Answered by Marsha Reiniers on July 31, 2025

Agent Licensed in FL, GA, MI & NC, PA, SC & VA

Answered by Marsha Reiniers Medicare Insurance Agent

Don Hansford · Answer

This is a hard question to answer as demographic location could definitely influence the results. Just know that Medicare Supplements are standardized so that any company you purchase one through, the benefits will basically be the same when comparing like plans (i.e., Plan G to Plan G). The main difference will be the premium. Best advice is to go with a company that has been around for a while, as chances are their rates are going to be more stable year to year.

Answered by Don Hansford on October 30, 2025

Broker Licensed in TX

Answered by Don Hansford Medicare Insurance Agent

James Wareheim · Answer

Medicare Supplement plans are standardized, and in most states, your choices will be the same. I like the major carriers like Humana, United and Aetna. I usually will look for the best price for a client between these 3 companies. Prices will vary based on your area. Most of the time, Humana is the lower cost. They all pay their claims almost exactly the same. When you talk to your agent, they should be able to explain this in more detail. And don't forget your drug card.

Answered by James Wareheim on March 30, 2026

Agent Licensed in FL, GA, NC, NV, SC & VA

Answered by James Wareheim Medicare Insurance Agent

Duane Everding · Answer

When I evaluate Medicare Supplement companies, I look at the past rate increases, and AM Best ratings. I also look at the number of enrollees in each of the plans. Statistically, more enrollees spread out the financial risk, increasing the likelihood of better price stability.

Answered by Duane Everding on April 24, 2026

Broker Licensed in NC, AZ, MD & 6 other states

Answered by Duane Everding Medicare Insurance Agent

Mary Brown · Answer

There isn't one "best" Medicare Supplement company for everyone. The right choice depends on factors like premium, rate stability, customer service, financial strength, and the plan options available in your area. Since Medigap benefits are standardized, the biggest differences usually lie in the monthly premium and the company's reputation.

Answered by Mary Brown on June 29, 2026

Broker Licensed in NJ, DE, FL & 5 other states

Answered by Mary Brown Medicare Insurance Agent

DeeDee Whitlock · Answer

In my opinion, there is no such thing as BEST MEDICARE SUPPLEMENT; the government has made it where insurance companies are required to sell plans based on standardized plans; in other words, if you buy Plan G from any carrier, they offer the exact same coverage. You should check AM BEST rating to be sure you are dealing with a reputable carrier, BUT all Plan G's offer the exact same coverage; the only difference is COST & QUALITY.

Answered by DeeDee Whitlock on August 11, 2025

Broker Licensed in LA

Answered by DeeDee Whitlock Medicare Insurance Agent

Barbara Barnes, CMIP® · Answer

In my experience, choosing a Medicare supplement insurance company with an ‘A’ rating from A.M. Best is probably your best option. Theoretically, these companies should provide the most stable rates over time and the best benefits outside of the standard Medicare contract, like discount vision plans, discount dental plans, or gym memberships. Smaller, lower-rated insurance companies are more likely to be purchased or forced out of the marketplace over time, making their sustainability questionable.

Answered by Barbara Barnes, CMIP® on May 24, 2025

Agent Licensed in PA

Answered by Barbara Barnes, CMIP® Medicare Insurance Agent

Mike Alexander · Answer

The best carriers are those that have an A rating with AM Best
The carriers with the lowest 5-year rating history
Customer service ratings
Claim History payments
Stay away from Low Ball price carriers that have less than 5 years in the market space

Charles Mai · Answer

All supplement plans are standardized, which means Plan N, for example, is the same no matter from which company. The premium will be different. Therefore, when selecting a supplement plan, it is better to choose from a larger and stable company with a very affordable premium because the future premium might be more stable than smaller companies.

Answered by Charles Mai on June 9, 2025

Broker Licensed in NJ, CA, FL & 6 other states

Answered by Charles Mai Medicare Insurance Agent

John Becker · Answer

I would say some of the top companies that stand out would be Blue Cross/Blue Shield, Humana and United Health Care. While no single company is the best, these 3 would stand out for their longevity, consistency, competitive rates and financial strength. I would tell you all 3 of them have very good customer support as well.

