David Wiley, Medicare Insurance Broker
David Wiley
HealthMarkets
Medicare Broker Licensed in GA and NC
Contact Details
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Location
Watkinsville, GA
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Phone
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Website
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Facebook
About Me
Hey there, my name is David, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with David Wiley
What's one Medicare decision that too many people regret later?
Answer: Not utilizing an agent in making their decision in selecting their Medicare coverage. This can be an extremely costly mistake. Agents charge no fees but offer a wealth of experience and knowledge about plans meeting a client’s needs.
How might artificial intelligence change how Medicare approves claims in the future?
Answer: AI will definitely be a part of claims decisions in the future, but it will not be the end all as you will always have the ability to appeal to a real person.
How do discount cards and resources affect my Medicare Prescription Drug plan?
Answer: They don’t. They are as if they didn’t exist as it does not count toward meeting your prescription deductible or your maximum out of pocket. Their cost is totally on you.
I just started on Medicare Part D, and I'm confused about whether my new cholesterol medication counts toward my coverage gap. Can you explain?
Answer: It does as it counts not only what you pay but counts the total negotiated cost that your insurance company pays as well.
What role do annuities play in retirement planning?
Answer: Protects your assets from market declines. If your goal is to eliminate risk ( growth and decline in the investment market) then annuities provide safety. However, the tradeoff is lower returns than what the investment markets have historically yielded.
How does moving to a new state affect my Medicare enrollment timeline?
Answer: You have 60 days before and 60 days after your move to change your plan. If you have a Medicare supplement, such as Plan N or G, then it should not be effected at all.
What role do you think technology will play in the future of Medicare?
Answer: AI is already playing a role in claims, but the human element will always be available as the answer may sometimes fall into a grey area rather than black & white. That said, AI will continue to play a part in Medicare decisions and of course in the enrollment process.
I'm confused about which vaccines Medicare covers. Can you explain which ones are free?
Answer: All preventative vaccines are covered at no charge. Flu, Shingles, Pneumonia, and Covid are covered by Medicare. In short, all immunizations are covered.