Andy Kelly, Medicare Insurance Agent
Andy Kelly
Bankers Life
Medicare Agent Licensed in WA and OR
Contact Details
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Location
Kennewick, WA
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About Me
Hello! I'm Andy, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Andy Kelly
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: What are the measurable differences between "Original Medicare" and "Medicare Advantage? (The pros/cons of both)
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: Medicare Advantage plans may have a zero premium each month, but they will also have a annual "out of pocket" maximum. This amount may be significant and certainly may be equal or greater than the premiums that you might have paid for a Medicare Supplement with Original Medicare. It's important to review the pros/cons of both and to choose the plan that best meets your individual needs.
What should I look for in a Medicare plan if I travel frequently both domestically and internationally?
Answer: You should seek out a plan that hits the "sweet spot" between monthly premium and potential "out of pocket liability."
How could a shrinking workforce affect Medicare funding in the next 20 years?
Answer: A shrinking workforce in the U.S. over the next 20 years is likely to increase financial pressure on Medicare, leading to higher costs, potential funding shortfalls, and challenges in providing adequate care to the aging population. Policymakers will need to make difficult decisions about how to balance the needs of an older population with the realities of a smaller tax base, possibly through increased taxes, reduced benefits, or other reforms. Ensuring the sustainability of Medicare in the coming decades will require a combination of strategies, including workforce policies, healthcare reforms, and fiscal adjustments.