Answered by John Becker on October 3, 2025

Agent Licensed in WI & MN

Answered by John Becker Medicare Insurance Agent

Vachik Chakhbazian · Answer

The top five companies for Medicare Supplement plans for 2025:
Best for Medigap plan options: AARP/UnitedHealthcare.
Best for premium discounts: Mutual of Omaha.
Best for member satisfaction: State Farm.
Best for low premiums: Cigna.
Best for extra benefits: Anthem.

Gary Wiedemann · Answer

In Idaho, three of the Med Supps include a gym membership: Blue Cross, Regence, and UnitedHealthcare. Aside from that, you might as well go with the least expensive plan since they all have the same job; that is, to pay their share after Medicare pays its share of the medical bill.

Answered by Gary Wiedemann on September 1, 2025

Broker Licensed in ID

Answered by Gary Wiedemann Medicare Insurance Agent

Eizel Mere · Answer

When looking for a Supplement, you should know they all cover the same, have the same copays and deductibles. Plan G and Plan N are the most used in FL. When choosing a company, look for the percentage of raised prices during the years; they all raise the price, some more than others. Typically, starting with the most inexpensive one in your area is the best way to make sure your price will stay lowest.

Answered by Eizel Mere on April 30, 2025

Broker Licensed in FL

Answered by Eizel Mere Medicare Insurance Agent

Mark Holmes · Answer

Physicians Mutual for their exclusive Innovative G and United American for their exceptional history of low premium increases.

Lori McDermott · Answer

There are no best supplement plans. Medigap benefits are standardized by the government and are the same across the US. It all depends on what you value most, price or stability.

Steve Adlman · Answer

All Medicare Supplement insurance companies are equal. Medicare approves the claims, then the Supplement must pay its part. If Medicare approves a medical service or treatment, the Supplement must go along with Medicare's decision. Finally, what gets you in to see a doctor or hospital is your Medicare card, not the Supplement. If the doctor or hospital takes Medicare, they must accept your Supplement regardless of which company provides it.

Answered by Steve Adlman on March 12, 2026

Broker Licensed in AL

Answered by Steve Adlman Medicare Insurance Agent

Steven Bleicher · Answer

This is a loaded question if there ever was one! Instead of naming my personal favorites, I’d rather be Switzerland and answer it this way: Use a longtime firm that has been “into Medicare” since 1965, its first year of operation. Mergers and acquisitions have become rampant in the US, and it is essential that a firm has not bitten off more than they can chew, so if possible, check out their financial standing. Go online & Google these companies for financial magazine articles attesting to their reputations. + Be sure that the local town’s office is actually a part of the main business’s HQ. Lastly, has the firm patented a rider with innovative features that no other Supplement company can duplicate?

Answered by Steven Bleicher on August 1, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent

Steve and Sue Brauer · Answer

First of all, what I would look at is the length of time the supplement company has been in business in that particular state. That could range from one year up to 40 or 50 years. I would really look at the claims experience. Honestly, the best way to do this is to find yourself a Medicare insurance broker that only does Medicare. Because as we know, you can't be an expert at everything. It's really good when somebody picks one lane and gets really good with it. I would lean on their advice and ask them, why do you think this company is better than another one? They could hopefully give you some solid reasons as to why.

Mitchell Jerome · Answer

The plans are designed by the government and marketed through the private insurance companies. Each company has different underwriting rules. You may be rejected by one company yet accepted by another, so the company that takes you is the one I like. There are too many good companies to list. I like working with AM Best “A” rated companies.

Answered by Mitchell Jerome on August 14, 2025

Broker Licensed in TX

Answered by Mitchell Jerome Medicare Insurance Agent

Hector Vazquez · Answer

In no specific order, Mutual of Omaha, United Health Care/AARP, Humana, Blue Cross Blue Shield, etc. But in my professional opinion, as long as the company has a good rating, there is very little difference since most plans are standardized.

Answered by Hector Vazquez on May 1, 2025

Broker Licensed in FL & TX

Answered by Hector Vazquez Medicare Insurance Agent

Tony Capraro III · Answer

Well, I represent State Farm, and we're one of the biggest and largest that sell Medicare. The other thing I like to do when my clients come in, like my couple today, is show them on Medicare.gov all of the supplement companies, their ratings, and their premiums each month. State Farm is always in the top three as far as competitiveness. Remember, the supplement policies are all the same. The only thing that's different is what you're paying for it and the person you're dealing with to help you with it. Work with someone you're comfortable with, someone like myself, who's been doing it forever, and we'll be glad to help you. We'll show you the other companies' costs that people love to see. So I offer my services, and we would love to help you.

