Glenn Alterman, Medicare Insurance Broker
Glenn Alterman
WellCare
Medicare Broker Licensed in TX, AZ, CA, FL, NJ, OH and TN
Contact Details
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Location
Austin, TX
About Me
Hi! My name is Glenn, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Glenn Alterman
What are the reasons why I should work with a Medicare agent?
Answer: I work to help all qualified Medicare beneficiaries select the correct supplement or Medicare Advantage Plan. This is a no pressure sale as you will select exactly what benefits you
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: PPP allows any doctor in network without a referral. HMO tends to have more benefits and requires a referral for a specialist.
What's the best way to compare my current Medicare supplement plan to a Medicare advantage plan?
Answer: Need to know your specific needs as this comparison is apples and oranges. Also there are many types of supplements as well
How will the Inflation Reduction Act's Medicare drug pricing changes really affect seniors?
Answer: This lowers the max out of pocket after any deductible to $2000 so the donut hole is eliminated for 2025 and maybe beyond but we need to see what CMS will do for 2026
Why are seniors losing Medicare Advantage plans?
Answer: They are getting plans with benefits they actually use and many plans are dropped due to possibly lower enrollments
I called to ask about a knee replacement and suddenly they said I need prior authorization. I thought my plan was supposed to be good-what's going on?
Answer: Yes u need to have it approved by the carrier unless you have a supplement. Did you switch to an Advantage Plan? I am sure your agent told you this and if not please call me at 800-891-5151 or text me at 714-585-8650 and I will assist you
Is it better to get Medicare Part D or Medicare Advantage?
Answer: The answer depends upon if you have Part D coverage as good or better from work and if so you can avoid a Part D penalty. However, since Part D is no cost, why would you not sign up? You can call me at 800-891-5151 and I will sign you up for this plan depending upon your zip code and suggest a Plan G supplement with Silver Sneakers so you can see any doctor taking Medicare I would only take an Advantage plan if you can live with network restrictions but want dental, vision, transportation, Spendable’s card, and other benefits for zero monthly premium
Will Medicare cover everything my current employer plan does?
Answer: Please send me your summary of benefits and I will locate an MAPD plan matching your work benefits. Original Medicare will not have dental and vision visits, gym memberships etc
I'm in the donut hole and can't afford my medications. What are my options right now before the 2025 changes?
Answer: Nothing to worry about as 2025 is here and max out of pocket is $2000 plus whatever your part D deductible is
Why does Medicare have so many coverage gaps, and is it designed that way on purpose?
Answer: It is designed to allow all qualified people on during their specific time or specific enrollment available
I need help at home after my surgery. Will Medicare cover a home health aide or am I on my own?
Answer: Yes Medicare cavers this, but not as a stand-alone service. Medicare only covers home health as an example when it’s related to a total physical therapy package
How does Medigap Plan K compare to Plan G for someone on a tight budget?
Answer: You will be better off with the $2500 high deductible plan g as the k has lower benefits
Need to know your specific needs to specifically advise
I'm on a fixed income and struggling to afford my medications. What's this Extra Help program I've heard about for Medicare Part D?
Answer: I can fill this out for you. Please call me at 800-891-5151 tomorrow Monday and I’ll see if you qualify
Can I get a Medigap plan with Guaranteed Issue if I'm losing my employer coverage?
Answer: Yes this is allowed as it’s like getting started on Medicare for the first time. Please call me at 800-891-5151 and I’ll go over all the gap plans available and the costs for your zip code