I'm turning 65 in three months but still working with employer coverage. Do I need to sign up for Medicare right now or can I wait?
Answered by 1 licensed agent
As long as you are working and your employer medical insurance plan is considered creditable coverage then you don't necessarily have to apply for Medicare Coverage. In general, what will happen is Medicare Part A will automatically become effective once your turn 65 whether you are still working or not. When getting close to age 65 while also working you should do your due diligence and compare your Medicare options, benefits and costs with your employer plan to ensure you are getting the best plan at the most competitive rate that provides the care you need. Sometimes the employer medical insurance is the best option and other times Medicare is the better option.
Answered by Mel Stevens on April 2, 2025
Broker Licensed in AZ
Tags: Eligibility Enrollment Periods New To Medicare Turning 65
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