Ricky Gonzalez, Medicare Insurance Agent
Ricky Gonzalez
Pinnacle Financial Group, Inc
Medicare Agent Licensed in FL, CT, LA, NC, NJ, OH, PA, SC, TX, UT and VA
26+ Years of Experience
Contact Details
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Location
Weston, FL
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Ricky Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
As the President and CEO of Pinnacle Financial Group, I have over two decades of experience in the financial services industry. My journey began in 1999 as a Financial Advisor and Stock Broker with AXA Advisors, where I quickly became one of the top producers in the Miami Agency.
Throughout my career, I've had the privilege of working with a diverse clientele, including high-net-worth individuals, business owners, and medical professionals. My focus has always been on understanding each client's unique financial situation and developing customized strategies to safeguard assets, mitigate risks, and maximize growth potential.
At Pinnacle Financial Group, we specialize in a comprehensive suite of services, including:
- **Retirement Planning:** Crafting personalized strategies to help clients achieve financial security and peace of mind in their retirement years.
- **Life Insurance:** Providing tailored life insurance solutions to protect clients' loved ones and ensure their financial well-being.
- **Medicare Planning:** Assisting clients in navigating the complexities of Medicare to select the best plans suited to their healthcare needs.
- **Long-Term Care and Disability Planning:** Offering solutions to protect clients' income and assets in the event of long-term care needs or disability.
- **Business Services:** Supporting business owners with succession planning, employee benefits, and strategies to attract and retain key personnel.
- **Group Benefit Plans:** Designing comprehensive benefit packages to meet the diverse needs of employees and enhance workplace satisfaction.
My commitment is to build long-term relationships based on trust, integrity, and transparency. I take the time to listen to you!
Best of all, my services are provided at no cost to you.
Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Ricky Gonzalez
What are the reasons why I should work with a Medicare agent?
Answer: Navigating Medicare can be overwhelming. At Pinnacle Financial Group, Inc., we specialize in simplifying this complex system so you can make confident, informed decisions. Here are a few key reasons to work with a licensed Medicare agent like us:
1. Personalized Guidance: We don’t believe in one-size-fits-all solutions. We take time to understand your health needs, prescriptions, doctors, and budget to match you with the right plan—whether it's Medicare Advantage, Medicare Supplement, or Part D drug coverage.
2. Access to Multiple Carriers: Unlike working directly with a single insurance company, we represent you, not the insurer. This means we can shop the market and offer unbiased comparisons from top-rated carriers to find the best fit for your situation.
3. Ongoing Support: Your healthcare needs can change—and so can Medicare plans. We provide year-round support, including annual reviews during the Medicare Open Enrollment Period, to ensure your coverage continues to meet your needs.
4. No Cost to You: Our services come at no additional cost. We're compensated by the insurance companies, not by our clients—so you get expert advice without extra fees.
5. Experience You Can Trust: At Pinnacle Financial Group, we bring decades of experience in insurance and retirement planning, helping clients make smart, strategic decisions that protect their health and wealth.
How can I make sure I'm not overpaying for my Medicare plan, and are there any tools or resources you recommend?
Answer: To make sure you're not overpaying for your Medicare plan, it's important to review your coverage each year—especially your prescriptions and provider network—since plan costs and benefits change annually. Working with an independent agent like me at Pinnacle Financial Group gives you access to multiple carriers and expert guidance at no cost, so you can find the most cost-effective plan for your needs.
My Medicare Advantage plan denied coverage for a specialist I need to see. What are my options now?
Answer: If your Medicare Advantage plan denied coverage for a specialist, you can file an appeal and we can help guide you through that process. You might also consider switching plans during the next enrollment period to one that includes your preferred providers.