In your experience, what are the best Medicare Supplement insurance companies and why?
Answered by 14 licensed agents
Answered by Eduardo Camacho on April 30, 2025
Agent Licensed in CA, FL, NC, NV, SC & TX
Answered by Kim Kirsch on May 1, 2025
Broker Licensed in FL, AK, AL & 46 other states
Answered by Bill Wheeler on May 23, 2025
Broker Licensed in KY & IN
Answered by Becki Jennings on June 4, 2025
Agent Licensed in MO
Best for Medigap plan options: AARP/UnitedHealthcare.
Best for premium discounts: Mutual of Omaha.
Best for member satisfaction: State Farm.
Best for low premiums: Cigna.
Best for extra benefits: Anthem.
Answered by Vachik Chakhbazian on April 27, 2025
Agent Licensed in CA, AL, AR & 22 other states
1. Lowest rate for the HDG, high deductible G plan, which in the long run, will save a lot of money!
2. Great customer service! You can reach a live person in the US!
3. Ability to create an online profile to see your claims.
4. At the 2-yr anniversary, gives you a 30-day window to change your plan within United American without health underwriting.
5. If you do change your plan within United American, your original issue age is kept.
Answered by Andrew Kramer on May 27, 2025
Agent Licensed in FL
Answered by Jerry Cohen on April 28, 2025
Broker Licensed in NY
Answered by Barbara Barnes, CMIP® on May 24, 2025
Agent Licensed in PA
Answered by Eizel Mere on April 30, 2025
Broker Licensed in FL
Here’s what I’ve seen in my experience:
Some of the Best Medicare Supplement Companies Are:
Mutual of Omaha
Aetna
UnitedHealthcare (through AARP)
Cigna
Blue Cross Blue Shield (varies by state)
Why These Companies Are Good:
Strong Reputation: These companies have been around a long time and are trusted by lots of people.
Good Customer Service: When you call them, they actually help you (instead of making you sit on hold forever!).
Stable Pricing: Their monthly costs (called premiums) don’t usually jump up crazy fast each year.
Easy to Use: They make it simple to use your benefits — no tricky rules or secret charges.
Financial Strength: These companies are financially healthy, which means they’ll be there when you need them.
Important to Know:
The Plan You Pick Matters More Than the Company!
Medicare Supplement plans (like Plan G or Plan N) are standardized by law. That means Plan G from Mutual of Omaha is the same as Plan G from Cigna — it just costs a little differently or has different customer service.
Price and Service are Key: Since the benefits are the same, you want a company with a good price and good service.
Little Tip:
Always look at both the monthly premium and how much they’ve raised rates in the past — because even a good company can get pricey over time if they raise rates too fast!
In short:
Pick a strong, trusted company with good rates today and a good history of keeping prices steady tomorrow. That’s the real "best" choice!
Let me know if you want me to help you compare a few — I can help you find the one that fits you best.
Answered by Randy Hill on April 26, 2025
Broker Licensed in OH, AL, AZ & 7 other states
Answered by Hector Vazquez on May 1, 2025
Broker Licensed in FL & TX
Answered by Andy Kelly on April 27, 2025
Agent Licensed in WA & OR
Answered by Heith Huguet on May 22, 2025
Broker Licensed in LA & MS
That being said, if the AARP Medicare Supplement Plan by United Healthcare is not, then I don't know which is.
The AARP by UHC is very highly advertised/recognized nationally. I have heard doctors and members praise their cost reimbursement timeliness. Their rates are competitive.
Rating plans can vary tremendously because the nation is packed with smaller regional plans which makes it difficult to rank them without knowing what service area an inquirer is interested in.
A good agent will often improve a members perspective in the insurance carriers quality of care by the quality and availability of service offered by the agent.
Some questions are answered best by telephone or in person.
Answered by William Murray on May 13, 2025
Broker Licensed in CA, AZ, CO & 31 other states
Tags: Agent Interview Medicare Supplement
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