Jerry Cohen · Answer

There really is no "best" insurance company so far as Medicare Supplements, since all supplemental plans are standardized by the Federal government with a letter of the alphabet depending on the benefits offered by a specific plan. The only criteria that really differentiates Medicare Supplement plans is the monthly premium for a given letter of the alphabet and (in states that permit it) whether a person qualifies based on underwriting.

Answered by Jerry Cohen on April 28, 2025

Broker Licensed in NY

Answered by Jerry Cohen Medicare Insurance Agent

Michael Reardon · Answer

Jose hard question, there is not one company that is one-size-fits-all. It boils down to pricing and financial stability. A Plan N is the same as a Plan N with either company.

A good thing to look for within a company is the financial strength, complaints, service reputation, availability in your state and ZIP Code, and some plans include extra perks like discounts on vision, hearing, fitness…

George Ibanez · Answer

The best Medicare supplement company would be the ones that have the lowest rate increases, since all Medicare supplements of the same letter are 100% identical and they are all Federally regulated.

For information on the best Medicare supplement rates, contact me.

Sandy Johnson · Answer

When looking for a Medicare Supplement, the main objective is customer-focused value. That being said, the company must be credible with a track record of great customer service, has been in the industry for a period of time, and has competitive rates.

Answered by Sandy Johnson on January 19, 2026

Broker Licensed in LA, AL, AR & 11 other states

Answered by Sandy Johnson Medicare Insurance Agent

Gary Church · Answer

It does not matter with Medigap plans; G & N are standard plans, so it comes down to the premiums that the insurance company sets. It's best to work with a licensed Medicare agent who can show several plans. As for the difference, plans G & N are standard across Original Medicare.

Answered by Gary Church on November 9, 2025

Broker Licensed in CA, AZ, NV & TX

Answered by Gary Church Medicare Insurance Agent

Kristen Skinner · Answer

They all have to work the same. So a Plan G has to have the same out-of-pocket as another Plan G with another company. I find that United Health AARP plans have extra benefits like dental and vision and wellness embedded in their plans.

Answered by Kristen Skinner on October 7, 2025

Broker Licensed in OK

Answered by Kristen Skinner Medicare Insurance Agent

Michael Cavanaugh · Answer

Well, I do favor United Healthcare, as they seem to have the lowest premium and include some supplemental benefits as well, i.e., dental, vision and hearing. Physicians Mutual also has lower premiums.

Heith Huguet · Answer

Medicare Supplement companies fall under the jurisdiction of the Department of Insurance of your state. Benefits are standardized by the federal government. Premiums and value-added services can vary greatly between each company. There is no one-size-fits-all when it comes to your healthcare.

Answered by Heith Huguet on May 22, 2025

Broker Licensed in LA & MS

Answered by Heith Huguet Medicare Insurance Agent

Kim Gibas, CIC · Answer

You’ve raised an important question - because Medicare Supplement pricing and availability depend heavily on zip code, state, length of time in the market, and availability for discounts (including household discounts), there really is no one or two-size-fits-all or “best” company. That said, in my experience - and based on industry data and consumer reviews - some carriers tend to perform more reliably than others for many applicants.

I’m happy to help explore options for you.

I’m happy to help explore options for you.

Mark Garrett · Answer

I personally cannot say there is a best Supplement company because I write for so many. I tend to write for top companies that have been doing it successfully for many years. There is some nuance to writing Supplements by knowing which companies take certain health conditions that other companies might decline.

Answered by Mark Garrett on October 21, 2025

Broker Licensed in FL, AL, AZ & 19 other states

Answered by Mark Garrett Medicare Insurance Agent

Ric Santos · Answer

The best Medicare Supplement insurance companies in my experience are those who are widely recognized. They are popular because their rates don't increase drastically every year.

Bill Wheeler · Answer

United Healthcare, Anthem and Cigna are excellent companies. But United Healthcare stands out for its affordability and customer service.

Eduardo Camacho · Answer

The best Medicare Supplement companies vary from region to region; even the large ones are not everywhere, so it makes no sense to compare and contrast by name; rather, the best choice is the one that strikes a balance between cost, coverage and added values.

Answered by Eduardo Camacho on April 30, 2025

Agent Licensed in CA, AZ, FL & NC, NV, SC & TX

Answered by Eduardo Camacho Medicare Insurance Agent

Glenn Alterman · Answer

All carriers are exactly the same as they must follow Medicare rules.

