Vernon Pate, Medicare Insurance Broker
Vernon Pate
Pate Insurance Agency
Medicare Broker Licensed in AR, MO and OK
5+ Years of Experience
Contact Details
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Location
Fayetteville, AR
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About Me
5 years experience offering Individual/Family, Medicare Advantage, and Medicare Supplement Insurance.
Directions to My Office
Q&A with Vernon Pate
What are the reasons why I should work with a Medicare agent?
Answer: 1. A Medicare agent will help you find the best options for your healthcare.
2. A Local Medicare agent is someone you can always talk to.
Why do some agents push Medicare Advantage plans over Medigap-should I be skeptical?
Answer: Yes, you should be skeptical. Licensed and appointed agents should offer options that best meet your health and financial needs. A Medicare Advantage Plan may be a good fit for one person, whereas a Medicare Supplement Plan might be a better fit for another. Find a LOCAL, licensed, and appointed agent who will listen to your needs and help you find a plan that fits your healthcare needs and lifestyle.
I just moved to a new state. Do I need to do anything with my Medicare coverage?
Answer: You do not have to do anything with Original Medicare Parts A & B. However, you may need to enroll in a different Medicare Part D plan. If you have a Medicare Advantage with Part D (MAPD) or a Medicare Advantage plan (MA), your current plan may not cover you in your new state. A Special Enrollment Period allows moves to a different location or state. Please get in touch with your local licensed and appointed agent or a licensed and appointed agent in your new state.
Are all types of blood tests covered by Medicare?
Answer: Original Medicare covers "medically necessary" laboratory tests. Medicare Advantage Plans will cover "medically necessary" tests, as well. However, check your plan's "Statement of Benefits" for copays, coinsurance, or other limitations.