Lesley Burns, Medicare Insurance Broker

About Me

Hello, I'm Lesley, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, Life Insurance, and Retirement Planning. My mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!

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Q&A with Lesley Burns

What's the most important question I should be asking about Medicare that I probably haven't thought of yet?

Answer: Is my Doctor a part of this plan? With the plan that was offered to me, how can I access my benefits?

What's the most frustrating misconception you have to clear up with clients about Medicare every year?

Answer: As an agent, the most frustrating misconception is helping clients/potential client understand that I am not Medicare. I am a licensed professional working to answer all your questions and get them the best plan possible/available within the client service area.

I'm caring for my dad who has Alzheimer's with lots of medications and I keep getting bills I don't understand. Any tips for not drowning in paperwork?

Answer: I would recommend the client to take all the mail that is specific to their carrier. You will then open them up, looking for the notice "This is not a bill". This particular piece is explaining your charges and benefits available to you. Once you review them, you may discard. Any other documents, you should review. There may be invoices that need to be paid as well as any additional pertinent information the carrier may deem of important that you the client need to have.

Can I get a Medigap plan with Guaranteed Issue if I'm losing my employer coverage?

Answer: If a potential client is losing employer coverage, yes there is a guaranteed issue right to enroll in a medigap plan.

What's the best way to avoid surprise bills for lab tests under Medicare Advantage?

Answer: The best way to avoid surprise bills for lab tests is to have prior authorization under Medicare Advantage.

I exercise regularly and maintain a healthy lifestyle. Does Medicare offer any incentives or additional benefits for preventive health behaviors?

Answer: Medicare does not. However, there are private insurance companies that manage Medicare plans that do offer incentives and additional benefits.

I live in California but might move to another state next year. How will my Medicare coverage change if I relocate?

Answer: If you choose to relocate, your Medicare coverage will change dependent on the service area in which you relocate.

What is the biggest disadvantage of Medicare Advantage?

Answer: The biggest disadvantage of Medicare Advantage are the limitation of provider choices which could affect access to care.

Does Medicare cover Ozempic and other drugs prescribed for weight loss?

Answer: Medicare doesn't cover Ozempic or other drugs prescribed for weight loss. This does not matter whether the drugs were prescribed for diabetes.