Look for the lowest price as it makes NO difference who the carrier is!

I have a list of all carriers in the country and will be glad to help you.

Agents selling you a more expensive plan make a higher commission. If you want to pay more, that is up to you.

Please call or text me your zip code and gender and I’ll reply with your request for Plan F, G or N.

Marcie Barnes · Answer

Ultimately, Medicare Supplement companies all offer the same exact products. Similar to car insurance companies. The best strategy is to get your coverage at the lowest price. Medsupp policies automatically pay after Medicare pays.

Answered by Marcie Barnes on June 15, 2025

Agent Licensed in TX, AK, AL & 48 other states

Answered by Marcie Barnes Medicare Insurance Agent

Becki Jennings · Answer

Medicare Supplement Plans are currently experiencing a shift. When looking at plans, it is a good idea to consider past rate increases, length of time in the market, and other market data.

Jeffrey Barone · Answer

I think all Med Sup plans are alike. I deal with both United and Blue Cross. They are well accepted here in RI.

Both have great discounts and offer dental and vision riders.

Ingrid Kollmann · Answer

As Medicare agents, we are not permitted to say which insurance company is the best. We worked with clients to determine their health care needs and financial ability, as Medicare Supplement Plans premiums are often based on age, household discounts, and whether underwriting is applied.

Answered by Ingrid Kollmann on October 13, 2026

Agent Licensed in CA

Answered by Ingrid Kollmann Medicare Insurance Agent

Daniel Brechin · Answer

There are a lot of supplement programs. BCBS, UnitedHealthcare, HealthSpring and dozens of Medicare supplement programs. My problem with supplements: I run across seniors who are 80+. And now their supplement is 6-800 dollars a month. I have been doing Medicare for 36 years, and eventually they change away from supplements unless they are very wealthy.

Answered by Daniel Brechin on October 27, 2025

Agent Licensed in AL, FL, KY, MS & TN

Answered by Daniel Brechin Medicare Insurance Agent

Andrew Kelly · Answer

Since Medicare Supplements are guided by Federal Expectations, the most important question relates to the agent who sells and manages the supplement, as well as provides Part D coaching on an annual basis. I work with Bankers Life and pride myself in offering the very best customer service possible to my clients.

Answered by Andrew Kelly on April 27, 2025

Agent Licensed in WA & OR

Answered by Andrew Kelly Medicare Insurance Agent

Ray McCauley · Answer

The best Medicare supplement companies are… ones that have consistent rates and pay their clients' bills promptly.

Eddie Tune · Answer

If you have questions about your Medicare, call me; I'll be glad to help. The answer you are asking is an opinion; all Plan G supplements are identical in benefits and priced according to the company.

Todd Bostic · Answer

I will not say there is a BEST company because it all depends on a customer’s needs. What might be good for one person may not be good for another.

Wessie Lee · Answer

In my professional experience, there's no particular plan that I feel is better overall. For my clients, I recommend the one that best fits their needs. My clients' needs will always come first.

Jorge Magana · Answer

To me, it's always about the customer's needs, not who is best, because all insurance companies have their own unique benefits to fit their clients.

Gregory Brown · Answer

In my experience, I have not enrolled anyone in a Medicare supplement plan. So I really can’t speak on this; I am certified to do Medicare supplements, but have not had any clients that were interested.

Answered by Gregory Brown on October 20, 2025

Broker Licensed in GA

Answered by Gregory Brown Medicare Insurance Agent

Kim Kirsch · Answer

Well, as a broker, I am not really allowed to provide that information. Medicare beneficiaries are to choose the one that they feel is best for them depending on the information given from the brokers.

Answered by Kim Kirsch on May 1, 2025

Broker Licensed in FL, AK, AL & 46 other states

Answered by Kim Kirsch Medicare Insurance Agent

Frank Carta · Answer

That is an intelligent question, and I would like to text you the answer, but I am not very good at texting. You do have the option to contact me if you choose, and I would be honored to communicate with you if you do. Who knows, we might just have a valuable conversation.

Answered by Frank Carta on March 16, 2026

Broker Licensed in MI

Answered by Frank Carta Medicare Insurance Agent

In your experience, what are the best Medicare Supplement insurance companies and why?

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In your experience, what are the best Medicare Supplement insurance companies and why?

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Seniors: Ask a Question of Your Own

Related Questions

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A non-government resource website